RFDTX vs. RERGX
Compare and contrast key facts about American Funds 2025 Target Date Retirement Income R6 (RFDTX) and American Funds EuroPacific Growth Fund Class R-6 (RERGX).
RFDTX is a passively managed fund by American Funds that tracks the performance of the S&P Target Date 2025 Index. It was launched on Feb 1, 2007. RERGX is managed by American Funds.
Performance
RFDTX vs. RERGX - Performance Comparison
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RFDTX vs. RERGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RFDTX American Funds 2025 Target Date Retirement Income R6 | -1.86% | 14.54% | 9.35% | 11.95% | -12.73% | 11.49% | 13.68% | 17.83% | -3.46% | 15.33% |
RERGX American Funds EuroPacific Growth Fund Class R-6 | -5.45% | 29.34% | 3.00% | 16.11% | -22.77% | 2.84% | 25.27% | 27.40% | -17.33% | 31.19% |
Returns By Period
In the year-to-date period, RFDTX achieves a -1.86% return, which is significantly higher than RERGX's -5.45% return. Both investments have delivered pretty close results over the past 10 years, with RFDTX having a 7.72% annualized return and RERGX not far behind at 7.68%.
RFDTX
- 1D
- 0.19%
- 1M
- -5.14%
- YTD
- -1.86%
- 6M
- 0.26%
- 1Y
- 10.23%
- 3Y*
- 9.89%
- 5Y*
- 5.51%
- 10Y*
- 7.72%
RERGX
- 1D
- -0.16%
- 1M
- -12.20%
- YTD
- -5.45%
- 6M
- -0.97%
- 1Y
- 19.17%
- 3Y*
- 10.00%
- 5Y*
- 3.13%
- 10Y*
- 7.68%
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RFDTX vs. RERGX - Expense Ratio Comparison
RFDTX has a 0.31% expense ratio, which is lower than RERGX's 0.46% expense ratio.
Return for Risk
RFDTX vs. RERGX — Risk / Return Rank
RFDTX
RERGX
RFDTX vs. RERGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2025 Target Date Retirement Income R6 (RFDTX) and American Funds EuroPacific Growth Fund Class R-6 (RERGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RFDTX | RERGX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.43 | 1.10 | +0.33 |
Sortino ratioReturn per unit of downside risk | 2.03 | 1.52 | +0.51 |
Omega ratioGain probability vs. loss probability | 1.30 | 1.22 | +0.08 |
Calmar ratioReturn relative to maximum drawdown | 1.84 | 1.27 | +0.58 |
Martin ratioReturn relative to average drawdown | 7.68 | 4.87 | +2.81 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RFDTX | RERGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.43 | 1.10 | +0.33 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.68 | 0.19 | +0.49 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.87 | 0.46 | +0.41 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.80 | 0.37 | +0.44 |
Correlation
The correlation between RFDTX and RERGX is 0.87, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
RFDTX vs. RERGX - Dividend Comparison
RFDTX's dividend yield for the trailing twelve months is around 7.81%, less than RERGX's 14.76% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RFDTX American Funds 2025 Target Date Retirement Income R6 | 7.81% | 7.67% | 5.50% | 3.37% | 4.30% | 6.54% | 3.87% | 4.00% | 4.40% | 2.67% | 3.44% | 6.14% |
RERGX American Funds EuroPacific Growth Fund Class R-6 | 14.76% | 13.95% | 4.96% | 3.95% | 2.02% | 10.19% | 0.41% | 3.14% | 3.17% | 4.99% | 1.64% | 3.43% |
Drawdowns
RFDTX vs. RERGX - Drawdown Comparison
The maximum RFDTX drawdown since its inception was -19.16%, smaller than the maximum RERGX drawdown of -37.30%. Use the drawdown chart below to compare losses from any high point for RFDTX and RERGX.
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Drawdown Indicators
| RFDTX | RERGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.16% | -37.30% | +18.14% |
Max Drawdown (1Y)Largest decline over 1 year | -5.40% | -12.52% | +7.12% |
Max Drawdown (5Y)Largest decline over 5 years | -18.80% | -37.30% | +18.50% |
Max Drawdown (10Y)Largest decline over 10 years | -19.16% | -37.30% | +18.14% |
Current DrawdownCurrent decline from peak | -5.14% | -12.52% | +7.38% |
Average DrawdownAverage peak-to-trough decline | -2.89% | -9.28% | +6.39% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.29% | 3.25% | -1.96% |
Volatility
RFDTX vs. RERGX - Volatility Comparison
The current volatility for American Funds 2025 Target Date Retirement Income R6 (RFDTX) is 2.54%, while American Funds EuroPacific Growth Fund Class R-6 (RERGX) has a volatility of 6.59%. This indicates that RFDTX experiences smaller price fluctuations and is considered to be less risky than RERGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RFDTX | RERGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.54% | 6.59% | -4.05% |
Volatility (6M)Calculated over the trailing 6-month period | 4.44% | 11.23% | -6.79% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.33% | 16.21% | -8.88% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.17% | 16.43% | -8.26% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.92% | 16.78% | -7.86% |