American Funds 2025 Target Date Retirement Income R6 (RFDTX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with RFDTX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to RFDTX
RFDTX charges 0.31% annually. There are 254 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| John Hancock Funds Multi-Index 2055 Lifetime Portf... | 0.01% | — | Mar 2014 | RFDTX vs JLKYX | |
| Principal LifeTime 2055 Fund | 0.01% | — | Feb 2008 | RFDTX vs LTFIX | |
| Principal LifeTime 2035 Fund | 0.01% | — | Feb 2008 | RFDTX vs LTIUX | |
| Principal LifeTime 2030 Fund | 0.01% | — | Feb 2001 | RFDTX vs PMTIX | |
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | RFDTX vs LTRIX |
Best Risk-Adjusted Alternatives to RFDTX
RFDTX has a PortfoliosLab risk / return rank of 57. There are 397 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 85.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Managed Retirement 2020 Fund | 85 | — | Dec 2007 | RFDTX vs FIRVX | |
| Putnam Retirement Advantage Maturity Fund | 85 | — | Dec 2019 | RFDTX vs PADLX | |
| Fidelity Managed Retirement Income Fund Class K | 84 | — | Aug 2019 | RFDTX vs FRKMX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 84 | — | Aug 2007 | RFDTX vs FRAMX | |
| Fidelity Managed Retirement Income Fund Class K6 | 84 | — | Aug 2019 | RFDTX vs FRHMX |
Top Performing RFDTX Alternatives (YTD)
RFDTX is at 4.39% YTD. There are 564 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 15,640,638.04%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Managed Retirement Income Fund Class K | 15,640,638.04% | — | Aug 2019 | RFDTX vs FRKMX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 1,644,791.35% | — | Aug 2007 | RFDTX vs FRAMX | |
| Fidelity Managed Retirement Income Fund Class K6 | 1,464,383.96% | — | Aug 2019 | RFDTX vs FRHMX | |
| Fidelity Managed Retirement 2020 Fund | 1,440,933.92% | — | Dec 2007 | RFDTX vs FIRVX | |
| Fidelity Freedom 2065 Fund Class K6 | 12.19% | — | Jun 2019 | RFDTX vs FFSZX |
Lowest Volatility Alternatives to RFDTX
RFDTX has 6.31% 1-year volatility. There are 117 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.59%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.59% | — | Nov 2015 | RFDTX vs TDIFX | |
| MFS Lifetime 2025 Fund | 4.18% | — | Nov 2012 | RFDTX vs LTTIX | |
| Fidelity Freedom Index Income Fund Investor Class | 4.32% | — | Oct 2009 | RFDTX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.34% | — | Oct 2009 | RFDTX vs FFGZX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 4.35% | — | Aug 2007 | RFDTX vs FRIMX |
Lowest Drawdown Alternatives to RFDTX
RFDTX has a 1-year max drawdown of -5.32%. There are 167 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | RFDTX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | -3.32% | — | Oct 2009 | RFDTX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | RFDTX vs FFGZX | |
| Fidelity Managed Retirement 2010 Fund Class K6 | -3.41% | — | Aug 2019 | RFDTX vs FRQHX | |
| Fidelity Managed Retirement 2010 Fund Class K | -3.42% | — | Aug 2019 | RFDTX vs FRQKX |
Other Mutual Funds from American Funds
The 10 most viewed American Funds mutual funds shown here include ABALX, AIVSX, AWSHX and span 7 categories.
Often Compared With RFDTX
Investors most often compare RFDTX with FXAIX, VTIVX, VOO. These 20 comparison targets span 4 categories, based on PortfoliosLab usage data.
Compare RFDTX with Any Fund or Stock
Compare RFDTX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair RFDTX with funds that move differently
American Funds 2025 Target Date Retirement Income R6 alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to RFDTX.
Explore RFDTX Diversifiers