SWIRX vs. AAFTX
Compare and contrast key facts about Schwab Target 2035 Fund (SWIRX) and American Funds 2035 Target Date Retirement Fund (AAFTX).
SWIRX is managed by Charles Schwab. It was launched on Mar 11, 2008. AAFTX is managed by American Funds. It was launched on Jan 31, 2007.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWIRX or AAFTX.
Performance
SWIRX vs. AAFTX - Performance Comparison
Returns By Period
The year-to-date returns for both investments are quite close, with SWIRX having a 13.25% return and AAFTX slightly higher at 13.56%. Over the past 10 years, SWIRX has underperformed AAFTX with an annualized return of 3.64%, while AAFTX has yielded a comparatively higher 8.46% annualized return.
SWIRX
13.25%
0.79%
6.65%
18.20%
4.85%
3.64%
AAFTX
13.56%
0.50%
6.81%
19.75%
9.11%
8.46%
Key characteristics
| SWIRX | AAFTX | |
|---|---|---|
| Sharpe Ratio | 2.02 | 2.36 |
| Sortino Ratio | 2.86 | 3.32 |
| Omega Ratio | 1.37 | 1.44 |
| Calmar Ratio | 1.11 | 2.47 |
| Martin Ratio | 12.16 | 15.61 |
| Ulcer Index | 1.50% | 1.27% |
| Daily Std Dev | 9.00% | 8.37% |
| Max Drawdown | -41.52% | -48.60% |
| Current Drawdown | -1.23% | -1.04% |
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SWIRX vs. AAFTX - Expense Ratio Comparison
SWIRX has a 0.00% expense ratio, which is lower than AAFTX's 0.33% expense ratio.
Correlation
The correlation between SWIRX and AAFTX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Risk-Adjusted Performance
SWIRX vs. AAFTX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2035 Fund (SWIRX) and American Funds 2035 Target Date Retirement Fund (AAFTX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWIRX vs. AAFTX - Dividend Comparison
SWIRX's dividend yield for the trailing twelve months is around 1.92%, more than AAFTX's 1.52% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWIRX Schwab Target 2035 Fund | 1.92% | 2.17% | 1.94% | 2.64% | 1.45% | 2.25% | 2.70% | 2.50% | 1.66% | 2.08% | 2.41% | 1.63% |
AAFTX American Funds 2035 Target Date Retirement Fund | 1.52% | 1.72% | 1.44% | 0.87% | 0.98% | 1.11% | 1.20% | 0.93% | 1.04% | 0.74% | 4.70% | 3.29% |
Drawdowns
SWIRX vs. AAFTX - Drawdown Comparison
The maximum SWIRX drawdown since its inception was -41.52%, smaller than the maximum AAFTX drawdown of -48.60%. Use the drawdown chart below to compare losses from any high point for SWIRX and AAFTX. For additional features, visit the drawdowns tool.
Volatility
SWIRX vs. AAFTX - Volatility Comparison
Schwab Target 2035 Fund (SWIRX) and American Funds 2035 Target Date Retirement Fund (AAFTX) have volatilities of 2.22% and 2.29%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.