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American Funds 2025 Target Date Retirement Income R6 (RFDTX) Diversifiers

Mutual Fund · Currency in USD · Last updated Jun 23, 2026

The fund seeks to achieve growth, income, and conservation of capital by investing in a mix of underlying American Funds, including growth, growth-and-income, equity-income, balanced, and fixed income funds, with an increasing emphasis on income and capital preservation as it approaches and passes its target date.

Looking to diversify beyond RFDTX? The mutual funds below have the lowest correlation with RFDTX — they tend to move on their own, which can help reduce risk when the rest of your portfolio drops. The stock ideas table highlights individual companies that behave independently from RFDTX.

Best Diversifiers for RFDTX

0 mutual funds have low correlation with RFDTX (below 0.3), 0 of which are negatively correlated. The least correlated is Dimensional Retirement Income Fund (TDIFX) (Target Retirement Date) with a 1Y correlation of 0.83, roughly unchanged from 0.85 over 5 years.

SymbolNameCorrelation 1YCorrelation 3YCorrelation 5YRisk / Return RankCategoryCompare
TDIFX
Dimensional Retirement Income Fund0.830.870.85
77
Target Retirement DateRFDTX vs TDIFX
DRIKX
Dimensional 2055 Target Date Retirement Income Fun...0.850.890.92
80
Target Retirement DateRFDTX vs DRIKX
DRILX
Dimensional 2060 Target Date Retirement Income Fun...0.850.880.91
81
Target Retirement DateRFDTX vs DRILX
DTDRX
Dimensional 2065 Target Date Retirement Income Fun...0.860.870.91
81
Target Retirement DateRFDTX vs DTDRX
FXAIX
Fidelity 500 Index Fund0.880.860.89
66
S&P 500RFDTX vs FXAIX
See all 66 diversifiers for RFDTX

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Diversification Analysis

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