American Funds 2025 Target Date Retirement Fund (AADTX)
The fund normally invests a greater portion of its assets in fixed income, equity-income and balanced funds as it approaches and passes its target date. The advisor attempts to achieve its investment objectives by investing in a mix of American Funds in different combinations and weightings. The underlying American Funds represent a variety of fund categories, including growth funds, growth-and-income funds, equity-income funds, balanced funds and fixed income funds. The fund categories represent differing investment objectives and strategies.
Fund Info
US02630T7798
02630T779
Jan 31, 2007
$250
Large-Cap
Blend
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in American Funds 2025 Target Date Retirement Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
American Funds 2025 Target Date Retirement Fund had a return of 9.33% year-to-date (YTD) and 14.90% in the last 12 months. Over the past 10 years, American Funds 2025 Target Date Retirement Fund had an annualized return of 6.40%, while the S&P 500 had an annualized return of 11.13%, indicating that American Funds 2025 Target Date Retirement Fund did not perform as well as the benchmark.
AADTX
9.33%
-0.99%
5.08%
14.90%
6.52%
6.40%
^GSPC (Benchmark)
24.05%
1.08%
11.50%
30.38%
13.77%
11.13%
Monthly Returns
The table below presents the monthly returns of AADTX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 0.34% | 1.23% | 2.09% | -2.71% | 2.52% | 1.26% | 2.42% | 1.98% | 1.57% | -1.85% | 9.33% | ||
| 2023 | 4.01% | -2.71% | 2.42% | 1.07% | -1.42% | 2.37% | 1.69% | -1.52% | -3.16% | -1.59% | 6.04% | 4.28% | 11.57% |
| 2022 | -3.29% | -1.61% | -0.00% | -5.29% | 0.97% | -5.40% | 4.26% | -2.98% | -6.71% | 3.67% | 5.39% | -2.02% | -13.04% |
| 2021 | -0.45% | 1.11% | 1.68% | 2.54% | 1.24% | 0.37% | 0.98% | 1.21% | -2.44% | 3.06% | -1.36% | 2.84% | 11.12% |
| 2020 | -0.14% | -3.56% | -6.86% | 6.89% | 2.96% | 1.73% | 3.18% | 2.95% | -1.73% | -1.63% | 7.03% | 2.67% | 13.33% |
| 2019 | 4.51% | 1.46% | 1.59% | 1.87% | -2.93% | 4.08% | 0.15% | -0.36% | 0.58% | 1.45% | 1.85% | 2.08% | 17.35% |
| 2018 | 3.35% | -2.66% | -0.89% | 0.15% | 0.74% | 0.07% | 1.63% | 0.36% | 0.14% | -4.49% | 1.52% | -3.45% | -3.74% |
| 2017 | 2.00% | 1.80% | 0.72% | 1.12% | 1.50% | 0.16% | 1.86% | 0.23% | 1.37% | 1.20% | 1.11% | 0.95% | 14.95% |
| 2016 | -2.86% | -0.18% | 4.92% | 1.11% | 0.34% | 0.84% | 2.41% | -0.16% | 0.57% | -1.46% | 0.49% | 0.92% | 6.96% |
| 2015 | -0.57% | 3.12% | -1.04% | 1.53% | 0.24% | -1.82% | 1.21% | -4.22% | -1.91% | 5.09% | -0.16% | -1.41% | -0.28% |
| 2014 | -2.35% | 4.12% | -0.16% | 0.41% | 2.14% | 1.37% | -1.59% | 2.50% | -1.81% | 1.44% | 1.50% | 0.05% | 7.68% |
| 2013 | 3.65% | 0.49% | 2.43% | 2.56% | 0.74% | -1.75% | 4.02% | -2.07% | 4.31% | 3.43% | 1.70% | 3.25% | 25.01% |
Expense Ratio
AADTX features an expense ratio of 0.34%, falling within the medium range.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current risk-adjusted rank of AADTX is 78, placing it in the top 22% of mutual funds on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for American Funds 2025 Target Date Retirement Fund (AADTX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
American Funds 2025 Target Date Retirement Fund provided a 2.16% dividend yield over the last twelve months, with an annual payout of $0.34 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.34 | $0.34 | $0.29 | $0.17 | $0.26 | $0.21 | $0.18 | $0.15 | $0.14 | $0.11 | $0.58 | $0.41 |
Dividend yield | 2.16% | 2.36% | 2.15% | 1.08% | 1.68% | 1.48% | 1.47% | 1.11% | 1.20% | 0.92% | 4.75% | 3.44% |
Monthly Dividends
The table displays the monthly dividend distributions for American Funds 2025 Target Date Retirement Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.34 | $0.34 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.29 | $0.29 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.17 | $0.17 |
| 2020 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.26 | $0.26 |
| 2019 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.21 | $0.21 |
| 2018 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.18 | $0.18 |
| 2017 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.15 | $0.15 |
| 2016 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.14 | $0.14 |
| 2015 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.11 | $0.11 |
| 2014 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.58 | $0.58 |
| 2013 | $0.41 | $0.41 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the American Funds 2025 Target Date Retirement Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Funds 2025 Target Date Retirement Fund was 47.37%, occurring on Mar 9, 2009. Recovery took 491 trading sessions.
The current American Funds 2025 Target Date Retirement Fund drawdown is 1.67%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -47.37% | Nov 1, 2007 | 338 | Mar 9, 2009 | 491 | Feb 16, 2011 | 829 |
| -19.24% | Feb 20, 2020 | 23 | Mar 23, 2020 | 78 | Jul 14, 2020 | 101 |
| -19.02% | Jan 3, 2022 | 198 | Oct 14, 2022 | 358 | Mar 20, 2024 | 556 |
| -16.36% | May 3, 2011 | 107 | Oct 3, 2011 | 85 | Feb 3, 2012 | 192 |
| -10.75% | Jan 29, 2018 | 229 | Dec 24, 2018 | 68 | Apr 3, 2019 | 297 |
Volatility
Volatility Chart
The current American Funds 2025 Target Date Retirement Fund volatility is 1.57%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.