RFDTX Alternatives & Similar Mutual Funds

American Funds 2025 Target Date Retirement Income R6 (RFDTX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with RFDTX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.

Cheapest Alternatives to RFDTX

RFDTX charges 0.31% annually. There are 254 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.

Symbol	Name	Expense Ratio	AUM	Inception
JRLVX	John Hancock Funds Multi-Index 2045 Lifetime Portf...	0.01%	—	Nov 2013	RFDTX vs JRLVX
LTFIX	Principal LifeTime 2055 Fund	0.01%	—	Feb 2008	RFDTX vs LTFIX
PMTIX	Principal LifeTime 2030 Fund	0.01%	—	Feb 2001	RFDTX vs PMTIX
LTIUX	Principal LifeTime 2035 Fund	0.01%	—	Feb 2008	RFDTX vs LTIUX
JIEHX	John Hancock Funds Multi-Index 2060 Lifetime Portf...	0.01%	—	Mar 2016	RFDTX vs JIEHX

Best Risk-Adjusted Alternatives to RFDTX

RFDTX has a PortfoliosLab risk / return rank of 63. There are 411 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 87.

Symbol	Name	Risk / Return Rank	AUM	Inception
PADLX	Putnam Retirement Advantage Maturity Fund	87	—	Dec 2019	RFDTX vs PADLX
SSFNX	State Street Target Retirement Fund	86	—	Sep 2014	RFDTX vs SSFNX
SSBRX	State Street Target Retirement 2025 Fund	84	—	Sep 2014	RFDTX vs SSBRX
PDAHX	Prudential Day One Income Fund	83	—	Dec 2016	RFDTX vs PDAHX
TDIFX	Dimensional Retirement Income Fund	81	—	Nov 2015	RFDTX vs TDIFX

Top Performing RFDTX Alternatives (YTD)

RFDTX is at 4.89% YTD. There are 570 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 13.50%.

Symbol	Name	YTD Return	AUM	Inception
FWLSX	Fidelity Flex Freedom Blend 2060 Fund	13.50%	—	Jun 2017	RFDTX vs FWLSX
FDFPX	Fidelity Flex Freedom Blend 2065 Fund	13.45%	—	Jun 2019	RFDTX vs FDFPX
FQLSX	Fidelity Flex Freedom Blend 2055 Fund	13.40%	—	Jun 2017	RFDTX vs FQLSX
FVTKX	Fidelity Freedom 2060 Fund Class K6	13.38%	—	Aug 2014	RFDTX vs FVTKX
FHCDX	Fidelity Freedom Blend 2060 Fund Class K6	13.36%	—	Aug 2018	RFDTX vs FHCDX

Lowest Volatility Alternatives to RFDTX

RFDTX has 6.02% 1-year volatility. There are 142 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.33%.

Symbol	Name	Volatility 1Y	AUM	Inception
TDIFX	Dimensional Retirement Income Fund	3.33%	—	Nov 2015	RFDTX vs TDIFX
FIKFX	Fidelity Freedom Index Income Fund Investor Class	4.00%	—	Oct 2009	RFDTX vs FIKFX
FFGZX	Fidelity Freedom Index Income Fund Institutional P...	4.02%	—	Oct 2009	RFDTX vs FFGZX
FRQHX	Fidelity Managed Retirement 2010 Fund Class K6	4.15%	—	Aug 2019	RFDTX vs FRQHX
FRKMX	Fidelity Managed Retirement Income Fund Class K	4.16%	—	Aug 2019	RFDTX vs FRKMX

Lowest Drawdown Alternatives to RFDTX

RFDTX has a 1-year max drawdown of -5.32%. There are 167 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.

Symbol	Name	Max Drawdown 1Y	AUM	Inception
TDIFX	Dimensional Retirement Income Fund	-2.61%	—	Nov 2015	RFDTX vs TDIFX
FIKFX	Fidelity Freedom Index Income Fund Investor Class	-3.32%	—	Oct 2009	RFDTX vs FIKFX
FFGZX	Fidelity Freedom Index Income Fund Institutional P...	-3.33%	—	Oct 2009	RFDTX vs FFGZX
FRQHX	Fidelity Managed Retirement 2010 Fund Class K6	-3.41%	—	Aug 2019	RFDTX vs FRQHX
FRKMX	Fidelity Managed Retirement Income Fund Class K	-3.42%	—	Aug 2019	RFDTX vs FRKMX

Other Mutual Funds from American Funds

The 10 most viewed American Funds mutual funds shown here include ABALX, AIVSX, RGAGX and span 6 categories.

Symbol	Name	Category	Risk / Return Rank	YTD Return	AUM	Inception
ABALX	American Funds American Balanced Fund Class A	Diversified Portfolio	82	9.47%	—	Jul 1975	RFDTX vs ABALX
AIVSX	American Funds Investment Company of America Class...	Large Cap Blend Equities	49	10.14%	—	Jan 1934	RFDTX vs AIVSX
RGAGX	American Funds The Growth Fund of America Class R-...	Large Cap Growth Equities	31	9.36%	—	Dec 1973	RFDTX vs RGAGX
AWSHX	American Funds Washington Mutual Investors Fund Cl...	Large Cap Blend Equities	34	5.43%	—	Jul 1952	RFDTX vs AWSHX
RERGX	American Funds EuroPacific Growth Fund Class R-6	Foreign Large Cap Equities, Large Cap Growth Equities	39	11.44%	—	—	RFDTX vs RERGX
ANCFX	American Funds Fundamental Investors Class A	Large Cap Blend Equities	68	14.34%	—	Jan 1978	RFDTX vs ANCFX
ANWPX	American Funds New Perspective Fund Class A	Large Cap Growth Equities, Global Equities	27	6.76%	—	Mar 1973	RFDTX vs ANWPX
GFFFX	American Funds The Growth Fund of America	Large Cap Growth Equities	31	9.30%	—	Dec 1973	RFDTX vs GFFFX
AMECX	American Funds The Income Fund of America Class A	Diversified Portfolio, Dividend	48	5.84%	—	Dec 1973	RFDTX vs AMECX
AMCPX	American Funds AMCAP Fund Class A	Large Cap Growth Equities	23	5.43%	—	Jan 1967	RFDTX vs AMCPX

Often Compared With RFDTX

Investors most often compare RFDTX with FXAIX, VTIVX, VOO. These 20 comparison targets span 4 categories, based on PortfoliosLab usage data.

Symbol	Name	Category	Risk / Return Rank	YTD Return	AUM	Inception
FXAIX	Fidelity 500 Index Fund	S&P 500	66	10.89%	—	Feb 1988	RFDTX vs FXAIX
VTIVX	Vanguard Target Retirement 2045 Fund	Target Retirement Date, Diversified Portfolio	65	10.33%	117.20B	Oct 2003	RFDTX vs VTIVX
VOO	Vanguard S&P 500 ETF	S&P 500	74	11.34%	1.60T	Sep 2010	RFDTX vs VOO
HASGX	Harbor Small Cap Growth Fund	Small Cap Growth Equities	39	17.01%	—	Nov 2000	RFDTX vs HASGX
FIRMX	Fidelity Managed Retirement Income Fund	Target Retirement Date	69	3.78%	—	Aug 2007	RFDTX vs FIRMX
PPLIX	Principal LifeTime 2050 Fund	Target Retirement Date	45	8.51%	—	Feb 2001	RFDTX vs PPLIX
FOTKX	Fidelity Freedom 2010 Fund Class K6	Target Retirement Date	77	5.15%	—	Oct 1996	RFDTX vs FOTKX
FFFCX	Fidelity Freedom 2010 Fund	Target Retirement Date	73	5.06%	—	Oct 1996	RFDTX vs FFFCX
FNSHX	Fidelity Freedom Income Fund Class K	Target Retirement Date	72	4.71%	—	Jul 2017	RFDTX vs FNSHX
FFFAX	Fidelity Freedom Income Fund	Target Retirement Date	72	4.69%	—	Oct 1996	RFDTX vs FFFAX
FTLSX	Fidelity Flex Freedom Blend Income Fund	Target Retirement Date	78	4.89%	—	Jun 2017	RFDTX vs FTLSX
URTRX	USAA Target Retirement 2030 Fund	Target Retirement Date	73	7.71%	—	Jul 2008	RFDTX vs URTRX
FRIMX	Fidelity Advisor Managed Retirement Income Fund Cl...	Target Retirement Date	69	3.77%	—	Aug 2007	RFDTX vs FRIMX
FCTKX	Fidelity Freedom 2055 Fund Class K6	Target Retirement Date	69	13.33%	—	Jun 2011	RFDTX vs FCTKX
FRHMX	Fidelity Managed Retirement Income Fund Class K6	Target Retirement Date	71	3.86%	—	Aug 2019	RFDTX vs FRHMX
URINX	USAA Target Retirement Income Fund	Target Retirement Date	79	5.58%	—	Jul 2008	RFDTX vs URINX
PDDDX	Prudential Day One 2020 Fund	Target Retirement Date	78	5.38%	—	Dec 2016	RFDTX vs PDDDX
PTDIX	Principal LifeTime 2040 Fund	Target Retirement Date	46	7.02%	—	Feb 2001	RFDTX vs PTDIX
FYTKX	Fidelity Freedom Income Fund Class K6	Target Retirement Date	75	4.78%	—	Oct 1996	RFDTX vs FYTKX
FCQTX	American Funds 2065 Target Date Retirement Fund	Target Retirement Date	54	10.51%	—	Mar 2020	RFDTX vs FCQTX

Compare RFDTX with Any Fund or Stock

Compare RFDTX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.

Symbol name

Diversifiers

Pair RFDTX with funds that move differently

American Funds 2025 Target Date Retirement Income R6 alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to RFDTX.

Explore RFDTX Diversifiers

American Funds 2025 Target Date Retirement Income R6 (RFDTX) Alternatives