SWIRX vs. VOO
Compare and contrast key facts about Schwab Target 2035 Fund (SWIRX) and Vanguard S&P 500 ETF (VOO).
SWIRX is managed by Charles Schwab. It was launched on Mar 11, 2008. VOO is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Index. It was launched on Sep 7, 2010.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWIRX or VOO.
Key characteristics
| SWIRX | VOO | |
|---|---|---|
| YTD Return | 14.38% | 27.15% |
| 1Y Return | 24.28% | 39.90% |
| 3Y Return (Ann) | -0.06% | 10.28% |
| 5Y Return (Ann) | 5.14% | 16.00% |
| 10Y Return (Ann) | 3.87% | 13.43% |
| Sharpe Ratio | 2.54 | 3.15 |
| Sortino Ratio | 3.61 | 4.19 |
| Omega Ratio | 1.47 | 1.59 |
| Calmar Ratio | 1.19 | 4.60 |
| Martin Ratio | 15.87 | 21.00 |
| Ulcer Index | 1.48% | 1.85% |
| Daily Std Dev | 9.25% | 12.34% |
| Max Drawdown | -41.52% | -33.99% |
| Current Drawdown | -0.24% | 0.00% |
Correlation
The correlation between SWIRX and VOO is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
SWIRX vs. VOO - Performance Comparison
In the year-to-date period, SWIRX achieves a 14.38% return, which is significantly lower than VOO's 27.15% return. Over the past 10 years, SWIRX has underperformed VOO with an annualized return of 3.87%, while VOO has yielded a comparatively higher 13.43% annualized return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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SWIRX vs. VOO - Expense Ratio Comparison
SWIRX has a 0.00% expense ratio, which is lower than VOO's 0.03% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
SWIRX vs. VOO - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2035 Fund (SWIRX) and Vanguard S&P 500 ETF (VOO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWIRX vs. VOO - Dividend Comparison
SWIRX's dividend yield for the trailing twelve months is around 1.90%, more than VOO's 1.23% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWIRX Schwab Target 2035 Fund | 1.90% | 2.17% | 1.94% | 2.64% | 1.45% | 2.25% | 2.70% | 2.50% | 1.66% | 2.08% | 2.41% | 1.63% |
VOO Vanguard S&P 500 ETF | 1.23% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% | 1.85% | 1.84% |
Drawdowns
SWIRX vs. VOO - Drawdown Comparison
The maximum SWIRX drawdown since its inception was -41.52%, which is greater than VOO's maximum drawdown of -33.99%. Use the drawdown chart below to compare losses from any high point for SWIRX and VOO. For additional features, visit the drawdowns tool.
Volatility
SWIRX vs. VOO - Volatility Comparison
The current volatility for Schwab Target 2035 Fund (SWIRX) is 2.48%, while Vanguard S&P 500 ETF (VOO) has a volatility of 3.95%. This indicates that SWIRX experiences smaller price fluctuations and is considered to be less risky than VOO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.