The Best Target Retirement Date Mutual Funds

The table below compares the performance and other essential indicators like dividend yield and expense ratio of Target Retirement Date mutual funds.

Target Retirement Date mutual funds, also known as target-date funds or lifecycle funds, are a type of investment vehicle designed to simplify retirement planning for investors. These funds gradually adjust their asset allocation based on a predetermined retirement date, automatically shifting from a more aggressive, growth-oriented portfolio to a more conservative, income-focused portfolio as the retirement date approaches.

When an investor is further from retirement, the target-date fund allocates a larger portion of its assets to equities with higher growth potential and risk. As the retirement date nears, the fund gradually shifts its allocation towards fixed-income securities and cash equivalents to prioritize capital preservation and income generation.

Category is Target Retirement Date

Symbol	Full Name	Category	Inception	Expense Ratio	YTD Return	10Y Return (Annualized)	Dividend Yield	Risk / Return Rank
JIEHX	John Hancock Funds Multi-Index 2060 Lifetime Portf...	Target Retirement Date	Mar 29, 2016	0.01%	-0.54%	—	3.57%	61
JIJSX	JPMorgan SmartRetirement Blend Income Fund	Target Retirement Date	Jul 1, 2012	0.27%	0.05%	6.69%	3.14%	74
JLAAX	John Hancock Funds II Multimanager 2010 Lifetime P...	Target Retirement Date	Oct 29, 2006	0.42%	0.63%	5.29%	5.76%	78
JLBAX	John Hancock Funds II Multimanager 2015 Lifetime P...	Target Retirement Date	Oct 29, 2006	0.42%	0.64%	5.75%	6.61%	73
JLDAX	John Hancock Funds II Multimanager 2020 Lifetime P...	Target Retirement Date	Oct 29, 2006	0.42%	0.58%	6.32%	6.18%	68
JLEAX	John Hancock Funds II Multimanager 2025 Lifetime P...	Target Retirement Date	Oct 29, 2006	0.42%	0.53%	7.12%	8.23%	66
JLFAX	John Hancock Funds II Multimanager 2030 Lifetime P...	Target Retirement Date	Oct 29, 2006	0.42%	0.29%	7.96%	8.40%	61
JLHAX	John Hancock Funds II Multimanager 2035 Lifetime P...	Target Retirement Date	Oct 29, 2006	0.42%	-0.09%	8.70%	8.82%	56
JLIAX	John Hancock Funds II Multimanager 2040 Lifetime P...	Target Retirement Date	Oct 29, 2006	0.42%	-0.36%	9.38%	9.21%	54
JLJAX	John Hancock Funds II Multimanager 2045 Lifetime P...	Target Retirement Date	Oct 29, 2006	0.42%	-0.62%	9.75%	9.30%	52
JLKOX	John Hancock Funds Multimanager 2050 Lifetime Port...	Target Retirement Date	Apr 28, 2011	0.05%	-0.88%	9.62%	1.91%	18
JLKUX	John Hancock Funds Multimanager 2055 Lifetime Port...	Target Retirement Date	Mar 25, 2014	0.05%	-0.90%	9.70%	1.89%	20
JLKYX	John Hancock Funds Multi-Index 2055 Lifetime Portf...	Target Retirement Date	Mar 25, 2014	0.01%	-0.47%	10.48%	3.62%	60
JMENX	John Hancock Multimanager 2060 Lifetime Portfolio	Target Retirement Date	Mar 29, 2016	0.12%	-0.85%	—	6.13%	52
JMSSX	JPMorgan SmartRetirement Blend 2045 Fund	Target Retirement Date	Jul 1, 2012	0.32%	-0.34%	9.90%	2.28%	61
JNEAX	JPMorgan SmartRetirement Blend 2050 Fund	Target Retirement Date	Jul 1, 2012	0.33%	-0.38%	10.19%	2.24%	60
JNSSX	JPMorgan SmartRetirement 2025 Fund	Target Retirement Date	Jul 30, 2007	0.25%	-0.46%	7.84%	7.29%	60
JOBEX	JPMorgan SmartRetirement Blend 2040 Fund	Target Retirement Date	Jul 1, 2012	0.30%	-0.25%	9.57%	2.50%	63
JPSRX	JPMorgan SmartRetirement Blend 2035 Fund	Target Retirement Date	Jul 1, 2012	0.29%	-0.18%	9.58%	2.87%	64
JPTBX	JPMorgan SmartRetirement Blend 2055 Fund	Target Retirement Date	Jul 1, 2012	0.33%	-0.39%	10.15%	2.23%	60

Risk vs. Return Scatterplot

The Risk vs. Return Scatterplot allows you to quickly compare funds, stocks, and ETFs in one view. It displays the yearly return of an instrument on one axis and the risk (volatility) on the other.

Loading graphics...

Time Period