- ISIN
- US8085096571
- CUSIP
- 808509657
- Issuer
- Charles Schwab
- Inception Date
- Sep 2, 2003
- Region
- North America (U.S.)
- Category
- Large Cap Value Equities
- Leveraged
- 1x (No leverage)
- Min. Investment
- $0
- Index Tracked
- No Index (Active)
- Distribution Policy
- Distributing
- Asset Class
- Equity
- Asset Class Size
- Large-Cap
- Asset Class Style
- Value
Share Price Chart
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Performance
SWDSX Performance Chart
Schwab Dividend Equity Fund™ (SWDSX) is up 6.7% since the beginning of the year. SWDSX is currently trading at $19 per share. Investors who bought $1,000 worth of SWDSX shares 5 years ago would now be looking at an investment worth $1,594.
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Returns By Period
Schwab Dividend Equity Fund™ (SWDSX) has returned 6.71% so far this year and 14.41% over the past 12 months. Over the last ten years, SWDSX has returned 9.20% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
Schwab Dividend Equity Fund™
- 1D
- -0.42%
- 1M
- -0.57%
- YTD
- 6.71%
- 6M
- 6.29%
- 1Y
- 14.41%
- 3Y*
- 14.02%
- 5Y*
- 9.78%
- 10Y*
- 9.20%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.15%
- 1Y
- 24.03%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
SWDSX Monthly Returns History
Based on dividend-adjusted daily data since Sep 2, 2003, SWDSX's average daily return is +0.04%, while the average monthly return is +0.76%. At this rate, an investment would double in approximately 7.6 years.
Historically, 64% of months were positive and 36% were negative. The best month was Nov 2020 with a return of +11.5%, while the worst month was Mar 2020 at -18.2%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 5 months.
On a daily basis, SWDSX closed higher 53% of trading days. The best single day was Oct 13, 2008 with a return of +10.8%, while the worst single day was Mar 16, 2020 at -12.5%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 4.18% | 1.98% | -4.10% | 4.18% | 0.32% | 0.21% | 6.71% | ||||||
| 2025 | 3.53% | 1.67% | -1.90% | -1.99% | 3.44% | 2.54% | -0.12% | 3.08% | 1.84% | -1.06% | 3.49% | -2.55% | 12.31% |
| 2024 | 1.20% | 2.16% | 3.56% | -4.30% | 2.90% | 0.97% | 4.88% | 3.95% | 2.04% | -0.60% | 4.56% | -4.90% | 17.06% |
| 2023 | 1.99% | -3.25% | -0.22% | 2.41% | -4.11% | 5.05% | 2.57% | -2.00% | -4.02% | -2.22% | 6.64% | 4.64% | 6.92% |
| 2022 | -2.08% | -2.32% | 2.00% | -4.95% | 2.46% | -6.68% | 4.73% | -3.18% | -7.79% | 10.74% | 5.89% | -3.16% | -5.84% |
| 2021 | -0.29% | 4.72% | 6.66% | 4.12% | 1.98% | -0.85% | 1.72% | 2.48% | -3.92% | 4.32% | -2.48% | 7.36% | 28.24% |
Benchmark Metrics
Schwab Dividend Equity Fund™ has an annualized alpha of 0.28%, beta of 0.89, and R2 of 0.91 versus S&P 500 Index. Calculated based on daily prices since September 02, 2003.
- This fund participated in 91.41% of S&P 500 Index downside but only 88.90% of its upside - more exposed to losses than it benefited from rallies.
- With beta of 0.89 and R2 of 0.91, this fund moves broadly in line with S&P 500 Index - much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- 0.28%
- Beta
- 0.89
- R²
- 0.91
- Upside Capture
- 88.90%
- Downside Capture
- 91.41%
Expense Ratio
SWDSX has an expense ratio of 0.89%, placing it in the medium range.
Return for Risk
Risk / Return Rank
SWDSX ranks 36 for risk / return — below 36% of mutual funds on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Schwab Dividend Equity Fund™ (SWDSX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SWDSX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.46 | ||
| Sortino ratioReturn per unit of downside risk | -0.57 | ||
| Omega ratioGain probability vs. loss probability | 1.29 | 1.37 | -0.08 |
| Calmar ratioReturn relative to maximum drawdown | 2.38 | 2.78 | -0.40 |
| Martin ratioReturn relative to average drawdown | 8.06 | 12.44 | -4.38 |
Dividends
Dividend History
Schwab Dividend Equity Fund™ provided a 1.16% dividend yield over the last twelve months, with an annual payout of $0.22 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.22 | $0.22 | $0.42 | $0.32 | $0.93 | $2.50 | $0.29 | $1.03 | $1.50 | $1.67 | $0.26 | $2.07 |
Dividend yield | 1.16% | 1.22% | 2.59% | 2.25% | 6.83% | 16.25% | 2.09% | 6.86% | 11.63% | 10.24% | 1.68% | 14.46% |
Monthly Dividends
The table displays the monthly dividend distributions for Schwab Dividend Equity Fund™. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.00 | $0.08 | ||||||
| 2025 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.00 | $0.22 |
| 2024 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.20 | $0.42 |
| 2023 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.10 | $0.32 |
| 2022 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.71 | $0.93 |
| 2021 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $2.26 | $2.50 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Schwab Dividend Equity Fund™. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Schwab Dividend Equity Fund™ was 50.01%, occurring on Mar 9, 2009. Recovery took 762 trading sessions.
The current Schwab Dividend Equity Fund™ drawdown is 1.40%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -50.01%Mar 2009 | 1y 9mo | 3y 7d | 4y 9moJun 2007 - Mar 2012 |
COVID crash2020 | -40.20%Mar 2020 | 2mo 2d | 11mo 7d | 1y 1moJan 2020 - Feb 2021 |
Rate-hike selloffLate 2018 | -21.69%Dec 2018 | 10mo 29d | 10mo 18d | 1y 9moJan 2018 - Nov 2019 |
2016 correction2016 | -19.94%Feb 2016 | 8mo 28d | 9mo 14d | 1y 6moMay 2015 - Nov 2016 |
Bear market2022 | -17.94%Sep 2022 | 8mo 28d | 1y 3mo | 1y 12moJan 2022 - Jan 2024 |
Drawdown Indicators
| SWDSX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.01% | -56.78% | +6.77% |
Max Drawdown (1Y)Largest decline over 1 year | -6.16% | -9.10% | +2.94% |
Max Drawdown (3Y)Largest decline over 3 years | -11.67% | -18.90% | +7.23% |
Max Drawdown (5Y)Largest decline over 5 years | -17.94% | -25.43% | +7.49% |
Max Drawdown (10Y)Largest decline over 10 years | -40.20% | -33.92% | -6.28% |
Current DrawdownCurrent decline from peak | -1.40% | -1.80% | +0.40% |
Average DrawdownAverage peak-to-trough decline | -6.77% | -10.71% | +3.94% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.81% | 2.03% | -0.22% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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