SWIRX vs. VOO
Compare and contrast key facts about Schwab Target 2035 Fund (SWIRX) and Vanguard S&P 500 ETF (VOO).
SWIRX is managed by Charles Schwab. It was launched on Mar 11, 2008. VOO is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Index. It was launched on Sep 7, 2010.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWIRX or VOO.
Correlation
The correlation between SWIRX and VOO is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
SWIRX vs. VOO - Performance Comparison
Key characteristics
SWIRX:
0.50
VOO:
0.52
SWIRX:
0.81
VOO:
0.89
SWIRX:
1.11
VOO:
1.13
SWIRX:
0.52
VOO:
0.57
SWIRX:
2.04
VOO:
2.18
SWIRX:
3.18%
VOO:
4.85%
SWIRX:
12.43%
VOO:
19.11%
SWIRX:
-41.52%
VOO:
-33.99%
SWIRX:
-3.66%
VOO:
-7.67%
Returns By Period
In the year-to-date period, SWIRX achieves a 1.47% return, which is significantly higher than VOO's -3.41% return. Over the past 10 years, SWIRX has underperformed VOO with an annualized return of 3.53%, while VOO has yielded a comparatively higher 12.42% annualized return.
SWIRX
1.47%
4.41%
-2.43%
6.11%
6.77%
3.53%
VOO
-3.41%
3.92%
-5.06%
9.92%
15.85%
12.42%
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SWIRX vs. VOO - Expense Ratio Comparison
SWIRX has a 0.00% expense ratio, which is lower than VOO's 0.03% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
SWIRX vs. VOO — Risk-Adjusted Performance Rank
SWIRX
VOO
SWIRX vs. VOO - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2035 Fund (SWIRX) and Vanguard S&P 500 ETF (VOO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWIRX vs. VOO - Dividend Comparison
SWIRX's dividend yield for the trailing twelve months is around 2.33%, more than VOO's 1.34% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWIRX Schwab Target 2035 Fund | 2.33% | 2.36% | 2.17% | 1.94% | 2.64% | 1.45% | 2.25% | 2.70% | 2.50% | 1.66% | 2.08% | 2.41% |
VOO Vanguard S&P 500 ETF | 1.34% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% | 1.85% |
Drawdowns
SWIRX vs. VOO - Drawdown Comparison
The maximum SWIRX drawdown since its inception was -41.52%, which is greater than VOO's maximum drawdown of -33.99%. Use the drawdown chart below to compare losses from any high point for SWIRX and VOO. For additional features, visit the drawdowns tool.
Volatility
SWIRX vs. VOO - Volatility Comparison
The current volatility for Schwab Target 2035 Fund (SWIRX) is 3.86%, while Vanguard S&P 500 ETF (VOO) has a volatility of 6.83%. This indicates that SWIRX experiences smaller price fluctuations and is considered to be less risky than VOO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.