RFDTX vs. AWSHX
Compare and contrast key facts about American Funds 2025 Target Date Retirement Income R6 (RFDTX) and American Funds Washington Mutual Investors Fund Class A (AWSHX).
RFDTX is a passively managed fund by American Funds that tracks the performance of the S&P Target Date 2025 Index. It was launched on Feb 1, 2007. AWSHX is managed by American Funds. It was launched on Jul 31, 1952.
Performance
RFDTX vs. AWSHX - Performance Comparison
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RFDTX vs. AWSHX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RFDTX American Funds 2025 Target Date Retirement Income R6 | -1.86% | 14.54% | 9.35% | 11.95% | -12.73% | 11.49% | 13.68% | 17.83% | -3.46% | 15.33% |
AWSHX American Funds Washington Mutual Investors Fund Class A | -5.27% | 17.20% | 19.02% | 17.21% | -8.45% | 28.44% | 7.69% | 24.86% | -6.16% | 20.03% |
Returns By Period
In the year-to-date period, RFDTX achieves a -1.86% return, which is significantly higher than AWSHX's -5.27% return. Over the past 10 years, RFDTX has underperformed AWSHX with an annualized return of 7.72%, while AWSHX has yielded a comparatively higher 11.82% annualized return.
RFDTX
- 1D
- 0.19%
- 1M
- -5.14%
- YTD
- -1.86%
- 6M
- 0.26%
- 1Y
- 10.23%
- 3Y*
- 9.89%
- 5Y*
- 5.51%
- 10Y*
- 7.72%
AWSHX
- 1D
- -0.03%
- 1M
- -7.89%
- YTD
- -5.27%
- 6M
- -3.14%
- 1Y
- 10.70%
- 3Y*
- 15.28%
- 5Y*
- 10.91%
- 10Y*
- 11.82%
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RFDTX vs. AWSHX - Expense Ratio Comparison
RFDTX has a 0.31% expense ratio, which is lower than AWSHX's 0.58% expense ratio.
Return for Risk
RFDTX vs. AWSHX — Risk / Return Rank
RFDTX
AWSHX
RFDTX vs. AWSHX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2025 Target Date Retirement Income R6 (RFDTX) and American Funds Washington Mutual Investors Fund Class A (AWSHX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RFDTX | AWSHX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.43 | 0.76 | +0.67 |
Sortino ratioReturn per unit of downside risk | 2.03 | 1.19 | +0.83 |
Omega ratioGain probability vs. loss probability | 1.30 | 1.17 | +0.12 |
Calmar ratioReturn relative to maximum drawdown | 1.84 | 0.96 | +0.88 |
Martin ratioReturn relative to average drawdown | 7.68 | 4.37 | +3.32 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RFDTX | AWSHX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.43 | 0.76 | +0.67 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.68 | 0.78 | -0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.87 | 0.73 | +0.14 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.80 | 0.62 | +0.19 |
Correlation
The correlation between RFDTX and AWSHX is 0.93, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
RFDTX vs. AWSHX - Dividend Comparison
RFDTX's dividend yield for the trailing twelve months is around 7.81%, less than AWSHX's 10.67% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RFDTX American Funds 2025 Target Date Retirement Income R6 | 7.81% | 7.67% | 5.50% | 3.37% | 4.30% | 6.54% | 3.87% | 4.00% | 4.40% | 2.67% | 3.44% | 6.14% |
AWSHX American Funds Washington Mutual Investors Fund Class A | 10.67% | 10.08% | 10.06% | 6.14% | 6.31% | 6.05% | 3.06% | 6.19% | 4.36% | 7.26% | 6.37% | 6.25% |
Drawdowns
RFDTX vs. AWSHX - Drawdown Comparison
The maximum RFDTX drawdown since its inception was -19.16%, smaller than the maximum AWSHX drawdown of -53.95%. Use the drawdown chart below to compare losses from any high point for RFDTX and AWSHX.
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Drawdown Indicators
| RFDTX | AWSHX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.16% | -53.95% | +34.79% |
Max Drawdown (1Y)Largest decline over 1 year | -5.40% | -10.37% | +4.97% |
Max Drawdown (5Y)Largest decline over 5 years | -18.80% | -18.64% | -0.16% |
Max Drawdown (10Y)Largest decline over 10 years | -19.16% | -34.65% | +15.49% |
Current DrawdownCurrent decline from peak | -5.14% | -8.37% | +3.23% |
Average DrawdownAverage peak-to-trough decline | -2.89% | -6.43% | +3.54% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.29% | 2.29% | -1.00% |
Volatility
RFDTX vs. AWSHX - Volatility Comparison
The current volatility for American Funds 2025 Target Date Retirement Income R6 (RFDTX) is 2.54%, while American Funds Washington Mutual Investors Fund Class A (AWSHX) has a volatility of 3.58%. This indicates that RFDTX experiences smaller price fluctuations and is considered to be less risky than AWSHX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RFDTX | AWSHX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.54% | 3.58% | -1.04% |
Volatility (6M)Calculated over the trailing 6-month period | 4.44% | 7.98% | -3.54% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.33% | 15.18% | -7.85% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.17% | 14.09% | -5.92% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.92% | 16.31% | -7.39% |