SWIRX vs. SWPPX
Compare and contrast key facts about Schwab Target 2035 Fund (SWIRX) and Schwab S&P 500 Index Fund (SWPPX).
SWIRX is managed by Charles Schwab. It was launched on Mar 11, 2008. SWPPX is managed by Charles Schwab.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWIRX or SWPPX.
Performance
SWIRX vs. SWPPX - Performance Comparison
Returns By Period
In the year-to-date period, SWIRX achieves a 12.87% return, which is significantly lower than SWPPX's 26.21% return. Over the past 10 years, SWIRX has underperformed SWPPX with an annualized return of 3.61%, while SWPPX has yielded a comparatively higher 13.15% annualized return.
SWIRX
12.87%
-0.17%
6.87%
17.81%
4.78%
3.61%
SWPPX
26.21%
1.78%
13.65%
32.35%
15.69%
13.15%
Key characteristics
| SWIRX | SWPPX | |
|---|---|---|
| Sharpe Ratio | 2.01 | 2.67 |
| Sortino Ratio | 2.85 | 3.56 |
| Omega Ratio | 1.37 | 1.50 |
| Calmar Ratio | 1.10 | 3.89 |
| Martin Ratio | 12.11 | 17.43 |
| Ulcer Index | 1.50% | 1.89% |
| Daily Std Dev | 8.99% | 12.31% |
| Max Drawdown | -41.52% | -55.06% |
| Current Drawdown | -1.56% | -0.82% |
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SWIRX vs. SWPPX - Expense Ratio Comparison
SWIRX has a 0.00% expense ratio, which is lower than SWPPX's 0.02% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Correlation
The correlation between SWIRX and SWPPX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Risk-Adjusted Performance
SWIRX vs. SWPPX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2035 Fund (SWIRX) and Schwab S&P 500 Index Fund (SWPPX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWIRX vs. SWPPX - Dividend Comparison
SWIRX's dividend yield for the trailing twelve months is around 1.92%, more than SWPPX's 1.13% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWIRX Schwab Target 2035 Fund | 1.92% | 2.17% | 1.94% | 2.64% | 1.45% | 2.25% | 2.70% | 2.50% | 1.66% | 2.08% | 2.41% | 1.63% |
SWPPX Schwab S&P 500 Index Fund | 1.13% | 1.43% | 1.67% | 1.17% | 1.81% | 1.77% | 2.20% | 1.75% | 1.99% | 2.15% | 1.80% | 1.67% |
Drawdowns
SWIRX vs. SWPPX - Drawdown Comparison
The maximum SWIRX drawdown since its inception was -41.52%, smaller than the maximum SWPPX drawdown of -55.06%. Use the drawdown chart below to compare losses from any high point for SWIRX and SWPPX. For additional features, visit the drawdowns tool.
Volatility
SWIRX vs. SWPPX - Volatility Comparison
The current volatility for Schwab Target 2035 Fund (SWIRX) is 2.20%, while Schwab S&P 500 Index Fund (SWPPX) has a volatility of 3.96%. This indicates that SWIRX experiences smaller price fluctuations and is considered to be less risky than SWPPX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.