The Best Target Retirement Date Mutual Funds

The table below compares the performance and other essential indicators like dividend yield and expense ratio of Target Retirement Date mutual funds.

Target Retirement Date mutual funds, also known as target-date funds or lifecycle funds, are a type of investment vehicle designed to simplify retirement planning for investors. These funds gradually adjust their asset allocation based on a predetermined retirement date, automatically shifting from a more aggressive, growth-oriented portfolio to a more conservative, income-focused portfolio as the retirement date approaches.

When an investor is further from retirement, the target-date fund allocates a larger portion of its assets to equities with higher growth potential and risk. As the retirement date nears, the fund gradually shifts its allocation towards fixed-income securities and cash equivalents to prioritize capital preservation and income generation.

Category is Target Retirement Date

Symbol	Full Name	Category	Inception	Expense Ratio	YTD Return	10Y Return (Annualized)	Dividend Yield	Risk / Return Rank
IRSMX	Voya Target Retirement 2030 Fund	Target Retirement Date	Dec 19, 2012	0.23%	-0.43%	8.28%	9.35%	64
IRSNX	Voya Target Retirement 2035 Fund	Target Retirement Date	Dec 19, 2012	0.20%	-0.55%	9.32%	9.68%	63
IRSOX	Voya Target Retirement 2040 Fund	Target Retirement Date	Dec 19, 2012	0.23%	-0.58%	10.21%	13.79%	62
IRSPX	Voya Target Retirement 2045 Fund	Target Retirement Date	Dec 19, 2012	0.19%	-0.76%	10.71%	11.77%	58
IRSQX	Voya Target Retirement 2050 Fund	Target Retirement Date	Dec 19, 2012	0.22%	-0.90%	10.78%	16.08%	58
IRSVX	Voya Target Retirement 2055 Fund	Target Retirement Date	Dec 19, 2012	0.24%	-0.83%	10.86%	11.82%	56
ISEIX	Voya Index Solution 2035 Portfolio	Target Retirement Date	Mar 9, 2008	0.20%	-0.65%	9.17%	2.41%	60
ISJIX	Voya Index Solution 2045 Portfolio	Target Retirement Date	Mar 9, 2008	0.20%	-0.87%	10.58%	1.87%	57
ISKIX	Voya Index Solution Income Portfolio	Target Retirement Date	Mar 9, 2008	0.21%	-0.19%	5.23%	4.09%	69
ISNGX	Voya Solution 2030 Portfolio	Target Retirement Date	Oct 2, 2011	0.20%	-0.98%	8.13%	4.71%	56
ISNLX	Voya Solution 2040 Portfolio	Target Retirement Date	Oct 2, 2011	0.17%	-1.27%	9.80%	5.48%	55
ISNQX	Voya Solution 2050 Portfolio	Target Retirement Date	Oct 2, 2011	0.18%	-1.65%	10.28%	8.15%	53
ISOLX	Voya Target In-Retirement Fund	Target Retirement Date	Dec 19, 2012	0.20%	-0.09%	5.27%	3.89%	75
ISQIX	Voya Solution 2035 Portfolio	Target Retirement Date	Apr 28, 2005	0.18%	-1.11%	8.92%	5.85%	55
ISRIX	Voya Solution 2045 Portfolio	Target Retirement Date	Apr 28, 2005	0.17%	-1.48%	10.17%	5.94%	54
ISWIX	Voya Solution Income Portfolio	Target Retirement Date	Apr 28, 2005	0.25%	-0.44%	5.22%	3.87%	64
JACSX	JPMorgan SmartRetirement Blend 2060 Fund	Target Retirement Date	Aug 30, 2016	0.33%	-0.43%	—	2.24%	60
JAKSX	JPMorgan SmartRetirement 2060 Fund	Target Retirement Date	Aug 30, 2016	0.26%	-1.35%	—	4.33%	45
JBSSX	JPMorgan SmartRetirement Blend 2025 Fund	Target Retirement Date	Jul 1, 2012	0.30%	0.04%	6.79%	3.53%	71
JFFSX	JPMorgan SmartRetirement 2055 Fund	Target Retirement Date	Jan 30, 2012	0.25%	-1.37%	10.67%	4.79%	46

Risk vs. Return Scatterplot

The Risk vs. Return Scatterplot allows you to quickly compare funds, stocks, and ETFs in one view. It displays the yearly return of an instrument on one axis and the risk (volatility) on the other.

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