RFDTX vs. FRKMX
Compare and contrast key facts about American Funds 2025 Target Date Retirement Income R6 (RFDTX) and Fidelity Managed Retirement Income Fund Class K (FRKMX).
RFDTX is a passively managed fund by American Funds that tracks the performance of the S&P Target Date 2025 Index. It was launched on Feb 1, 2007. FRKMX is managed by BlackRock. It was launched on Aug 1, 2019.
Performance
RFDTX vs. FRKMX - Performance Comparison
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RFDTX vs. FRKMX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
RFDTX American Funds 2025 Target Date Retirement Income R6 | -0.62% | 14.54% | 9.35% | 11.95% | -12.73% | 11.49% | 13.68% | 6.09% |
FRKMX Fidelity Managed Retirement Income Fund Class K | 0.27% | 9.91% | 4.40% | 8.17% | -11.57% | 2.88% | 8.68% | 3.08% |
Returns By Period
In the year-to-date period, RFDTX achieves a -0.62% return, which is significantly lower than FRKMX's 0.27% return.
RFDTX
- 1D
- 1.26%
- 1M
- -3.54%
- YTD
- -0.62%
- 6M
- 1.17%
- 1Y
- 11.26%
- 3Y*
- 10.35%
- 5Y*
- 5.61%
- 10Y*
- 7.86%
FRKMX
- 1D
- 0.75%
- 1M
- -2.05%
- YTD
- 0.27%
- 6M
- 1.36%
- 1Y
- 7.67%
- 3Y*
- 6.29%
- 5Y*
- 2.54%
- 10Y*
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RFDTX vs. FRKMX - Expense Ratio Comparison
RFDTX has a 0.31% expense ratio, which is lower than FRKMX's 0.35% expense ratio.
Return for Risk
RFDTX vs. FRKMX — Risk / Return Rank
RFDTX
FRKMX
RFDTX vs. FRKMX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2025 Target Date Retirement Income R6 (RFDTX) and Fidelity Managed Retirement Income Fund Class K (FRKMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RFDTX | FRKMX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.57 | 1.72 | -0.15 |
Sortino ratioReturn per unit of downside risk | 2.24 | 2.41 | -0.18 |
Omega ratioGain probability vs. loss probability | 1.33 | 1.35 | -0.02 |
Calmar ratioReturn relative to maximum drawdown | 2.19 | 2.35 | -0.16 |
Martin ratioReturn relative to average drawdown | 8.98 | 9.34 | -0.36 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RFDTX | FRKMX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.57 | 1.72 | -0.15 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.69 | 0.49 | +0.20 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.88 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.81 | 0.71 | +0.10 |
Correlation
The correlation between RFDTX and FRKMX is 0.82, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
RFDTX vs. FRKMX - Dividend Comparison
RFDTX's dividend yield for the trailing twelve months is around 7.71%, more than FRKMX's 3.25% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RFDTX American Funds 2025 Target Date Retirement Income R6 | 7.71% | 7.67% | 5.50% | 3.37% | 4.30% | 6.54% | 3.87% | 4.00% | 4.40% | 2.67% | 3.44% | 6.14% |
FRKMX Fidelity Managed Retirement Income Fund Class K | 3.25% | 3.11% | 3.12% | 2.92% | 4.66% | 3.65% | 2.56% | 1.85% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
RFDTX vs. FRKMX - Drawdown Comparison
The maximum RFDTX drawdown since its inception was -19.16%, which is greater than FRKMX's maximum drawdown of -16.04%. Use the drawdown chart below to compare losses from any high point for RFDTX and FRKMX.
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Drawdown Indicators
| RFDTX | FRKMX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.16% | -16.04% | -3.12% |
Max Drawdown (1Y)Largest decline over 1 year | -5.40% | -3.42% | -1.98% |
Max Drawdown (5Y)Largest decline over 5 years | -18.80% | -16.04% | -2.76% |
Max Drawdown (10Y)Largest decline over 10 years | -19.16% | — | — |
Current DrawdownCurrent decline from peak | -3.95% | -2.44% | -1.51% |
Average DrawdownAverage peak-to-trough decline | -2.89% | -3.64% | +0.75% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.32% | 0.86% | +0.46% |
Volatility
RFDTX vs. FRKMX - Volatility Comparison
American Funds 2025 Target Date Retirement Income R6 (RFDTX) has a higher volatility of 2.94% compared to Fidelity Managed Retirement Income Fund Class K (FRKMX) at 2.14%. This indicates that RFDTX's price experiences larger fluctuations and is considered to be riskier than FRKMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RFDTX | FRKMX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.94% | 2.14% | +0.80% |
Volatility (6M)Calculated over the trailing 6-month period | 4.61% | 2.95% | +1.66% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.41% | 4.63% | +2.78% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.18% | 5.23% | +2.95% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.93% | 5.14% | +3.79% |