- ISIN
- US92913M8560
- Issuer
- Voya
- Inception Date
- Dec 19, 2012
- Category
- Target Retirement Date
- Min. Investment
- $250,000
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
ISOLX Performance Chart
Voya Target In-Retirement Fund (ISOLX) is up 4.9% since the beginning of the year. ISOLX is currently trading at $12 per share. Investors who bought $1,000 worth of ISOLX shares 5 years ago would now be looking at an investment worth $1,224.
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Returns By Period
Voya Target In-Retirement Fund (ISOLX) has returned 4.85% so far this year and 12.48% over the past 12 months. Over the last ten years, ISOLX has returned 5.71% per year, falling short of the S&P 500 Index benchmark, which averaged 13.71% annually.
Voya Target In-Retirement Fund
- 1D
- -0.17%
- 1M
- 0.85%
- YTD
- 4.85%
- 6M
- 4.82%
- 1Y
- 12.48%
- 3Y*
- 9.88%
- 5Y*
- 4.13%
- 10Y*
- 5.71%
Benchmark (S&P 500 Index)
- 1D
- -1.44%
- 1M
- -1.45%
- YTD
- 7.60%
- 6M
- 6.59%
- 1Y
- 22.24%
- 3Y*
- 19.20%
- 5Y*
- 11.54%
- 10Y*
- 13.71%
ISOLX Monthly Returns History
Based on dividend-adjusted daily data since Dec 24, 2012, ISOLX's average daily return is +0.02%, while the average monthly return is +0.46%. At this rate, an investment would double in approximately 12.6 years.
Historically, 67% of months were positive and 33% were negative. The best month was Nov 2023 with a return of +5.7%, while the worst month was Mar 2020 at -7.5%. The longest winning streak lasted 14 consecutive months, and the longest losing streak was 4 months.
On a daily basis, ISOLX closed higher 49% of trading days. The best single day was Nov 11, 2022 with a return of +3.2%, while the worst single day was Mar 12, 2020 at -3.9%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.59% | 1.21% | -3.26% | 3.63% | 1.88% | -0.17% | 4.85% | ||||||
| 2025 | 1.52% | 1.03% | -1.30% | 0.28% | 1.68% | 2.67% | 0.27% | 1.75% | 1.79% | 1.06% | 0.35% | 0.32% | 11.96% |
| 2024 | 0.10% | 0.79% | 1.67% | -2.71% | 2.58% | 1.16% | 2.11% | 1.69% | 1.57% | -1.63% | 1.57% | -1.92% | 7.03% |
| 2023 | 4.49% | -2.56% | 2.63% | 0.51% | -0.92% | 1.85% | 1.31% | -1.29% | -2.93% | -1.77% | 5.71% | 4.01% | 11.13% |
| 2022 | -2.90% | -1.90% | -1.01% | -4.94% | 0.20% | -4.01% | 3.87% | -2.85% | -5.76% | 1.61% | 4.32% | -2.16% | -14.97% |
| 2021 | -0.34% | 0.26% | 0.17% | 2.04% | 0.67% | 0.99% | 1.06% | 0.81% | -1.93% | 1.80% | -0.48% | 1.35% | 6.53% |
Benchmark Metrics
Voya Target In-Retirement Fund has an annualized alpha of 1.31%, beta of 0.31, and R2 of 0.71 versus S&P 500 Index. Calculated based on daily prices since December 24, 2012.
- This fund participated in 45.95% of S&P 500 Index downside but only 37.25% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.31 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 1.31%
- Beta
- 0.31
- R²
- 0.71
- Upside Capture
- 37.25%
- Downside Capture
- 45.95%
Expense Ratio
ISOLX has an expense ratio of 0.20%, which is considered low.
Return for Risk
Risk / Return Rank
ISOLX ranks 78 for risk / return — better than 78% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Voya Target In-Retirement Fund (ISOLX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| ISOLX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.61 | ||
| Sortino ratioReturn per unit of downside risk | +1.20 | ||
| Omega ratioGain probability vs. loss probability | 1.47 | 1.32 | +0.15 |
| Calmar ratioReturn relative to maximum drawdown | 3.13 | 2.46 | +0.67 |
| Martin ratioReturn relative to average drawdown | 13.91 | 10.92 | +2.99 |
Dividends
Dividend History
Voya Target In-Retirement Fund provided a 3.71% dividend yield over the last twelve months, with an annual payout of $0.44 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.44 | $0.44 | $0.25 | $0.31 | $0.33 | $1.15 | $0.42 | $0.73 | $0.36 | $0.51 | $0.22 | $0.03 |
Dividend yield | 3.71% | 3.89% | 2.37% | 3.10% | 3.50% | 10.09% | 3.54% | 6.63% | 3.53% | 4.60% | 2.06% | 0.30% |
Monthly Dividends
The table displays the monthly dividend distributions for Voya Target In-Retirement Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.22 | $0.00 | $0.00 | $0.00 | $0.22 | $0.44 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.25 | $0.25 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.31 | $0.31 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.33 | $0.33 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.15 | $1.15 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Voya Target In-Retirement Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Voya Target In-Retirement Fund was 19.02%, occurring on Oct 14, 2022. Recovery took 459 trading sessions.
The current Voya Target In-Retirement Fund drawdown is 0.42%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Bear market2022 | -19.02%Oct 2022 | 11mo 8d | 1y 10mo | 2y 9moNov 2021 - Aug 2024 |
COVID crash2020 | -16.00%Mar 2020 | 1mo 2d | 3mo 29d | 5mo 1dFeb 2020 - Jul 2020 |
Rate-hike selloffLate 2018 | -6.59%Dec 2018 | 10mo 29d | 2mo 26d | 1y 1moJan 2018 - Mar 2019 |
2016 pullback2016 | -6.33%Feb 2016 | 9mo 19d | 3mo 27d | 1y 1moApr 2015 - Jun 2016 |
2025 selloff2025 | -5.83%Apr 2025 | 1mo 6d | 1mo 5d | 2mo 11dMar 2025 - May 2025 |
Drawdown Indicators
| ISOLX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.02% | -56.78% | +37.76% |
Max Drawdown (1Y)Largest decline over 1 year | -4.54% | -9.10% | +4.56% |
Max Drawdown (3Y)Largest decline over 3 years | -6.37% | -18.90% | +12.53% |
Max Drawdown (5Y)Largest decline over 5 years | -19.02% | -25.43% | +6.41% |
Max Drawdown (10Y)Largest decline over 10 years | -19.02% | -33.92% | +14.90% |
Current DrawdownCurrent decline from peak | -0.42% | -3.21% | +2.79% |
Average DrawdownAverage peak-to-trough decline | -2.81% | -10.71% | +7.90% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.98% | 2.04% | -1.06% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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