RFDTX vs. AIVSX
Compare and contrast key facts about American Funds 2025 Target Date Retirement Income R6 (RFDTX) and American Funds Investment Company of America Class A (AIVSX).
RFDTX is a passively managed fund by American Funds that tracks the performance of the S&P Target Date 2025 Index. It was launched on Feb 1, 2007. AIVSX is managed by American Funds. It was launched on Jan 1, 1934.
Performance
RFDTX vs. AIVSX - Performance Comparison
Loading graphics...
RFDTX vs. AIVSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RFDTX American Funds 2025 Target Date Retirement Income R6 | -0.62% | 14.54% | 9.35% | 11.95% | -12.73% | 11.49% | 13.68% | 17.83% | -3.46% | 15.33% |
AIVSX American Funds Investment Company of America Class A | -4.87% | 20.47% | 24.90% | 28.56% | -15.50% | 25.10% | 14.47% | 24.10% | -8.21% | 19.54% |
Returns By Period
In the year-to-date period, RFDTX achieves a -0.62% return, which is significantly higher than AIVSX's -4.87% return. Over the past 10 years, RFDTX has underperformed AIVSX with an annualized return of 7.86%, while AIVSX has yielded a comparatively higher 12.88% annualized return.
RFDTX
- 1D
- 1.26%
- 1M
- -3.54%
- YTD
- -0.62%
- 6M
- 1.17%
- 1Y
- 11.26%
- 3Y*
- 10.35%
- 5Y*
- 5.61%
- 10Y*
- 7.86%
AIVSX
- 1D
- 3.05%
- 1M
- -5.90%
- YTD
- -4.87%
- 6M
- -3.21%
- 1Y
- 17.66%
- 3Y*
- 20.05%
- 5Y*
- 12.46%
- 10Y*
- 12.88%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
RFDTX vs. AIVSX - Expense Ratio Comparison
RFDTX has a 0.31% expense ratio, which is lower than AIVSX's 0.57% expense ratio.
Return for Risk
RFDTX vs. AIVSX — Risk / Return Rank
RFDTX
AIVSX
RFDTX vs. AIVSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2025 Target Date Retirement Income R6 (RFDTX) and American Funds Investment Company of America Class A (AIVSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RFDTX | AIVSX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.57 | 1.04 | +0.54 |
Sortino ratioReturn per unit of downside risk | 2.24 | 1.59 | +0.65 |
Omega ratioGain probability vs. loss probability | 1.33 | 1.23 | +0.10 |
Calmar ratioReturn relative to maximum drawdown | 2.19 | 1.72 | +0.47 |
Martin ratioReturn relative to average drawdown | 8.98 | 7.16 | +1.82 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| RFDTX | AIVSX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.57 | 1.04 | +0.54 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.69 | 0.78 | -0.09 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.88 | 0.78 | +0.10 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.81 | 0.67 | +0.14 |
Correlation
The correlation between RFDTX and AIVSX is 0.94, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
RFDTX vs. AIVSX - Dividend Comparison
RFDTX's dividend yield for the trailing twelve months is around 7.71%, less than AIVSX's 11.17% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RFDTX American Funds 2025 Target Date Retirement Income R6 | 7.71% | 7.67% | 5.50% | 3.37% | 4.30% | 6.54% | 3.87% | 4.00% | 4.40% | 2.67% | 3.44% | 6.14% |
AIVSX American Funds Investment Company of America Class A | 11.17% | 10.60% | 9.29% | 4.96% | 6.12% | 6.94% | 1.65% | 6.15% | 9.61% | 7.08% | 5.48% | 8.95% |
Drawdowns
RFDTX vs. AIVSX - Drawdown Comparison
The maximum RFDTX drawdown since its inception was -19.16%, smaller than the maximum AIVSX drawdown of -50.90%. Use the drawdown chart below to compare losses from any high point for RFDTX and AIVSX.
Loading graphics...
Drawdown Indicators
| RFDTX | AIVSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.16% | -50.90% | +31.74% |
Max Drawdown (1Y)Largest decline over 1 year | -5.40% | -10.76% | +5.36% |
Max Drawdown (5Y)Largest decline over 5 years | -18.80% | -24.31% | +5.51% |
Max Drawdown (10Y)Largest decline over 10 years | -19.16% | -31.09% | +11.93% |
Current DrawdownCurrent decline from peak | -3.95% | -7.34% | +3.39% |
Average DrawdownAverage peak-to-trough decline | -2.89% | -5.93% | +3.04% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.32% | 2.59% | -1.27% |
Volatility
RFDTX vs. AIVSX - Volatility Comparison
The current volatility for American Funds 2025 Target Date Retirement Income R6 (RFDTX) is 2.94%, while American Funds Investment Company of America Class A (AIVSX) has a volatility of 5.75%. This indicates that RFDTX experiences smaller price fluctuations and is considered to be less risky than AIVSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| RFDTX | AIVSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.94% | 5.75% | -2.81% |
Volatility (6M)Calculated over the trailing 6-month period | 4.61% | 9.93% | -5.32% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.41% | 17.56% | -10.15% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.18% | 15.96% | -7.78% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.93% | 16.55% | -7.62% |