JPMorgan SmartRetirement 2050 Fund (JTSSX)
The investment seeks high total return with a shift to current income and some capital appreciation over time as the fund approaches and passes the target retirement date. The fund is generally intended for investors who plan to retire around the year 2050 and then withdraw their investment in the fund throughout retirement. It is designed to provide exposure to equity, fixed income and cash/cash equivalent asset classes by investing in mutual funds and ETFs within the same group of investment companies, passive ETFs that are managed by unaffiliated investment advisers in certain limited instances and/or direct investments in other financial instruments.
Fund Info
US4812A47085
4812A4708
Jul 30, 2007
$1,000,000
Large-Cap
Blend
Expense Ratio
JTSSX has an expense ratio of 0.25%, which is considered low compared to other funds.
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in JPMorgan SmartRetirement 2050 Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
JPMorgan SmartRetirement 2050 Fund had a return of 4.96% year-to-date (YTD) and 16.09% in the last 12 months. Over the past 10 years, JPMorgan SmartRetirement 2050 Fund had an annualized return of 4.10%, while the S&P 500 had an annualized return of 11.26%, indicating that JPMorgan SmartRetirement 2050 Fund did not perform as well as the benchmark.
JTSSX
4.96%
1.67%
5.74%
16.09%
4.09%
4.10%
^GSPC (Benchmark)
4.01%
1.13%
9.82%
22.80%
12.93%
11.26%
Monthly Returns
The table below presents the monthly returns of JTSSX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.10% | 4.96% | |||||||||||
| 2024 | -1.60% | 4.49% | 3.11% | -3.61% | 4.08% | 1.73% | 1.88% | 2.20% | 1.68% | -2.03% | 3.67% | -3.88% | 11.83% |
| 2023 | 7.42% | -2.66% | 1.84% | 1.10% | -0.87% | 5.42% | 3.06% | -2.67% | -4.19% | -2.48% | 8.25% | 7.21% | 22.36% |
| 2022 | -4.48% | -2.98% | 1.07% | -7.49% | -0.05% | -7.66% | 6.62% | -3.79% | -8.56% | 5.28% | 7.96% | -12.07% | -25.02% |
| 2021 | -0.04% | 3.17% | 2.31% | 4.32% | 1.38% | 0.32% | 0.47% | 2.05% | -4.13% | 5.21% | -2.70% | -8.13% | 3.48% |
| 2020 | -1.15% | -6.53% | -14.90% | 9.80% | 4.27% | 3.14% | 5.37% | 4.99% | -2.86% | -1.68% | 11.92% | 1.87% | 11.85% |
| 2019 | 7.54% | 2.42% | 1.27% | 2.92% | -4.92% | 5.81% | 0.05% | -1.65% | 1.77% | 2.22% | 2.17% | -4.32% | 15.57% |
| 2018 | 4.80% | -4.36% | -1.11% | -0.14% | 0.57% | -0.70% | 2.51% | 1.02% | -0.15% | -7.15% | 1.53% | -8.58% | -11.92% |
| 2017 | 2.73% | 2.39% | 0.86% | 1.60% | 1.58% | 0.72% | 2.69% | 0.34% | 1.87% | 2.14% | 1.95% | -0.96% | 19.37% |
| 2016 | -5.66% | -1.14% | 6.61% | 0.97% | 0.85% | 0.00% | 3.82% | 0.27% | 0.34% | -1.89% | 1.32% | 0.29% | 5.43% |
| 2015 | -0.49% | 4.34% | -0.66% | 0.31% | 1.20% | -2.12% | 1.27% | -5.90% | -3.10% | 6.24% | -0.27% | -3.10% | -2.83% |
| 2014 | -3.51% | 4.62% | 0.33% | -0.11% | 2.15% | 2.18% | -1.54% | 3.07% | -3.07% | 2.65% | 1.79% | -2.24% | 6.11% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of JTSSX is 71, indicating average performance compared to other mutual funds on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for JPMorgan SmartRetirement 2050 Fund (JTSSX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
JPMorgan SmartRetirement 2050 Fund provided a 2.03% dividend yield over the last twelve months, with an annual payout of $0.48 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.48 | $0.48 | $0.32 | $0.29 | $0.65 | $0.33 | $0.38 | $0.48 | $0.37 | $0.35 | $0.33 | $0.51 |
Dividend yield | 2.03% | 2.13% | 1.57% | 1.70% | 2.78% | 1.41% | 1.81% | 2.62% | 1.71% | 1.89% | 1.87% | 2.73% |
Monthly Dividends
The table displays the monthly dividend distributions for JPMorgan SmartRetirement 2050 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | ||||||||||
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.48 | $0.48 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.32 | $0.32 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.29 | $0.29 |
| 2021 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.60 | $0.65 |
| 2020 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.28 | $0.33 |
| 2019 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.26 | $0.38 |
| 2018 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.37 | $0.48 |
| 2017 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.26 | $0.37 |
| 2016 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.21 | $0.35 |
| 2015 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.25 | $0.33 |
| 2014 | $0.04 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.36 | $0.51 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the JPMorgan SmartRetirement 2050 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the JPMorgan SmartRetirement 2050 Fund was 50.52%, occurring on Mar 9, 2009. Recovery took 489 trading sessions.
The current JPMorgan SmartRetirement 2050 Fund drawdown is 5.72%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -50.52% | Nov 1, 2007 | 338 | Mar 9, 2009 | 489 | Feb 14, 2011 | 827 |
| -35.04% | Nov 9, 2021 | 286 | Dec 28, 2022 | — | — | — |
| -34.99% | Dec 16, 2019 | 67 | Mar 23, 2020 | 161 | Nov 9, 2020 | 228 |
| -21.73% | May 2, 2011 | 108 | Oct 3, 2011 | 125 | Apr 2, 2012 | 233 |
| -20.76% | Jan 29, 2018 | 229 | Dec 24, 2018 | 233 | Nov 26, 2019 | 462 |
Volatility
Volatility Chart
The current JPMorgan SmartRetirement 2050 Fund volatility is 2.49%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.