SWHRX vs. FRAMX
Compare and contrast key facts about Schwab Target 2025 Fund (SWHRX) and Fidelity Advisor Managed Retirement Income Fund Class A (FRAMX).
SWHRX is managed by Charles Schwab. It was launched on Mar 11, 2008. FRAMX is managed by BlackRock. It was launched on Aug 30, 2007.
Performance
SWHRX vs. FRAMX - Performance Comparison
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SWHRX vs. FRAMX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWHRX Schwab Target 2025 Fund | -2.25% | 12.70% | 8.78% | 14.29% | -15.90% | 10.31% | 12.55% | 18.66% | -6.00% | 15.57% |
FRAMX Fidelity Advisor Managed Retirement Income Fund Class A | -0.57% | 9.55% | 4.04% | 7.80% | -11.87% | 2.52% | 8.30% | 10.28% | -2.05% | 6.82% |
Returns By Period
In the year-to-date period, SWHRX achieves a -2.25% return, which is significantly lower than FRAMX's -0.57% return. Over the past 10 years, SWHRX has outperformed FRAMX with an annualized return of 6.84%, while FRAMX has yielded a comparatively lower 3.65% annualized return.
SWHRX
- 1D
- 0.14%
- 1M
- -4.98%
- YTD
- -2.25%
- 6M
- -0.55%
- 1Y
- 9.17%
- 3Y*
- 9.13%
- 5Y*
- 4.54%
- 10Y*
- 6.84%
FRAMX
- 1D
- 0.26%
- 1M
- -3.20%
- YTD
- -0.57%
- 6M
- 0.62%
- 1Y
- 6.78%
- 3Y*
- 5.66%
- 5Y*
- 2.13%
- 10Y*
- 3.65%
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SWHRX vs. FRAMX - Expense Ratio Comparison
SWHRX has a 0.00% expense ratio, which is lower than FRAMX's 0.70% expense ratio.
Return for Risk
SWHRX vs. FRAMX — Risk / Return Rank
SWHRX
FRAMX
SWHRX vs. FRAMX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2025 Fund (SWHRX) and Fidelity Advisor Managed Retirement Income Fund Class A (FRAMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWHRX | FRAMX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.19 | 1.50 | -0.31 |
Sortino ratioReturn per unit of downside risk | 1.71 | 2.09 | -0.37 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.30 | -0.05 |
Calmar ratioReturn relative to maximum drawdown | 1.55 | 2.00 | -0.45 |
Martin ratioReturn relative to average drawdown | 6.71 | 8.06 | -1.35 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWHRX | FRAMX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.19 | 1.50 | -0.31 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.42 | 0.41 | +0.01 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.65 | 0.82 | -0.16 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.53 | 0.49 | +0.04 |
Correlation
The correlation between SWHRX and FRAMX is 0.91, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWHRX vs. FRAMX - Dividend Comparison
SWHRX's dividend yield for the trailing twelve months is around 10.37%, more than FRAMX's 2.91% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWHRX Schwab Target 2025 Fund | 10.37% | 10.13% | 7.82% | 5.19% | 5.72% | 6.41% | 2.94% | 5.47% | 5.95% | 3.78% | 5.31% | 7.05% |
FRAMX Fidelity Advisor Managed Retirement Income Fund Class A | 2.91% | 2.77% | 2.77% | 2.58% | 4.26% | 3.31% | 2.23% | 2.37% | 4.40% | 8.26% | 1.42% | 1.42% |
Drawdowns
SWHRX vs. FRAMX - Drawdown Comparison
The maximum SWHRX drawdown since its inception was -37.97%, which is greater than FRAMX's maximum drawdown of -33.94%. Use the drawdown chart below to compare losses from any high point for SWHRX and FRAMX.
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Drawdown Indicators
| SWHRX | FRAMX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -37.97% | -33.94% | -4.03% |
Max Drawdown (1Y)Largest decline over 1 year | -5.72% | -3.45% | -2.27% |
Max Drawdown (5Y)Largest decline over 5 years | -26.06% | -16.31% | -9.75% |
Max Drawdown (10Y)Largest decline over 10 years | -26.06% | -16.31% | -9.75% |
Current DrawdownCurrent decline from peak | -5.04% | -3.20% | -1.84% |
Average DrawdownAverage peak-to-trough decline | -5.38% | -3.87% | -1.51% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.32% | 0.86% | +0.46% |
Volatility
SWHRX vs. FRAMX - Volatility Comparison
Schwab Target 2025 Fund (SWHRX) has a higher volatility of 2.72% compared to Fidelity Advisor Managed Retirement Income Fund Class A (FRAMX) at 1.96%. This indicates that SWHRX's price experiences larger fluctuations and is considered to be riskier than FRAMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWHRX | FRAMX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.72% | 1.96% | +0.76% |
Volatility (6M)Calculated over the trailing 6-month period | 4.52% | 2.86% | +1.66% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.87% | 4.59% | +3.28% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.90% | 5.21% | +5.69% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 10.49% | 4.47% | +6.02% |