RFDTX vs. FOTKX
Compare and contrast key facts about American Funds 2025 Target Date Retirement Income R6 (RFDTX) and Fidelity Freedom 2010 Fund Class K6 (FOTKX).
RFDTX is a passively managed fund by American Funds that tracks the performance of the S&P Target Date 2025 Index. It was launched on Feb 1, 2007. FOTKX is managed by Fidelity. It was launched on Oct 17, 1996.
Performance
RFDTX vs. FOTKX - Performance Comparison
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RFDTX vs. FOTKX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RFDTX American Funds 2025 Target Date Retirement Income R6 | -1.86% | 14.54% | 9.35% | 11.95% | -12.73% | 11.49% | 13.68% | 17.83% | -3.46% | 7.12% |
FOTKX Fidelity Freedom 2010 Fund Class K6 | -0.61% | 11.66% | 5.55% | 9.97% | -13.05% | 5.68% | 11.29% | 14.46% | -3.65% | 5.22% |
Returns By Period
In the year-to-date period, RFDTX achieves a -1.86% return, which is significantly lower than FOTKX's -0.61% return.
RFDTX
- 1D
- 0.19%
- 1M
- -5.14%
- YTD
- -1.86%
- 6M
- 0.26%
- 1Y
- 10.23%
- 3Y*
- 9.89%
- 5Y*
- 5.51%
- 10Y*
- 7.72%
FOTKX
- 1D
- 0.21%
- 1M
- -3.83%
- YTD
- -0.61%
- 6M
- 1.01%
- 1Y
- 8.62%
- 3Y*
- 7.30%
- 5Y*
- 3.28%
- 10Y*
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RFDTX vs. FOTKX - Expense Ratio Comparison
RFDTX has a 0.31% expense ratio, which is lower than FOTKX's 0.38% expense ratio.
Return for Risk
RFDTX vs. FOTKX — Risk / Return Rank
RFDTX
FOTKX
RFDTX vs. FOTKX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2025 Target Date Retirement Income R6 (RFDTX) and Fidelity Freedom 2010 Fund Class K6 (FOTKX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RFDTX | FOTKX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.43 | 1.60 | -0.17 |
Sortino ratioReturn per unit of downside risk | 2.03 | 2.21 | -0.18 |
Omega ratioGain probability vs. loss probability | 1.30 | 1.33 | -0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.84 | 2.12 | -0.28 |
Martin ratioReturn relative to average drawdown | 7.68 | 8.66 | -0.98 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RFDTX | FOTKX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.43 | 1.60 | -0.17 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.68 | 0.52 | +0.16 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.87 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.80 | 0.77 | +0.03 |
Correlation
The correlation between RFDTX and FOTKX is 0.92, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
RFDTX vs. FOTKX - Dividend Comparison
RFDTX's dividend yield for the trailing twelve months is around 7.81%, more than FOTKX's 5.28% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RFDTX American Funds 2025 Target Date Retirement Income R6 | 7.81% | 7.67% | 5.50% | 3.37% | 4.30% | 6.54% | 3.87% | 4.00% | 4.40% | 2.67% | 3.44% | 6.14% |
FOTKX Fidelity Freedom 2010 Fund Class K6 | 5.28% | 5.25% | 3.32% | 2.98% | 7.41% | 9.53% | 6.17% | 6.00% | 7.24% | 3.57% | 0.00% | 0.00% |
Drawdowns
RFDTX vs. FOTKX - Drawdown Comparison
The maximum RFDTX drawdown since its inception was -19.16%, roughly equal to the maximum FOTKX drawdown of -18.29%. Use the drawdown chart below to compare losses from any high point for RFDTX and FOTKX.
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Drawdown Indicators
| RFDTX | FOTKX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.16% | -18.29% | -0.87% |
Max Drawdown (1Y)Largest decline over 1 year | -5.40% | -4.03% | -1.37% |
Max Drawdown (5Y)Largest decline over 5 years | -18.80% | -18.29% | -0.51% |
Max Drawdown (10Y)Largest decline over 10 years | -19.16% | — | — |
Current DrawdownCurrent decline from peak | -5.14% | -3.83% | -1.31% |
Average DrawdownAverage peak-to-trough decline | -2.89% | -3.62% | +0.73% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.29% | 0.99% | +0.30% |
Volatility
RFDTX vs. FOTKX - Volatility Comparison
American Funds 2025 Target Date Retirement Income R6 (RFDTX) has a higher volatility of 2.54% compared to Fidelity Freedom 2010 Fund Class K6 (FOTKX) at 2.34%. This indicates that RFDTX's price experiences larger fluctuations and is considered to be riskier than FOTKX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RFDTX | FOTKX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.54% | 2.34% | +0.20% |
Volatility (6M)Calculated over the trailing 6-month period | 4.44% | 3.45% | +0.99% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.33% | 5.48% | +1.85% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.17% | 6.32% | +1.85% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.92% | 6.41% | +2.51% |