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SWHRX vs. VTTVX
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility

Correlation

The correlation between SWHRX and VTTVX is 0.94, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


-0.50.00.51.0
Correlation: 0.9

Performance

SWHRX vs. VTTVX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Schwab Target 2025 Fund (SWHRX) and Vanguard Target Retirement 2025 Fund (VTTVX). The values are adjusted to include any dividend payments, if applicable.

100.00%110.00%120.00%130.00%NovemberDecember2025FebruaryMarchApril
102.87%
115.13%
SWHRX
VTTVX

Key characteristics

Sharpe Ratio

SWHRX:

0.33

VTTVX:

0.38

Sortino Ratio

SWHRX:

0.48

VTTVX:

0.56

Omega Ratio

SWHRX:

1.08

VTTVX:

1.09

Calmar Ratio

SWHRX:

0.23

VTTVX:

0.22

Martin Ratio

SWHRX:

0.85

VTTVX:

1.04

Ulcer Index

SWHRX:

3.74%

VTTVX:

3.74%

Daily Std Dev

SWHRX:

9.64%

VTTVX:

10.08%

Max Drawdown

SWHRX:

-37.97%

VTTVX:

-46.03%

Current Drawdown

SWHRX:

-10.51%

VTTVX:

-14.09%

Returns By Period

In the year-to-date period, SWHRX achieves a -0.70% return, which is significantly lower than VTTVX's -0.43% return. Over the past 10 years, SWHRX has underperformed VTTVX with an annualized return of 2.06%, while VTTVX has yielded a comparatively higher 2.98% annualized return.


SWHRX

YTD

-0.70%

1M

-2.41%

6M

-5.50%

1Y

2.02%

5Y*

3.69%

10Y*

2.06%

VTTVX

YTD

-0.43%

1M

-2.16%

6M

-5.19%

1Y

2.59%

5Y*

2.75%

10Y*

2.98%

*Annualized

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SWHRX vs. VTTVX - Expense Ratio Comparison

SWHRX has a 0.00% expense ratio, which is lower than VTTVX's 0.08% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.


Expense ratio chart for VTTVX: current value is 0.08%, compared with the broader market range of 0.00% to 2.12%.0.50%1.00%1.50%2.00%
VTTVX: 0.08%
Expense ratio chart for SWHRX: current value is 0.00%, compared with the broader market range of 0.00% to 2.12%.0.50%1.00%1.50%2.00%
SWHRX: 0.00%

Risk-Adjusted Performance

SWHRX vs. VTTVX — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SWHRX
The Risk-Adjusted Performance Rank of SWHRX is 4747
Overall Rank
The Sharpe Ratio Rank of SWHRX is 4949
Sharpe Ratio Rank
The Sortino Ratio Rank of SWHRX is 4646
Sortino Ratio Rank
The Omega Ratio Rank of SWHRX is 4848
Omega Ratio Rank
The Calmar Ratio Rank of SWHRX is 4747
Calmar Ratio Rank
The Martin Ratio Rank of SWHRX is 4444
Martin Ratio Rank

VTTVX
The Risk-Adjusted Performance Rank of VTTVX is 5151
Overall Rank
The Sharpe Ratio Rank of VTTVX is 5454
Sharpe Ratio Rank
The Sortino Ratio Rank of VTTVX is 5151
Sortino Ratio Rank
The Omega Ratio Rank of VTTVX is 5454
Omega Ratio Rank
The Calmar Ratio Rank of VTTVX is 4747
Calmar Ratio Rank
The Martin Ratio Rank of VTTVX is 4848
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

SWHRX vs. VTTVX - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2025 Fund (SWHRX) and Vanguard Target Retirement 2025 Fund (VTTVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


The chart of Sharpe ratio for SWHRX, currently valued at 0.33, compared to the broader market-1.000.001.002.003.00
SWHRX: 0.33
VTTVX: 0.38
The chart of Sortino ratio for SWHRX, currently valued at 0.48, compared to the broader market-2.000.002.004.006.008.00
SWHRX: 0.48
VTTVX: 0.56
The chart of Omega ratio for SWHRX, currently valued at 1.08, compared to the broader market0.501.001.502.002.503.00
SWHRX: 1.08
VTTVX: 1.09
The chart of Calmar ratio for SWHRX, currently valued at 0.23, compared to the broader market0.002.004.006.008.0010.00
SWHRX: 0.23
VTTVX: 0.22
The chart of Martin ratio for SWHRX, currently valued at 0.85, compared to the broader market0.0010.0020.0030.0040.0050.00
SWHRX: 0.85
VTTVX: 1.04

The current SWHRX Sharpe Ratio is 0.33, which is comparable to the VTTVX Sharpe Ratio of 0.38. The chart below compares the historical Sharpe Ratios of SWHRX and VTTVX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


Rolling 12-month Sharpe Ratio0.001.002.003.00NovemberDecember2025FebruaryMarchApril
0.33
0.38
SWHRX
VTTVX

Dividends

SWHRX vs. VTTVX - Dividend Comparison

SWHRX's dividend yield for the trailing twelve months is around 3.20%, more than VTTVX's 2.97% yield.


TTM20242023202220212020201920182017201620152014
SWHRX
Schwab Target 2025 Fund
3.20%3.17%2.70%2.29%2.36%1.74%2.43%2.67%2.34%1.74%2.01%2.31%
VTTVX
Vanguard Target Retirement 2025 Fund
2.97%2.96%2.75%2.21%2.16%1.65%2.37%2.55%1.99%2.00%2.19%1.95%

Drawdowns

SWHRX vs. VTTVX - Drawdown Comparison

The maximum SWHRX drawdown since its inception was -37.97%, smaller than the maximum VTTVX drawdown of -46.03%. Use the drawdown chart below to compare losses from any high point for SWHRX and VTTVX. For additional features, visit the drawdowns tool.


-20.00%-15.00%-10.00%-5.00%NovemberDecember2025FebruaryMarchApril
-10.51%
-14.09%
SWHRX
VTTVX

Volatility

SWHRX vs. VTTVX - Volatility Comparison

The current volatility for Schwab Target 2025 Fund (SWHRX) is 5.46%, while Vanguard Target Retirement 2025 Fund (VTTVX) has a volatility of 5.80%. This indicates that SWHRX experiences smaller price fluctuations and is considered to be less risky than VTTVX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


1.00%2.00%3.00%4.00%5.00%6.00%NovemberDecember2025FebruaryMarchApril
5.46%
5.80%
SWHRX
VTTVX