RFDTX vs. FIKFX
Compare and contrast key facts about American Funds 2025 Target Date Retirement Income R6 (RFDTX) and Fidelity Freedom Index Income Fund Investor Class (FIKFX).
RFDTX is a passively managed fund by American Funds that tracks the performance of the S&P Target Date 2025 Index. It was launched on Feb 1, 2007. FIKFX is managed by Fidelity. It was launched on Oct 2, 2009.
Performance
RFDTX vs. FIKFX - Performance Comparison
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RFDTX vs. FIKFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RFDTX American Funds 2025 Target Date Retirement Income R6 | -0.62% | 14.54% | 9.35% | 11.95% | -12.73% | 11.49% | 13.68% | 17.83% | -3.46% | 15.33% |
FIKFX Fidelity Freedom Index Income Fund Investor Class | -0.05% | 9.23% | 4.96% | 8.28% | -11.09% | 2.79% | 8.54% | 10.59% | -0.76% | 6.66% |
Returns By Period
In the year-to-date period, RFDTX achieves a -0.62% return, which is significantly lower than FIKFX's -0.05% return. Over the past 10 years, RFDTX has outperformed FIKFX with an annualized return of 7.86%, while FIKFX has yielded a comparatively lower 3.93% annualized return.
RFDTX
- 1D
- 1.26%
- 1M
- -3.54%
- YTD
- -0.62%
- 6M
- 1.17%
- 1Y
- 11.26%
- 3Y*
- 10.35%
- 5Y*
- 5.61%
- 10Y*
- 7.86%
FIKFX
- 1D
- 0.74%
- 1M
- -1.99%
- YTD
- -0.05%
- 6M
- 1.03%
- 1Y
- 6.95%
- 3Y*
- 6.20%
- 5Y*
- 2.67%
- 10Y*
- 3.93%
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RFDTX vs. FIKFX - Expense Ratio Comparison
RFDTX has a 0.31% expense ratio, which is higher than FIKFX's 0.12% expense ratio.
Return for Risk
RFDTX vs. FIKFX — Risk / Return Rank
RFDTX
FIKFX
RFDTX vs. FIKFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2025 Target Date Retirement Income R6 (RFDTX) and Fidelity Freedom Index Income Fund Investor Class (FIKFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RFDTX | FIKFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.57 | 1.63 | -0.06 |
Sortino ratioReturn per unit of downside risk | 2.24 | 2.30 | -0.06 |
Omega ratioGain probability vs. loss probability | 1.33 | 1.32 | 0.00 |
Calmar ratioReturn relative to maximum drawdown | 2.19 | 2.20 | 0.00 |
Martin ratioReturn relative to average drawdown | 8.98 | 9.11 | -0.13 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RFDTX | FIKFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.57 | 1.63 | -0.06 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.69 | 0.53 | +0.16 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.88 | 0.90 | -0.01 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.81 | 0.96 | -0.15 |
Correlation
The correlation between RFDTX and FIKFX is 0.82, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
RFDTX vs. FIKFX - Dividend Comparison
RFDTX's dividend yield for the trailing twelve months is around 7.71%, more than FIKFX's 3.41% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RFDTX American Funds 2025 Target Date Retirement Income R6 | 7.71% | 7.67% | 5.50% | 3.37% | 4.30% | 6.54% | 3.87% | 4.00% | 4.40% | 2.67% | 3.44% | 6.14% |
FIKFX Fidelity Freedom Index Income Fund Investor Class | 3.41% | 3.40% | 3.13% | 2.85% | 3.06% | 2.04% | 2.18% | 7.27% | 2.94% | 1.89% | 1.65% | 1.39% |
Drawdowns
RFDTX vs. FIKFX - Drawdown Comparison
The maximum RFDTX drawdown since its inception was -19.16%, which is greater than FIKFX's maximum drawdown of -15.03%. Use the drawdown chart below to compare losses from any high point for RFDTX and FIKFX.
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Drawdown Indicators
| RFDTX | FIKFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.16% | -15.03% | -4.13% |
Max Drawdown (1Y)Largest decline over 1 year | -5.40% | -3.32% | -2.08% |
Max Drawdown (5Y)Largest decline over 5 years | -18.80% | -15.03% | -3.77% |
Max Drawdown (10Y)Largest decline over 10 years | -19.16% | -15.03% | -4.13% |
Current DrawdownCurrent decline from peak | -3.95% | -2.37% | -1.58% |
Average DrawdownAverage peak-to-trough decline | -2.89% | -1.74% | -1.15% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.32% | 0.80% | +0.52% |
Volatility
RFDTX vs. FIKFX - Volatility Comparison
American Funds 2025 Target Date Retirement Income R6 (RFDTX) has a higher volatility of 2.94% compared to Fidelity Freedom Index Income Fund Investor Class (FIKFX) at 2.05%. This indicates that RFDTX's price experiences larger fluctuations and is considered to be riskier than FIKFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RFDTX | FIKFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.94% | 2.05% | +0.89% |
Volatility (6M)Calculated over the trailing 6-month period | 4.61% | 2.85% | +1.76% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.41% | 4.39% | +3.02% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.18% | 5.07% | +3.11% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.93% | 4.40% | +4.53% |