RFDTX vs. RGAGX
Compare and contrast key facts about American Funds 2025 Target Date Retirement Income R6 (RFDTX) and American Funds The Growth Fund of America Class R-6 (RGAGX).
RFDTX is a passively managed fund by American Funds that tracks the performance of the S&P Target Date 2025 Index. It was launched on Feb 1, 2007. RGAGX is managed by American Funds. It was launched on Dec 1, 1973.
Performance
RFDTX vs. RGAGX - Performance Comparison
Loading graphics...
RFDTX vs. RGAGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RFDTX American Funds 2025 Target Date Retirement Income R6 | -0.62% | 14.54% | 9.35% | 11.95% | -12.73% | 11.49% | 13.68% | 17.83% | -3.46% | 15.33% |
RGAGX American Funds The Growth Fund of America Class R-6 | -7.99% | 20.08% | 28.41% | 37.66% | -30.53% | 19.67% | 38.30% | 29.22% | -2.88% | 26.53% |
Returns By Period
In the year-to-date period, RFDTX achieves a -0.62% return, which is significantly higher than RGAGX's -7.99% return. Over the past 10 years, RFDTX has underperformed RGAGX with an annualized return of 7.86%, while RGAGX has yielded a comparatively higher 14.74% annualized return.
RFDTX
- 1D
- 1.26%
- 1M
- -3.54%
- YTD
- -0.62%
- 6M
- 1.17%
- 1Y
- 11.26%
- 3Y*
- 10.35%
- 5Y*
- 5.61%
- 10Y*
- 7.86%
RGAGX
- 1D
- 3.55%
- 1M
- -6.32%
- YTD
- -7.99%
- 6M
- -7.03%
- 1Y
- 17.19%
- 3Y*
- 20.63%
- 5Y*
- 9.29%
- 10Y*
- 14.74%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
RFDTX vs. RGAGX - Expense Ratio Comparison
RFDTX has a 0.31% expense ratio, which is higher than RGAGX's 0.30% expense ratio.
Return for Risk
RFDTX vs. RGAGX — Risk / Return Rank
RFDTX
RGAGX
RFDTX vs. RGAGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2025 Target Date Retirement Income R6 (RFDTX) and American Funds The Growth Fund of America Class R-6 (RGAGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RFDTX | RGAGX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.57 | 0.86 | +0.71 |
Sortino ratioReturn per unit of downside risk | 2.24 | 1.37 | +0.87 |
Omega ratioGain probability vs. loss probability | 1.33 | 1.20 | +0.13 |
Calmar ratioReturn relative to maximum drawdown | 2.19 | 1.29 | +0.90 |
Martin ratioReturn relative to average drawdown | 8.98 | 4.90 | +4.08 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| RFDTX | RGAGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.57 | 0.86 | +0.71 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.69 | 0.46 | +0.23 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.88 | 0.75 | +0.13 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.81 | 0.80 | +0.01 |
Correlation
The correlation between RFDTX and RGAGX is 0.91, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
RFDTX vs. RGAGX - Dividend Comparison
RFDTX's dividend yield for the trailing twelve months is around 7.71%, less than RGAGX's 11.95% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RFDTX American Funds 2025 Target Date Retirement Income R6 | 7.71% | 7.67% | 5.50% | 3.37% | 4.30% | 6.54% | 3.87% | 4.00% | 4.40% | 2.67% | 3.44% | 6.14% |
RGAGX American Funds The Growth Fund of America Class R-6 | 11.95% | 10.99% | 9.29% | 7.70% | 4.44% | 8.49% | 4.57% | 7.93% | 12.36% | 7.34% | 6.95% | 9.22% |
Drawdowns
RFDTX vs. RGAGX - Drawdown Comparison
The maximum RFDTX drawdown since its inception was -19.16%, smaller than the maximum RGAGX drawdown of -36.19%. Use the drawdown chart below to compare losses from any high point for RFDTX and RGAGX.
Loading graphics...
Drawdown Indicators
| RFDTX | RGAGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.16% | -36.19% | +17.03% |
Max Drawdown (1Y)Largest decline over 1 year | -5.40% | -13.71% | +8.31% |
Max Drawdown (5Y)Largest decline over 5 years | -18.80% | -36.19% | +17.39% |
Max Drawdown (10Y)Largest decline over 10 years | -19.16% | -36.19% | +17.03% |
Current DrawdownCurrent decline from peak | -3.95% | -10.64% | +6.69% |
Average DrawdownAverage peak-to-trough decline | -2.89% | -5.53% | +2.64% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.32% | 3.62% | -2.30% |
Volatility
RFDTX vs. RGAGX - Volatility Comparison
The current volatility for American Funds 2025 Target Date Retirement Income R6 (RFDTX) is 2.94%, while American Funds The Growth Fund of America Class R-6 (RGAGX) has a volatility of 6.74%. This indicates that RFDTX experiences smaller price fluctuations and is considered to be less risky than RGAGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| RFDTX | RGAGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.94% | 6.74% | -3.80% |
Volatility (6M)Calculated over the trailing 6-month period | 4.61% | 12.12% | -7.51% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.41% | 21.00% | -13.59% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.18% | 20.23% | -12.05% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.93% | 19.64% | -10.71% |