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Vanguard Target Retirement 2025 Fund (VTTVX)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility

Fund Info

CUSIP

92202E409

Issuer

Vanguard

Inception Date

Oct 27, 2003

Min. Investment

$1,000

Asset Class

Multi-Asset

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
VTTVX vs. VTWNX VTTVX vs. VBINX VTTVX vs. VWNDX VTTVX vs. VSMAX VTTVX vs. VTSAX VTTVX vs. VOO VTTVX vs. TRRHX VTTVX vs. VFIAX VTTVX vs. SCHD VTTVX vs. VTWO
Popular comparisons:
VTTVX vs. VTWNX VTTVX vs. VBINX VTTVX vs. VWNDX VTTVX vs. VSMAX VTTVX vs. VTSAX VTTVX vs. VOO VTTVX vs. TRRHX VTTVX vs. VFIAX VTTVX vs. SCHD VTTVX vs. VTWO

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Vanguard Target Retirement 2025 Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


0.00%5.00%10.00%JuneJulyAugustSeptemberOctoberNovember
5.37%
11.50%
VTTVX (Vanguard Target Retirement 2025 Fund)
Benchmark (^GSPC)

Returns By Period

Vanguard Target Retirement 2025 Fund had a return of 9.78% year-to-date (YTD) and 15.65% in the last 12 months. Over the past 10 years, Vanguard Target Retirement 2025 Fund had an annualized return of 6.35%, while the S&P 500 had an annualized return of 11.13%, indicating that Vanguard Target Retirement 2025 Fund did not perform as well as the benchmark.


VTTVX

YTD

9.78%

1M

-0.54%

6M

5.37%

1Y

15.65%

5Y (annualized)

6.31%

10Y (annualized)

6.35%

^GSPC (Benchmark)

YTD

24.05%

1M

1.08%

6M

11.50%

1Y

30.38%

5Y (annualized)

13.77%

10Y (annualized)

11.13%

Monthly Returns

The table below presents the monthly returns of VTTVX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024-0.27%1.85%2.03%-2.73%2.91%1.15%2.17%1.77%1.79%-2.05%9.78%
20235.40%-2.62%2.57%0.91%-0.96%3.08%2.04%-1.84%-3.15%-2.05%6.52%4.54%14.76%
2022-3.49%-2.04%-0.05%-5.93%0.33%-5.40%5.07%-3.44%-6.95%3.09%6.05%-3.03%-15.57%
2021-0.42%1.03%1.25%2.69%0.98%1.05%0.83%1.29%-2.73%2.80%-1.28%2.02%9.78%
2020-0.00%-3.98%-9.34%7.30%3.29%2.14%3.58%3.16%-1.58%-1.41%7.65%3.03%13.31%
20195.41%1.73%1.48%2.16%-3.17%4.48%0.31%-0.31%1.10%1.55%1.63%1.95%19.63%
20183.03%-2.89%-0.65%0.11%0.76%-0.22%1.89%0.90%-0.05%-5.05%1.27%-4.05%-5.14%
20171.71%2.10%0.71%1.23%1.39%0.46%1.70%0.56%1.22%1.42%1.35%1.05%15.95%
2016-3.20%-0.33%5.24%0.95%0.50%0.50%2.97%0.30%0.42%-1.67%0.42%1.37%7.47%
2015-0.61%3.53%-0.65%1.12%0.23%-1.75%0.83%-4.42%-1.97%4.84%-0.18%-1.48%-0.82%
2014-2.03%3.56%0.31%0.56%1.74%1.65%-1.32%2.61%-2.25%1.58%1.37%-0.65%7.17%
20133.24%0.50%2.20%1.80%-0.00%-1.84%3.75%-1.94%3.62%2.96%1.34%1.36%18.15%

Expense Ratio

VTTVX has an expense ratio of 0.08%, which is considered low compared to other funds.


Expense ratio chart for VTTVX: current value at 0.08% compared with the broader market ranging from 0.00% to 2.12%.0.50%1.00%1.50%2.00%0.08%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of VTTVX is 56, suggesting that the investment has average results relative to other mutual funds in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.


The Risk-Adjusted Performance Rank of VTTVX is 5656
Combined Rank
The Sharpe Ratio Rank of VTTVX is 4848
Sharpe Ratio Rank
The Sortino Ratio Rank of VTTVX is 5050
Sortino Ratio Rank
The Omega Ratio Rank of VTTVX is 6262
Omega Ratio Rank
The Calmar Ratio Rank of VTTVX is 7171
Calmar Ratio Rank
The Martin Ratio Rank of VTTVX is 4646
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Vanguard Target Retirement 2025 Fund (VTTVX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for VTTVX, currently valued at 1.78, compared to the broader market-1.000.001.002.003.004.005.001.782.46
The chart of Sortino ratio for VTTVX, currently valued at 2.59, compared to the broader market0.005.0010.002.593.31
The chart of Omega ratio for VTTVX, currently valued at 1.39, compared to the broader market1.002.003.004.001.391.46
The chart of Calmar ratio for VTTVX, currently valued at 1.78, compared to the broader market0.005.0010.0015.0020.0025.001.783.55
The chart of Martin ratio for VTTVX, currently valued at 8.85, compared to the broader market0.0020.0040.0060.0080.00100.008.8515.76
VTTVX
^GSPC

The current Vanguard Target Retirement 2025 Fund Sharpe ratio is 1.78. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Vanguard Target Retirement 2025 Fund with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.

Rolling 12-month Sharpe Ratio1.001.502.002.503.003.50JuneJulyAugustSeptemberOctoberNovember
1.78
2.46
VTTVX (Vanguard Target Retirement 2025 Fund)
Benchmark (^GSPC)

Dividends

Dividend History

Vanguard Target Retirement 2025 Fund provided a 2.50% dividend yield over the last twelve months, with an annual payout of $0.51 per share.


1.60%1.80%2.00%2.20%2.40%2.60%2.80%$0.00$0.10$0.20$0.30$0.40$0.5020132014201520162017201820192020202120222023
Dividends
Dividend Yield
PeriodTTM20232022202120202019201820172016201520142013
Dividend$0.51$0.51$0.37$0.44$0.36$0.47$0.43$0.37$0.33$0.34$0.32$0.29

Dividend yield

2.50%2.74%2.21%2.16%1.65%2.37%2.55%1.99%2.00%2.19%1.95%1.82%

Monthly Dividends

The table displays the monthly dividend distributions for Vanguard Target Retirement 2025 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.51$0.51
2022$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.37$0.37
2021$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.44$0.44
2020$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.36$0.36
2019$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.47$0.47
2018$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.43$0.43
2017$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.37$0.37
2016$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.33$0.33
2015$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.34$0.34
2014$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.32$0.32
2013$0.29$0.29

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-8.00%-6.00%-4.00%-2.00%0.00%JuneJulyAugustSeptemberOctoberNovember
-1.17%
-1.40%
VTTVX (Vanguard Target Retirement 2025 Fund)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Vanguard Target Retirement 2025 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Vanguard Target Retirement 2025 Fund was 46.03%, occurring on Mar 9, 2009. Recovery took 522 trading sessions.

The current Vanguard Target Retirement 2025 Fund drawdown is 1.17%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-46.03%Nov 1, 2007338Mar 9, 2009522Apr 1, 2011860
-22.51%Feb 20, 202023Mar 23, 202092Aug 3, 2020115
-21.52%Nov 10, 2021234Oct 14, 2022397May 15, 2024631
-15.37%May 2, 2011108Oct 3, 201198Feb 23, 2012206
-11.97%Jan 29, 2018229Dec 24, 201870Apr 5, 2019299

Volatility

Volatility Chart

The current Vanguard Target Retirement 2025 Fund volatility is 1.79%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


1.00%2.00%3.00%4.00%5.00%6.00%JuneJulyAugustSeptemberOctoberNovember
1.79%
4.07%
VTTVX (Vanguard Target Retirement 2025 Fund)
Benchmark (^GSPC)