Vanguard Target Retirement Income Fund (VTINX)
Fund Info
US92202E1029
92202E102
Oct 27, 2003
$1,000
Expense Ratio
VTINX has an expense ratio of 0.08%, which is considered low compared to other funds.
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Vanguard Target Retirement Income Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
Vanguard Target Retirement Income Fund had a return of 6.79% year-to-date (YTD) and 7.14% in the last 12 months. Over the past 10 years, Vanguard Target Retirement Income Fund had an annualized return of 4.21%, while the S&P 500 had an annualized return of 11.06%, indicating that Vanguard Target Retirement Income Fund did not perform as well as the benchmark.
VTINX
6.79%
-0.22%
3.35%
7.14%
3.66%
4.21%
^GSPC (Benchmark)
24.34%
0.23%
8.53%
24.95%
13.01%
11.06%
Monthly Returns
The table below presents the monthly returns of VTINX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -0.08% | 0.69% | 1.54% | -2.19% | 2.16% | 0.97% | 2.04% | 1.41% | 1.59% | -1.81% | 1.84% | 6.79% | |
| 2023 | 3.92% | -2.12% | 2.47% | 0.71% | -0.86% | 1.52% | 1.25% | -1.16% | -2.43% | -1.45% | 5.06% | 3.60% | 10.67% |
| 2022 | -2.56% | -1.28% | -1.01% | -4.22% | 0.30% | -3.59% | 3.87% | -3.04% | -5.32% | 1.58% | 4.35% | -2.14% | -12.75% |
| 2021 | -0.34% | -0.00% | 0.41% | 1.68% | 0.73% | 0.80% | 1.04% | 0.58% | -1.74% | 1.51% | -0.45% | 0.95% | 5.24% |
| 2020 | 0.78% | -1.48% | -5.24% | 4.33% | 1.89% | 1.45% | 2.40% | 1.45% | -0.74% | -0.83% | 4.23% | 1.73% | 10.02% |
| 2019 | 3.06% | 0.84% | 1.52% | 1.12% | -0.89% | 2.74% | 0.36% | 0.80% | 0.35% | 0.79% | 0.79% | 1.00% | 13.16% |
| 2018 | 1.11% | -1.61% | 0.02% | -0.15% | 0.60% | -0.02% | 0.89% | 0.59% | -0.16% | -2.66% | 0.76% | -1.30% | -1.98% |
| 2017 | 0.86% | 1.24% | 0.34% | 0.84% | 0.83% | 0.09% | 0.98% | 0.60% | 0.37% | 0.82% | 0.59% | 0.61% | 8.47% |
| 2016 | -0.72% | 0.16% | 2.93% | 0.47% | 0.31% | 1.11% | 1.63% | -0.00% | 0.29% | -1.07% | -0.77% | 0.86% | 5.25% |
| 2015 | 0.77% | 1.08% | -0.11% | 0.46% | -0.15% | -1.23% | 0.62% | -2.15% | -0.57% | 2.22% | -0.15% | -0.88% | -0.17% |
| 2014 | -0.24% | 1.76% | 0.06% | 0.63% | 1.26% | 0.82% | -0.54% | 1.48% | -1.30% | 1.01% | 0.92% | -0.42% | 5.54% |
| 2013 | 1.07% | 0.41% | 1.04% | 1.20% | -1.43% | -1.56% | 1.81% | -1.13% | 2.00% | 1.61% | 0.47% | 0.32% | 5.88% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 78, VTINX is among the top 22% of mutual funds on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Vanguard Target Retirement Income Fund (VTINX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Vanguard Target Retirement Income Fund provided a 3.28% dividend yield over the last twelve months, with an annual payout of $0.45 per share.
| Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.45 | $0.39 | $0.33 | $0.38 | $0.25 | $0.35 | $0.34 | $0.28 | $0.25 | $0.23 | $0.24 | $0.20 |
Dividend yield | 3.28% | 2.98% | 2.71% | 2.59% | 1.65% | 2.51% | 2.69% | 2.10% | 1.94% | 1.84% | 1.84% | 1.63% |
Monthly Dividends
The table displays the monthly dividend distributions for Vanguard Target Retirement Income Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.00 | $0.26 |
| 2023 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.19 | $0.39 |
| 2022 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.16 | $0.33 |
| 2021 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.21 | $0.38 |
| 2020 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.09 | $0.25 |
| 2019 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.14 | $0.35 |
| 2018 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.14 | $0.34 |
| 2017 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.13 | $0.28 |
| 2016 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.10 | $0.25 |
| 2015 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.08 | $0.23 |
| 2014 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.08 | $0.24 |
| 2013 | $0.04 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.06 | $0.20 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Vanguard Target Retirement Income Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Vanguard Target Retirement Income Fund was 19.96%, occurring on Mar 9, 2009. Recovery took 176 trading sessions.
The current Vanguard Target Retirement Income Fund drawdown is 2.01%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -19.96% | May 20, 2008 | 201 | Mar 9, 2009 | 176 | Nov 16, 2009 | 377 |
| -17.02% | Nov 10, 2021 | 234 | Oct 14, 2022 | 434 | Jul 10, 2024 | 668 |
| -12.48% | Feb 20, 2020 | 23 | Mar 23, 2020 | 53 | Jun 8, 2020 | 76 |
| -5.56% | Apr 27, 2015 | 186 | Jan 20, 2016 | 62 | Apr 19, 2016 | 248 |
| -5.36% | Jan 29, 2018 | 229 | Dec 24, 2018 | 37 | Feb 19, 2019 | 266 |
Volatility
Volatility Chart
The current Vanguard Target Retirement Income Fund volatility is 1.56%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.