Correlation
The correlation between SWIRX and SWYFX is 0.94, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
SWIRX vs. SWYFX
Compare and contrast key facts about Schwab Target 2035 Fund (SWIRX) and Schwab Target 2035 Index Fund (SWYFX).
SWIRX is managed by Charles Schwab. It was launched on Mar 11, 2008. SWYFX is managed by Schwab Funds. It was launched on Aug 24, 2016.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWIRX or SWYFX.
Performance
SWIRX vs. SWYFX - Performance Comparison
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Key characteristics
SWIRX:
0.72
SWYFX:
0.93
SWIRX:
0.95
SWYFX:
1.24
SWIRX:
1.13
SWYFX:
1.18
SWIRX:
0.63
SWYFX:
0.90
SWIRX:
2.47
SWYFX:
3.98
SWIRX:
3.20%
SWYFX:
2.64%
SWIRX:
12.59%
SWYFX:
12.63%
SWIRX:
-41.52%
SWYFX:
-26.50%
SWIRX:
-1.09%
SWYFX:
-0.34%
Returns By Period
The year-to-date returns for both stocks are quite close, with SWIRX having a 4.17% return and SWYFX slightly lower at 4.07%.
SWIRX
4.17%
3.80%
0.16%
8.93%
5.81%
6.54%
3.76%
SWYFX
4.07%
3.70%
1.54%
11.59%
8.83%
9.52%
N/A
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SWIRX vs. SWYFX - Expense Ratio Comparison
SWIRX has a 0.00% expense ratio, which is lower than SWYFX's 0.04% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
SWIRX vs. SWYFX — Risk-Adjusted Performance Rank
SWIRX
SWYFX
SWIRX vs. SWYFX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2035 Fund (SWIRX) and Schwab Target 2035 Index Fund (SWYFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
SWIRX vs. SWYFX - Dividend Comparison
SWIRX's dividend yield for the trailing twelve months is around 3.80%, more than SWYFX's 2.28% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWIRX Schwab Target 2035 Fund | 3.80% | 3.96% | 3.43% | 7.40% | 5.81% | 2.88% | 6.32% | 7.12% | 3.37% | 5.74% | 8.16% | 6.16% |
SWYFX Schwab Target 2035 Index Fund | 2.28% | 2.37% | 2.15% | 2.02% | 1.80% | 1.73% | 2.00% | 2.10% | 1.43% | 0.99% | 0.00% | 0.00% |
Drawdowns
SWIRX vs. SWYFX - Drawdown Comparison
The maximum SWIRX drawdown since its inception was -41.52%, which is greater than SWYFX's maximum drawdown of -26.50%. Use the drawdown chart below to compare losses from any high point for SWIRX and SWYFX.
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Volatility
SWIRX vs. SWYFX - Volatility Comparison
The current volatility for Schwab Target 2035 Fund (SWIRX) is 2.72%, while Schwab Target 2035 Index Fund (SWYFX) has a volatility of 2.87%. This indicates that SWIRX experiences smaller price fluctuations and is considered to be less risky than SWYFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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