SWHRX vs. FRIMX
Compare and contrast key facts about Schwab Target 2025 Fund (SWHRX) and Fidelity Advisor Managed Retirement Income Fund Class I (FRIMX).
SWHRX is managed by Charles Schwab. It was launched on Mar 11, 2008. FRIMX is managed by BlackRock. It was launched on Aug 30, 2007.
Performance
SWHRX vs. FRIMX - Performance Comparison
Loading graphics...
SWHRX vs. FRIMX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWHRX Schwab Target 2025 Fund | -2.25% | 12.70% | 8.78% | 14.29% | -15.90% | 10.31% | 12.55% | 18.66% | -6.00% | 15.57% |
FRIMX Fidelity Advisor Managed Retirement Income Fund Class I | -0.51% | 9.94% | 4.30% | 8.06% | -11.66% | 2.78% | 8.57% | 10.57% | -1.82% | 7.08% |
Returns By Period
In the year-to-date period, SWHRX achieves a -2.25% return, which is significantly lower than FRIMX's -0.51% return. Over the past 10 years, SWHRX has outperformed FRIMX with an annualized return of 6.84%, while FRIMX has yielded a comparatively lower 3.92% annualized return.
SWHRX
- 1D
- 0.14%
- 1M
- -4.66%
- YTD
- -2.25%
- 6M
- -0.80%
- 1Y
- 8.95%
- 3Y*
- 9.13%
- 5Y*
- 4.54%
- 10Y*
- 6.84%
FRIMX
- 1D
- 0.26%
- 1M
- -3.19%
- YTD
- -0.51%
- 6M
- 0.75%
- 1Y
- 7.05%
- 3Y*
- 5.96%
- 5Y*
- 2.40%
- 10Y*
- 3.92%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
SWHRX vs. FRIMX - Expense Ratio Comparison
SWHRX has a 0.00% expense ratio, which is lower than FRIMX's 0.45% expense ratio.
Return for Risk
SWHRX vs. FRIMX — Risk / Return Rank
SWHRX
FRIMX
SWHRX vs. FRIMX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2025 Fund (SWHRX) and Fidelity Advisor Managed Retirement Income Fund Class I (FRIMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWHRX | FRIMX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.19 | 1.56 | -0.37 |
Sortino ratioReturn per unit of downside risk | 1.71 | 2.17 | -0.46 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.31 | -0.07 |
Calmar ratioReturn relative to maximum drawdown | 1.55 | 2.08 | -0.53 |
Martin ratioReturn relative to average drawdown | 6.71 | 8.41 | -1.70 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| SWHRX | FRIMX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.19 | 1.56 | -0.37 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.42 | 0.46 | -0.04 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.65 | 0.88 | -0.22 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.53 | 0.53 | 0.00 |
Correlation
The correlation between SWHRX and FRIMX is 0.91, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWHRX vs. FRIMX - Dividend Comparison
SWHRX's dividend yield for the trailing twelve months is around 10.37%, more than FRIMX's 3.15% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWHRX Schwab Target 2025 Fund | 10.37% | 10.13% | 7.82% | 5.19% | 5.72% | 6.41% | 2.94% | 5.47% | 5.95% | 3.78% | 5.31% | 7.05% |
FRIMX Fidelity Advisor Managed Retirement Income Fund Class I | 3.15% | 3.11% | 3.01% | 2.82% | 4.52% | 3.54% | 2.41% | 2.56% | 4.67% | 8.56% | 1.67% | 1.68% |
Drawdowns
SWHRX vs. FRIMX - Drawdown Comparison
The maximum SWHRX drawdown since its inception was -37.97%, which is greater than FRIMX's maximum drawdown of -33.73%. Use the drawdown chart below to compare losses from any high point for SWHRX and FRIMX.
Loading graphics...
Drawdown Indicators
| SWHRX | FRIMX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -37.97% | -33.73% | -4.24% |
Max Drawdown (1Y)Largest decline over 1 year | -5.72% | -3.44% | -2.28% |
Max Drawdown (5Y)Largest decline over 5 years | -26.06% | -16.12% | -9.94% |
Max Drawdown (10Y)Largest decline over 10 years | -26.06% | -16.12% | -9.94% |
Current DrawdownCurrent decline from peak | -5.04% | -3.19% | -1.85% |
Average DrawdownAverage peak-to-trough decline | -5.38% | -3.74% | -1.64% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.32% | 0.85% | +0.47% |
Volatility
SWHRX vs. FRIMX - Volatility Comparison
Schwab Target 2025 Fund (SWHRX) has a higher volatility of 2.72% compared to Fidelity Advisor Managed Retirement Income Fund Class I (FRIMX) at 1.95%. This indicates that SWHRX's price experiences larger fluctuations and is considered to be riskier than FRIMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| SWHRX | FRIMX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.72% | 1.95% | +0.77% |
Volatility (6M)Calculated over the trailing 6-month period | 4.52% | 2.86% | +1.66% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.87% | 4.59% | +3.28% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.90% | 5.21% | +5.69% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 10.49% | 4.47% | +6.02% |