SWIRX vs. SWLSX
Compare and contrast key facts about Schwab Target 2035 Fund (SWIRX) and Schwab Large-Cap Growth Fund™ (SWLSX).
SWIRX is managed by Charles Schwab. It was launched on Mar 11, 2008. SWLSX is managed by Charles Schwab. It was launched on Oct 3, 2005.
Performance
SWIRX vs. SWLSX - Performance Comparison
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SWIRX vs. SWLSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWIRX Schwab Target 2035 Fund | -3.23% | 16.49% | 11.73% | 17.92% | -17.91% | 14.21% | 14.05% | 21.85% | -8.24% | 19.13% |
SWLSX Schwab Large-Cap Growth Fund™ | -12.73% | 19.69% | 29.41% | 38.27% | -27.00% | 29.03% | 29.03% | 31.02% | -7.93% | 29.01% |
Returns By Period
In the year-to-date period, SWIRX achieves a -3.23% return, which is significantly higher than SWLSX's -12.73% return. Over the past 10 years, SWIRX has underperformed SWLSX with an annualized return of 8.46%, while SWLSX has yielded a comparatively higher 14.02% annualized return.
SWIRX
- 1D
- -0.11%
- 1M
- -6.98%
- YTD
- -3.23%
- 6M
- -0.93%
- 1Y
- 12.80%
- 3Y*
- 11.81%
- 5Y*
- 6.13%
- 10Y*
- 8.46%
SWLSX
- 1D
- -0.72%
- 1M
- -8.75%
- YTD
- -12.73%
- 6M
- -11.11%
- 1Y
- 15.36%
- 3Y*
- 18.28%
- 5Y*
- 11.53%
- 10Y*
- 14.02%
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SWIRX vs. SWLSX - Expense Ratio Comparison
SWIRX has a 0.00% expense ratio, which is lower than SWLSX's 0.99% expense ratio.
Return for Risk
SWIRX vs. SWLSX — Risk / Return Rank
SWIRX
SWLSX
SWIRX vs. SWLSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2035 Fund (SWIRX) and Schwab Large-Cap Growth Fund™ (SWLSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWIRX | SWLSX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.10 | 0.69 | +0.41 |
Sortino ratioReturn per unit of downside risk | 1.60 | 1.14 | +0.46 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.16 | +0.07 |
Calmar ratioReturn relative to maximum drawdown | 1.39 | 0.78 | +0.61 |
Martin ratioReturn relative to average drawdown | 6.29 | 2.74 | +3.55 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWIRX | SWLSX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.10 | 0.69 | +0.41 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.46 | 0.55 | -0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.63 | 0.68 | -0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.51 | 0.51 | 0.00 |
Correlation
The correlation between SWIRX and SWLSX is 0.91, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWIRX vs. SWLSX - Dividend Comparison
SWIRX's dividend yield for the trailing twelve months is around 7.05%, more than SWLSX's 1.34% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWIRX Schwab Target 2035 Fund | 7.05% | 6.82% | 3.96% | 3.42% | 7.40% | 5.81% | 2.87% | 6.33% | 7.12% | 3.37% | 5.74% | 8.16% |
SWLSX Schwab Large-Cap Growth Fund™ | 1.34% | 1.17% | 0.11% | 0.04% | 2.07% | 7.77% | 1.07% | 5.32% | 12.35% | 7.92% | 4.46% | 17.08% |
Drawdowns
SWIRX vs. SWLSX - Drawdown Comparison
The maximum SWIRX drawdown since its inception was -41.53%, smaller than the maximum SWLSX drawdown of -49.89%. Use the drawdown chart below to compare losses from any high point for SWIRX and SWLSX.
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Drawdown Indicators
| SWIRX | SWLSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -41.53% | -49.89% | +8.36% |
Max Drawdown (1Y)Largest decline over 1 year | -8.45% | -16.17% | +7.72% |
Max Drawdown (5Y)Largest decline over 5 years | -28.70% | -31.32% | +2.62% |
Max Drawdown (10Y)Largest decline over 10 years | -28.70% | -31.32% | +2.62% |
Current DrawdownCurrent decline from peak | -7.27% | -16.17% | +8.90% |
Average DrawdownAverage peak-to-trough decline | -6.13% | -7.98% | +1.85% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.87% | 4.57% | -2.70% |
Volatility
SWIRX vs. SWLSX - Volatility Comparison
The current volatility for Schwab Target 2035 Fund (SWIRX) is 3.79%, while Schwab Large-Cap Growth Fund™ (SWLSX) has a volatility of 5.73%. This indicates that SWIRX experiences smaller price fluctuations and is considered to be less risky than SWLSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWIRX | SWLSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.79% | 5.73% | -1.94% |
Volatility (6M)Calculated over the trailing 6-month period | 6.73% | 12.41% | -5.68% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.73% | 22.60% | -10.87% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.52% | 20.97% | -7.45% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 13.45% | 20.76% | -7.31% |