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Schwab Target 2035 Index Fund (SWYFX)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility

Fund Info

ISINUS80850L8587
IssuerSchwab Funds
Inception DateAug 24, 2016
CategoryTarget Retirement Date
Min. Investment$0
Asset ClassMulti-Asset

Asset Class Size

Large-Cap

Asset Class Style

Blend

Expense Ratio

SWYFX has an expense ratio of 0.04%, which is considered low compared to other funds.


Expense ratio chart for SWYFX: current value at 0.04% compared with the broader market ranging from 0.00% to 2.12%.0.50%1.00%1.50%2.00%0.04%

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons: SWYFX vs. SWYEX, SWYFX vs. SWIRX, SWYFX vs. VTTHX, SWYFX vs. SWVXX, SWYFX vs. VBIAX, SWYFX vs. VTI, SWYFX vs. FIHFX, SWYFX vs. SCHD, SWYFX vs. VOO, SWYFX vs. SPY

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Schwab Target 2035 Index Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


0.00%5.00%10.00%15.00%JuneJulyAugustSeptemberOctoberNovember
9.58%
14.94%
SWYFX (Schwab Target 2035 Index Fund)
Benchmark (^GSPC)

Returns By Period

Schwab Target 2035 Index Fund had a return of 14.74% year-to-date (YTD) and 25.16% in the last 12 months.


PeriodReturnBenchmark
Year-To-Date14.74%25.82%
1 month1.45%3.20%
6 months9.57%14.94%
1 year25.16%35.92%
5 years (annualized)8.75%14.22%
10 years (annualized)N/A11.43%

Monthly Returns

The table below presents the monthly returns of SWYFX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024-0.07%2.82%2.42%-3.55%3.03%2.26%2.39%1.74%2.35%-2.24%14.74%
20236.58%-2.84%2.34%1.14%-1.06%4.35%2.53%-2.13%-3.95%-2.48%7.85%5.03%17.81%
2022-4.15%-2.26%1.26%-6.79%0.28%-6.50%6.28%-3.94%-8.13%4.62%6.70%-3.65%-16.36%
2021-0.35%1.61%2.06%3.36%1.11%1.22%1.08%1.64%-3.28%3.91%-1.66%2.94%14.26%
2020-0.39%-5.08%-11.03%8.51%3.75%2.30%3.86%4.10%-2.15%-1.82%9.36%3.46%13.85%
20196.54%2.10%1.46%2.54%-4.04%5.07%0.33%-0.82%1.56%1.94%1.91%2.15%22.37%
20183.52%-3.57%-0.77%0.26%1.13%-0.09%2.31%1.34%0.00%-5.86%1.49%-5.47%-6.04%
20172.00%2.35%0.77%1.14%1.41%0.74%1.84%0.27%1.71%1.50%1.74%1.09%17.84%
20160.20%0.40%-1.90%1.32%1.70%1.70%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current risk-adjusted rank of SWYFX is 80, placing it in the top 20% of mutual funds on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.


The Risk-Adjusted Performance Rank of SWYFX is 8080
Combined Rank
The Sharpe Ratio Rank of SWYFX is 7878Sharpe Ratio Rank
The Sortino Ratio Rank of SWYFX is 7575Sortino Ratio Rank
The Omega Ratio Rank of SWYFX is 8484Omega Ratio Rank
The Calmar Ratio Rank of SWYFX is 8181Calmar Ratio Rank
The Martin Ratio Rank of SWYFX is 8484Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Schwab Target 2035 Index Fund (SWYFX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


SWYFX
Sharpe ratio
The chart of Sharpe ratio for SWYFX, currently valued at 2.88, compared to the broader market0.002.004.002.88
Sortino ratio
The chart of Sortino ratio for SWYFX, currently valued at 4.01, compared to the broader market0.005.0010.004.01
Omega ratio
The chart of Omega ratio for SWYFX, currently valued at 1.61, compared to the broader market1.002.003.004.001.61
Calmar ratio
The chart of Calmar ratio for SWYFX, currently valued at 2.62, compared to the broader market0.005.0010.0015.0020.002.62
Martin ratio
The chart of Martin ratio for SWYFX, currently valued at 19.46, compared to the broader market0.0020.0040.0060.0080.00100.0019.46
^GSPC
Sharpe ratio
The chart of Sharpe ratio for ^GSPC, currently valued at 3.08, compared to the broader market0.002.004.003.08
Sortino ratio
The chart of Sortino ratio for ^GSPC, currently valued at 4.10, compared to the broader market0.005.0010.004.10
Omega ratio
The chart of Omega ratio for ^GSPC, currently valued at 1.58, compared to the broader market1.002.003.004.001.58
Calmar ratio
The chart of Calmar ratio for ^GSPC, currently valued at 4.48, compared to the broader market0.005.0010.0015.0020.004.48
Martin ratio
The chart of Martin ratio for ^GSPC, currently valued at 20.05, compared to the broader market0.0020.0040.0060.0080.00100.0020.05

Sharpe Ratio

The current Schwab Target 2035 Index Fund Sharpe ratio is 2.88. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Schwab Target 2035 Index Fund with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio1.001.502.002.503.003.50JuneJulyAugustSeptemberOctoberNovember
2.88
3.08
SWYFX (Schwab Target 2035 Index Fund)
Benchmark (^GSPC)

Dividends

Dividend History

Schwab Target 2035 Index Fund provided a 1.87% dividend yield over the last twelve months, with an annual payout of $0.33 per share.


1.00%1.20%1.40%1.60%1.80%2.00%2.20%$0.00$0.05$0.10$0.15$0.20$0.25$0.30$0.3520162017201820192020202120222023
Dividends
Dividend Yield
PeriodTTM20232022202120202019201820172016
Dividend$0.33$0.33$0.27$0.28$0.24$0.26$0.23$0.17$0.10

Dividend yield

1.87%2.15%2.02%1.72%1.64%1.99%2.10%1.43%0.99%

Monthly Dividends

The table displays the monthly dividend distributions for Schwab Target 2035 Index Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.33$0.33
2022$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.27$0.27
2021$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.28$0.28
2020$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.24$0.24
2019$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.26$0.26
2018$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.23$0.23
2017$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.17$0.17
2016$0.10$0.10

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-8.00%-6.00%-4.00%-2.00%0.00%JuneJulyAugustSeptemberOctoberNovember00
SWYFX (Schwab Target 2035 Index Fund)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Schwab Target 2035 Index Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Schwab Target 2035 Index Fund was 26.50%, occurring on Mar 23, 2020. Recovery took 99 trading sessions.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-26.5%Feb 20, 202023Mar 23, 202099Aug 12, 2020122
-23.19%Nov 9, 2021235Oct 14, 2022339Feb 22, 2024574
-13.91%Jan 29, 2018229Dec 24, 201870Apr 5, 2019299
-5.78%Sep 3, 202014Sep 23, 202033Nov 9, 202047
-4.97%Jul 17, 202414Aug 5, 202410Aug 19, 202424

Volatility

Volatility Chart

The current Schwab Target 2035 Index Fund volatility is 2.49%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


1.00%2.00%3.00%4.00%5.00%6.00%JuneJulyAugustSeptemberOctoberNovember
2.49%
3.89%
SWYFX (Schwab Target 2035 Index Fund)
Benchmark (^GSPC)