- ISIN
- US4812A38662
- CUSIP
- 4812A3866
- Issuer
- JPMorgan
- Inception Date
- May 14, 2006
- Category
- Target Retirement Date
- Min. Investment
- $1,000,000
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
JSMSX Performance Chart
JPMorgan SmartRetirement 2030 Fund (JSMSX) is up 6.4% since the beginning of the year. JSMSX is currently trading at $21 per share. Investors who bought $1,000 worth of JSMSX shares 5 years ago would now be looking at an investment worth $1,328.
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Returns By Period
JPMorgan SmartRetirement 2030 Fund (JSMSX) has returned 6.37% so far this year and 16.72% over the past 12 months. Over the last ten years, JSMSX has returned 9.87% per year, falling short of the S&P 500 Index benchmark, which averaged 13.66% annually.
JPMorgan SmartRetirement 2030 Fund
- 1D
- 0.19%
- 1M
- 2.73%
- YTD
- 6.37%
- 6M
- 6.66%
- 1Y
- 16.72%
- 3Y*
- 12.77%
- 5Y*
- 5.84%
- 10Y*
- 9.87%
Benchmark (S&P 500 Index)
- 1D
- -0.74%
- 1M
- 4.90%
- YTD
- 10.35%
- 6M
- 10.28%
- 1Y
- 26.52%
- 3Y*
- 20.83%
- 5Y*
- 12.30%
- 10Y*
- 13.66%
JSMSX Monthly Returns History
Based on dividend-adjusted daily data since May 15, 2006, JSMSX's average daily return is +0.03%, while the average monthly return is +0.68%. At this rate, an investment would double in approximately 8.5 years.
Historically, 64% of months were positive and 36% were negative. The best month was Dec 2019 with a return of +19.8%, while the worst month was Oct 2008 at -16.9%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 5 months.
On a daily basis, JSMSX closed higher 53% of trading days. The best single day was Dec 16, 2019 with a return of +17.6%, while the worst single day was Oct 15, 2008 at -8.2%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.82% | 1.44% | -4.40% | 5.27% | 2.04% | 0.29% | 6.37% | ||||||
| 2025 | 2.07% | 0.69% | -2.23% | -0.05% | 3.15% | 3.37% | 0.56% | 2.02% | 2.08% | 1.02% | 0.43% | 0.32% | 14.15% |
| 2024 | -2.71% | 2.50% | 2.27% | -3.09% | 3.35% | 1.41% | 2.08% | 1.83% | 1.69% | -2.22% | 2.63% | -2.73% | 6.89% |
| 2023 | 6.00% | -2.35% | 2.10% | 1.03% | -1.02% | 3.32% | 1.99% | -1.83% | -3.56% | -2.18% | 6.81% | 7.61% | 18.54% |
| 2022 | -3.94% | -2.41% | -0.31% | -6.05% | 0.06% | -5.88% | 5.29% | -3.28% | -7.01% | 3.20% | 6.33% | -3.14% | -16.76% |
| 2021 | -0.53% | 1.51% | 1.25% | 3.18% | 1.20% | 0.21% | 0.64% | 1.31% | -2.89% | 3.41% | -2.09% | 3.25% | 10.72% |
Benchmark Metrics
JPMorgan SmartRetirement 2030 Fund has an annualized alpha of 0.66%, beta of 0.73, and R2 of 0.86 versus S&P 500 Index. Calculated based on daily prices since May 16, 2006.
- This fund participated in 82.36% of S&P 500 Index downside but only 76.84% of its upside - more exposed to losses than it benefited from rallies.
- Alpha
- 0.66%
- Beta
- 0.73
- R²
- 0.86
- Upside Capture
- 76.84%
- Downside Capture
- 82.36%
Expense Ratio
JSMSX has an expense ratio of 0.25%, which is considered low.
Return for Risk
Risk / Return Rank
JSMSX ranks 54 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for JPMorgan SmartRetirement 2030 Fund (JSMSX) and compare them to S&P 500 Index.
| JSMSX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.04 | ||
| Sortino ratioReturn per unit of downside risk | +0.09 | ||
| Omega ratioGain probability vs. loss probability | 1.42 | 1.41 | +0.01 |
| Calmar ratioReturn relative to maximum drawdown | 2.64 | 2.93 | -0.29 |
| Martin ratioReturn relative to average drawdown | 11.44 | 13.52 | -2.08 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
JPMorgan SmartRetirement 2030 Fund provided a 5.50% dividend yield over the last twelve months, with an annual payout of $1.16 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.16 | $1.16 | $1.01 | $0.45 | $1.29 | $2.50 | $0.87 | $6.07 | $1.15 | $0.90 | $0.53 | $0.58 |
Dividend yield | 5.50% | 5.85% | 5.49% | 2.50% | 8.25% | 12.28% | 4.20% | 31.61% | 6.17% | 4.18% | 2.83% | 3.20% |
Monthly Dividends
The table displays the monthly dividend distributions for JPMorgan SmartRetirement 2030 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.16 | $1.16 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.01 | $1.01 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.45 | $0.45 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.29 | $1.29 |
| 2021 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $2.33 | $2.50 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the JPMorgan SmartRetirement 2030 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the JPMorgan SmartRetirement 2030 Fund was 50.05%, occurring on Mar 9, 2009. Recovery took 492 trading sessions.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -50.05%Mar 2009 | 1y 4mo | 1y 11mo | 3y 3moNov 2007 - Feb 2011 |
COVID crash2020 | -25.42%Mar 2020 | 1mo 2d | 5mo 5d | 6mo 7dFeb 2020 - Aug 2020 |
Bear market2022 | -22.56%Oct 2022 | 11mo 9d | 1y 5mo | 2y 4moNov 2021 - Mar 2024 |
2011 correction2011 | -19.98%Oct 2011 | 5mo 4d | 5mo 18d | 10mo 22dMay 2011 - Mar 2012 |
2016 correction2016 | -15.41%Feb 2016 | 9mo 20d | 6mo 28d | 1y 4moApr 2015 - Sep 2016 |
Drawdown Indicators
| JSMSX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.05% | -56.78% | +6.73% |
Max Drawdown (1Y)Largest decline over 1 year | -6.44% | -9.10% | +2.66% |
Max Drawdown (3Y)Largest decline over 3 years | -9.53% | -18.90% | +9.37% |
Max Drawdown (5Y)Largest decline over 5 years | -22.56% | -25.43% | +2.87% |
Max Drawdown (10Y)Largest decline over 10 years | -25.42% | -33.92% | +8.50% |
Current DrawdownCurrent decline from peak | 0.00% | -0.74% | +0.74% |
Average DrawdownAverage peak-to-trough decline | -6.38% | -10.72% | +4.34% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.48% | 1.97% | -0.49% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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