SWIRX vs. VOO
Compare and contrast key facts about Schwab Target 2035 Fund (SWIRX) and Vanguard S&P 500 ETF (VOO).
SWIRX is managed by Charles Schwab. It was launched on Mar 11, 2008. VOO is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Index. It was launched on Sep 7, 2010.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWIRX or VOO.
Correlation
The correlation between SWIRX and VOO is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
SWIRX vs. VOO - Performance Comparison
Key characteristics
SWIRX:
0.37
VOO:
0.32
SWIRX:
0.59
VOO:
0.57
SWIRX:
1.08
VOO:
1.08
SWIRX:
0.36
VOO:
0.32
SWIRX:
1.55
VOO:
1.42
SWIRX:
2.91%
VOO:
4.19%
SWIRX:
12.35%
VOO:
18.73%
SWIRX:
-41.52%
VOO:
-33.99%
SWIRX:
-8.00%
VOO:
-13.85%
Returns By Period
In the year-to-date period, SWIRX achieves a -3.11% return, which is significantly higher than VOO's -9.88% return. Over the past 10 years, SWIRX has underperformed VOO with an annualized return of 3.01%, while VOO has yielded a comparatively higher 11.66% annualized return.
SWIRX
-3.11%
-4.40%
-6.53%
4.98%
6.25%
3.01%
VOO
-9.88%
-6.86%
-9.35%
6.85%
14.69%
11.66%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
SWIRX vs. VOO - Expense Ratio Comparison
SWIRX has a 0.00% expense ratio, which is lower than VOO's 0.03% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
SWIRX vs. VOO — Risk-Adjusted Performance Rank
SWIRX
VOO
SWIRX vs. VOO - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2035 Fund (SWIRX) and Vanguard S&P 500 ETF (VOO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWIRX vs. VOO - Dividend Comparison
SWIRX's dividend yield for the trailing twelve months is around 2.43%, more than VOO's 1.44% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWIRX Schwab Target 2035 Fund | 2.43% | 2.36% | 2.17% | 1.94% | 2.64% | 1.45% | 2.25% | 2.70% | 2.50% | 1.66% | 2.08% | 2.41% |
VOO Vanguard S&P 500 ETF | 1.44% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% | 1.85% |
Drawdowns
SWIRX vs. VOO - Drawdown Comparison
The maximum SWIRX drawdown since its inception was -41.52%, which is greater than VOO's maximum drawdown of -33.99%. Use the drawdown chart below to compare losses from any high point for SWIRX and VOO. For additional features, visit the drawdowns tool.
Volatility
SWIRX vs. VOO - Volatility Comparison
The current volatility for Schwab Target 2035 Fund (SWIRX) is 8.17%, while Vanguard S&P 500 ETF (VOO) has a volatility of 13.31%. This indicates that SWIRX experiences smaller price fluctuations and is considered to be less risky than VOO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.