SWHRX vs. IRTR
Compare and contrast key facts about Schwab Target 2025 Fund (SWHRX) and Ishares Lifepath Retirement ETF (IRTR).
SWHRX is managed by Charles Schwab. It was launched on Mar 11, 2008. IRTR is an actively managed fund by iShares. It was launched on Oct 17, 2023.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWHRX or IRTR.
Correlation
The correlation between SWHRX and IRTR is 0.83, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
SWHRX vs. IRTR - Performance Comparison
Key characteristics
SWHRX:
1.43
IRTR:
1.41
SWHRX:
2.00
IRTR:
1.99
SWHRX:
1.29
IRTR:
1.25
SWHRX:
1.71
IRTR:
2.59
SWHRX:
8.51
IRTR:
7.72
SWHRX:
1.13%
IRTR:
1.13%
SWHRX:
6.74%
IRTR:
6.20%
SWHRX:
-37.97%
IRTR:
-3.38%
SWHRX:
-2.40%
IRTR:
-2.19%
Returns By Period
In the year-to-date period, SWHRX achieves a 9.17% return, which is significantly higher than IRTR's 8.22% return.
SWHRX
9.17%
-0.51%
3.69%
9.64%
5.43%
5.82%
IRTR
8.22%
-0.41%
3.74%
8.75%
N/A
N/A
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
SWHRX vs. IRTR - Expense Ratio Comparison
SWHRX has a 0.00% expense ratio, which is lower than IRTR's 0.08% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
SWHRX vs. IRTR - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2025 Fund (SWHRX) and Ishares Lifepath Retirement ETF (IRTR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWHRX vs. IRTR - Dividend Comparison
SWHRX's dividend yield for the trailing twelve months is around 2.47%, less than IRTR's 3.00% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWHRX Schwab Target 2025 Fund | 2.47% | 2.70% | 2.29% | 2.36% | 1.74% | 2.43% | 2.67% | 2.34% | 1.74% | 2.01% | 2.31% | 1.65% |
IRTR Ishares Lifepath Retirement ETF | 3.00% | 0.85% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
SWHRX vs. IRTR - Drawdown Comparison
The maximum SWHRX drawdown since its inception was -37.97%, which is greater than IRTR's maximum drawdown of -3.38%. Use the drawdown chart below to compare losses from any high point for SWHRX and IRTR. For additional features, visit the drawdowns tool.
Volatility
SWHRX vs. IRTR - Volatility Comparison
Schwab Target 2025 Fund (SWHRX) has a higher volatility of 2.30% compared to Ishares Lifepath Retirement ETF (IRTR) at 2.17%. This indicates that SWHRX's price experiences larger fluctuations and is considered to be riskier than IRTR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.