Schwab Target 2035 Fund (SWIRX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with SWIRX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to SWIRX
SWIRX charges 0.00% annually. No mutual funds in the Target Retirement Date category have lower expense ratios; the lowest-cost alternatives shown here go as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2050 Fund | 0.01% | — | Feb 2001 | SWIRX vs PPLIX | |
| John Hancock Funds Multi-Index 2060 Lifetime Portf... | 0.01% | — | Mar 2016 | SWIRX vs JIEHX | |
| Principal LifeTime 2030 Fund | 0.01% | — | Feb 2001 | SWIRX vs PMTIX | |
| Principal LifeTime 2035 Fund | 0.01% | — | Feb 2008 | SWIRX vs LTIUX | |
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | SWIRX vs LTRIX |
Best Risk-Adjusted Alternatives to SWIRX
SWIRX has a PortfoliosLab risk / return rank of 57. There are 456 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 87.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| Putnam Retirement Advantage Maturity Fund | 87 | — | Dec 2019 | SWIRX vs PADLX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 86 | — | Aug 2007 | SWIRX vs FRAMX | |
| State Street Target Retirement Fund | 85 | — | Sep 2014 | SWIRX vs SSFNX | |
| Prudential Day One Income Fund | 84 | — | Dec 2016 | SWIRX vs PDAHX | |
| Dimensional Retirement Income Fund | 83 | — | Nov 2015 | SWIRX vs TDIFX |
Top Performing SWIRX Alternatives (YTD)
SWIRX is at 7.53% YTD. There are 390 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 1,644,791.35%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Advisor Managed Retirement Income Fund Cl... | 1,644,791.35% | — | Aug 2007 | SWIRX vs FRAMX | |
| Fidelity Flex Freedom Blend 2060 Fund | 13.36% | — | Jun 2017 | SWIRX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 13.32% | — | Jun 2019 | SWIRX vs FDFPX | |
| Fidelity Freedom 2060 Fund Class K6 | 13.32% | — | Aug 2014 | SWIRX vs FVTKX | |
| Fidelity Freedom 2065 Fund Class K6 | 13.30% | — | Jun 2019 | SWIRX vs FFSZX |
Lowest Volatility Alternatives to SWIRX
SWIRX has 9.60% 1-year volatility. There are 286 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | SWIRX vs TDIFX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 4.32% | — | Aug 2007 | SWIRX vs FRIMX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | 4.32% | — | Aug 2007 | SWIRX vs FRQIX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | 4.33% | — | Aug 2007 | SWIRX vs FRQAX | |
| Fidelity Freedom Index Income Fund Investor Class | 4.38% | — | Oct 2009 | SWIRX vs FIKFX |
Lowest Drawdown Alternatives to SWIRX
SWIRX has a 1-year max drawdown of -7.27%. There are 292 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | SWIRX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | -3.32% | — | Oct 2009 | SWIRX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | SWIRX vs FFGZX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | -3.43% | — | Aug 2007 | SWIRX vs FRQIX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | -3.44% | — | Aug 2007 | SWIRX vs FRIMX |
Other Mutual Funds from Charles Schwab
The 10 most viewed Charles Schwab mutual funds shown here include SWPPX, SWVXX, SWTSX and span 8 categories. AUM among these funds goes as high as $248B.
| Symbol | Name | Category | Risk / Return Rank | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|---|---|
| Schwab S&P 500 Index Fund | Large Cap Blend Equities, S&P 500 | 66 | 10.83% | 145.69B | May 1997 | SWIRX vs SWPPX | |
| Schwab Prime Advantage Money Fund Investor Shares | Money Market | — | 1.74% | 247.96B | Apr 1992 | SWIRX vs SWVXX | |
| Schwab Total Stock Market Index Fund | Large Cap Blend Equities | 64 | 11.35% | 44.59B | Jun 1999 | SWIRX vs SWTSX | |
| Schwab U.S. Large-Cap Growth Index Fund | Large Cap Growth Equities | 18 | 4.45% | 4.94B | Dec 2017 | SWIRX vs SWLGX | |
| Schwab International Index Fund | Foreign Large Cap Equities | 38 | 10.10% | 14.63B | May 1997 | SWIRX vs SWISX | |
| Schwab U.S. Aggregate Bond Index Fund | Total Bond Market | 21 | -0.16% | 8.31B | — | SWIRX vs SWAGX | |
| Schwab 1000 Index Fund | Large Cap Blend Equities | 62 | 11.13% | 22.48B | Apr 1991 | SWIRX vs SNXFX | |
| Schwab Large-Cap Growth Fund™ | Large Cap Growth Equities | 27 | 9.08% | 626.43M | Oct 2005 | SWIRX vs SWLSX | |
| Schwab Fundamental US Large Company Index Fund | Large Cap Value Equities | 93 | 16.37% | 12.97B | Apr 2007 | SWIRX vs SFLNX | |
| Schwab Small-Cap Index Fund-Select Shares | Small Cap Blend Equities | 68 | 20.19% | 7.67B | May 1997 | SWIRX vs SWSSX |
Often Compared With SWIRX
Investors most often compare SWIRX with SWYFX, SWDRX, VGT. These 20 comparison targets span 5 categories, based on PortfoliosLab usage data.
Compare SWIRX with Any Fund or Stock
Compare SWIRX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair SWIRX with funds that move differently
Schwab Target 2035 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to SWIRX.
Explore SWIRX Diversifiers