SWHRX vs. SWLSX
Compare and contrast key facts about Schwab Target 2025 Fund (SWHRX) and Schwab Large-Cap Growth Fund™ (SWLSX).
SWHRX is managed by Charles Schwab. It was launched on Mar 11, 2008. SWLSX is managed by Charles Schwab. It was launched on Oct 3, 2005.
Performance
SWHRX vs. SWLSX - Performance Comparison
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SWHRX vs. SWLSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWHRX Schwab Target 2025 Fund | -2.25% | 12.70% | 8.78% | 14.29% | -15.90% | 10.31% | 12.55% | 18.66% | -6.00% | 15.57% |
SWLSX Schwab Large-Cap Growth Fund™ | -12.73% | 19.69% | 29.41% | 38.27% | -27.00% | 29.03% | 29.03% | 31.02% | -7.93% | 29.01% |
Returns By Period
In the year-to-date period, SWHRX achieves a -2.25% return, which is significantly higher than SWLSX's -12.73% return. Over the past 10 years, SWHRX has underperformed SWLSX with an annualized return of 6.84%, while SWLSX has yielded a comparatively higher 14.02% annualized return.
SWHRX
- 1D
- 0.14%
- 1M
- -4.98%
- YTD
- -2.25%
- 6M
- -0.55%
- 1Y
- 9.17%
- 3Y*
- 9.13%
- 5Y*
- 4.54%
- 10Y*
- 6.84%
SWLSX
- 1D
- -0.72%
- 1M
- -8.75%
- YTD
- -12.73%
- 6M
- -11.11%
- 1Y
- 15.36%
- 3Y*
- 18.28%
- 5Y*
- 11.53%
- 10Y*
- 14.02%
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SWHRX vs. SWLSX - Expense Ratio Comparison
SWHRX has a 0.00% expense ratio, which is lower than SWLSX's 0.99% expense ratio.
Return for Risk
SWHRX vs. SWLSX — Risk / Return Rank
SWHRX
SWLSX
SWHRX vs. SWLSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2025 Fund (SWHRX) and Schwab Large-Cap Growth Fund™ (SWLSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWHRX | SWLSX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.19 | 0.69 | +0.50 |
Sortino ratioReturn per unit of downside risk | 1.71 | 1.14 | +0.57 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.16 | +0.08 |
Calmar ratioReturn relative to maximum drawdown | 1.55 | 0.78 | +0.77 |
Martin ratioReturn relative to average drawdown | 6.71 | 2.74 | +3.97 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWHRX | SWLSX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.19 | 0.69 | +0.50 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.42 | 0.55 | -0.13 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.65 | 0.68 | -0.02 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.53 | 0.51 | +0.02 |
Correlation
The correlation between SWHRX and SWLSX is 0.90, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWHRX vs. SWLSX - Dividend Comparison
SWHRX's dividend yield for the trailing twelve months is around 10.37%, more than SWLSX's 1.34% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWHRX Schwab Target 2025 Fund | 10.37% | 10.13% | 7.82% | 5.19% | 5.72% | 6.41% | 2.94% | 5.47% | 5.95% | 3.78% | 5.31% | 7.05% |
SWLSX Schwab Large-Cap Growth Fund™ | 1.34% | 1.17% | 0.11% | 0.04% | 2.07% | 7.77% | 1.07% | 5.32% | 12.35% | 7.92% | 4.46% | 17.08% |
Drawdowns
SWHRX vs. SWLSX - Drawdown Comparison
The maximum SWHRX drawdown since its inception was -37.97%, smaller than the maximum SWLSX drawdown of -49.89%. Use the drawdown chart below to compare losses from any high point for SWHRX and SWLSX.
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Drawdown Indicators
| SWHRX | SWLSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -37.97% | -49.89% | +11.92% |
Max Drawdown (1Y)Largest decline over 1 year | -5.72% | -16.17% | +10.45% |
Max Drawdown (5Y)Largest decline over 5 years | -26.06% | -31.32% | +5.26% |
Max Drawdown (10Y)Largest decline over 10 years | -26.06% | -31.32% | +5.26% |
Current DrawdownCurrent decline from peak | -5.04% | -16.17% | +11.13% |
Average DrawdownAverage peak-to-trough decline | -5.38% | -7.98% | +2.60% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.32% | 4.57% | -3.25% |
Volatility
SWHRX vs. SWLSX - Volatility Comparison
The current volatility for Schwab Target 2025 Fund (SWHRX) is 2.72%, while Schwab Large-Cap Growth Fund™ (SWLSX) has a volatility of 5.73%. This indicates that SWHRX experiences smaller price fluctuations and is considered to be less risky than SWLSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWHRX | SWLSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.72% | 5.73% | -3.01% |
Volatility (6M)Calculated over the trailing 6-month period | 4.52% | 12.41% | -7.89% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.87% | 22.60% | -14.73% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.90% | 20.97% | -10.07% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 10.49% | 20.76% | -10.27% |