RFDTX vs. ANCFX
Compare and contrast key facts about American Funds 2025 Target Date Retirement Income R6 (RFDTX) and American Funds Fundamental Investors Class A (ANCFX).
RFDTX is a passively managed fund by American Funds that tracks the performance of the S&P Target Date 2025 Index. It was launched on Feb 1, 2007. ANCFX is managed by American Funds. It was launched on Jan 8, 1978.
Performance
RFDTX vs. ANCFX - Performance Comparison
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RFDTX vs. ANCFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RFDTX American Funds 2025 Target Date Retirement Income R6 | -1.86% | 14.54% | 9.35% | 11.95% | -12.73% | 11.49% | 13.68% | 17.83% | -3.46% | 15.33% |
ANCFX American Funds Fundamental Investors Class A | -6.13% | 24.21% | 22.73% | 25.86% | -16.66% | 22.43% | 14.92% | 27.07% | -8.13% | 22.80% |
Returns By Period
In the year-to-date period, RFDTX achieves a -1.86% return, which is significantly higher than ANCFX's -6.13% return. Over the past 10 years, RFDTX has underperformed ANCFX with an annualized return of 7.72%, while ANCFX has yielded a comparatively higher 12.92% annualized return.
RFDTX
- 1D
- 0.19%
- 1M
- -5.14%
- YTD
- -1.86%
- 6M
- 0.26%
- 1Y
- 10.23%
- 3Y*
- 9.89%
- 5Y*
- 5.51%
- 10Y*
- 7.72%
ANCFX
- 1D
- -0.62%
- 1M
- -9.88%
- YTD
- -6.13%
- 6M
- -2.09%
- 1Y
- 20.46%
- 3Y*
- 19.35%
- 5Y*
- 11.57%
- 10Y*
- 12.92%
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RFDTX vs. ANCFX - Expense Ratio Comparison
RFDTX has a 0.31% expense ratio, which is lower than ANCFX's 0.59% expense ratio.
Return for Risk
RFDTX vs. ANCFX — Risk / Return Rank
RFDTX
ANCFX
RFDTX vs. ANCFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2025 Target Date Retirement Income R6 (RFDTX) and American Funds Fundamental Investors Class A (ANCFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RFDTX | ANCFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.43 | 1.16 | +0.28 |
Sortino ratioReturn per unit of downside risk | 2.03 | 1.75 | +0.28 |
Omega ratioGain probability vs. loss probability | 1.30 | 1.25 | +0.05 |
Calmar ratioReturn relative to maximum drawdown | 1.84 | 1.61 | +0.24 |
Martin ratioReturn relative to average drawdown | 7.68 | 7.19 | +0.49 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RFDTX | ANCFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.43 | 1.16 | +0.28 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.68 | 0.70 | -0.02 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.87 | 0.73 | +0.13 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.80 | 0.61 | +0.19 |
Correlation
The correlation between RFDTX and ANCFX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
RFDTX vs. ANCFX - Dividend Comparison
RFDTX's dividend yield for the trailing twelve months is around 7.81%, less than ANCFX's 9.11% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RFDTX American Funds 2025 Target Date Retirement Income R6 | 7.81% | 7.67% | 5.50% | 3.37% | 4.30% | 6.54% | 3.87% | 4.00% | 4.40% | 2.67% | 3.44% | 6.14% |
ANCFX American Funds Fundamental Investors Class A | 9.11% | 8.54% | 8.90% | 5.80% | 4.98% | 10.97% | 2.61% | 6.91% | 9.31% | 7.28% | 4.71% | 6.08% |
Drawdowns
RFDTX vs. ANCFX - Drawdown Comparison
The maximum RFDTX drawdown since its inception was -19.16%, smaller than the maximum ANCFX drawdown of -53.29%. Use the drawdown chart below to compare losses from any high point for RFDTX and ANCFX.
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Drawdown Indicators
| RFDTX | ANCFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.16% | -53.29% | +34.13% |
Max Drawdown (1Y)Largest decline over 1 year | -5.40% | -11.35% | +5.95% |
Max Drawdown (5Y)Largest decline over 5 years | -18.80% | -25.07% | +6.27% |
Max Drawdown (10Y)Largest decline over 10 years | -19.16% | -33.93% | +14.77% |
Current DrawdownCurrent decline from peak | -5.14% | -10.66% | +5.52% |
Average DrawdownAverage peak-to-trough decline | -2.89% | -7.34% | +4.45% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.29% | 2.54% | -1.25% |
Volatility
RFDTX vs. ANCFX - Volatility Comparison
The current volatility for American Funds 2025 Target Date Retirement Income R6 (RFDTX) is 2.54%, while American Funds Fundamental Investors Class A (ANCFX) has a volatility of 4.98%. This indicates that RFDTX experiences smaller price fluctuations and is considered to be less risky than ANCFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RFDTX | ANCFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.54% | 4.98% | -2.44% |
Volatility (6M)Calculated over the trailing 6-month period | 4.44% | 10.64% | -6.20% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.33% | 17.94% | -10.61% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.17% | 16.67% | -8.50% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.92% | 17.65% | -8.73% |