The Best Target Retirement Date Mutual Funds

The table below compares the performance and other essential indicators like dividend yield and expense ratio of Target Retirement Date mutual funds.

Target Retirement Date mutual funds, also known as target-date funds or lifecycle funds, are a type of investment vehicle designed to simplify retirement planning for investors. These funds gradually adjust their asset allocation based on a predetermined retirement date, automatically shifting from a more aggressive, growth-oriented portfolio to a more conservative, income-focused portfolio as the retirement date approaches.

When an investor is further from retirement, the target-date fund allocates a larger portion of its assets to equities with higher growth potential and risk. As the retirement date nears, the fund gradually shifts its allocation towards fixed-income securities and cash equivalents to prioritize capital preservation and income generation.

Category is Target Retirement Date

Symbol	Full Name	Category	Inception	Expense Ratio	YTD Return	10Y Return (Annualized)	Dividend Yield	Risk / Return Rank
FULSX	Fidelity Flex Freedom Blend 2020 Fund	Target Retirement Date	Jun 8, 2017	0.00%	0.62%	—	7.79%	79
FVGLX	Fidelity Advisor Freedom 2050 Fund Class Z6	Target Retirement Date	Jun 6, 2017	0.50%	0.00%	—	6.17%	69
FVLSX	Fidelity Flex Freedom Blend 2030 Fund	Target Retirement Date	Jun 8, 2017	0.00%	0.48%	—	6.68%	73
FVTKX	Fidelity Freedom 2060 Fund Class K6	Target Retirement Date	Aug 5, 2014	0.50%	0.58%	—	3.85%	75
FWLSX	Fidelity Flex Freedom Blend 2060 Fund	Target Retirement Date	Jun 8, 2017	0.00%	0.40%	—	3.12%	71
FWTKX	Fidelity Freedom 2035 Fund Class K6	Target Retirement Date	Nov 6, 2003	0.48%	0.62%	—	5.30%	77
FXIFX	Fidelity Freedom Index 2030 Fund Investor Class	Target Retirement Date	Oct 2, 2009	0.12%	-0.31%	8.47%	3.35%	66
FYLSX	Fidelity Flex Freedom Blend 2050 Fund	Target Retirement Date	Jun 8, 2017	0.00%	0.33%	—	3.61%	72
FYTKX	Fidelity Freedom Income Fund Class K6	Target Retirement Date	Oct 17, 1996	0.37%	0.67%	—	3.47%	83
FZTKX	Fidelity Freedom 2050 Fund Class K6	Target Retirement Date	Jun 1, 2006	0.50%	0.56%	—	4.31%	75
GMFZX	GuideStone Funds MyDestination 2045 Fund	Target Retirement Date	Dec 28, 2006	0.38%	-1.07%	10.07%	4.55%	55
GMGZX	GuideStone Funds MyDestination 2055 Fund	Target Retirement Date	Dec 29, 2011	0.42%	-1.18%	10.51%	3.88%	54
GMHZX	GuideStone Funds MyDestination 2035 Fund	Target Retirement Date	Dec 28, 2006	0.38%	-1.01%	8.35%	5.72%	57
GMTZX	GuideStone Funds MyDestination 2015 Fund	Target Retirement Date	Dec 28, 2006	0.36%	-0.68%	5.54%	5.69%	63
GMWZX	GuideStone Funds MyDestination 2025 Fund	Target Retirement Date	Dec 28, 2006	0.36%	-0.74%	6.91%	6.56%	61
IDXGX	Voya Index Solution 2030 Portfolio	Target Retirement Date	Oct 2, 2011	0.20%	-0.48%	8.33%	2.68%	61
IDXLX	Voya Index Solution 2040 Portfolio	Target Retirement Date	Oct 2, 2011	0.20%	-0.72%	10.05%	2.00%	58
IDXQX	Voya Index Solution 2050 Portfolio	Target Retirement Date	Oct 2, 2011	0.22%	-0.96%	10.66%	1.66%	56
IISNX	Voya Index Solution 2055 Portfolio	Target Retirement Date	Mar 7, 2010	0.22%	-0.96%	10.72%	1.66%	56
IISPX	Voya Solution 2055 Portfolio	Target Retirement Date	Mar 7, 2010	0.19%	-1.63%	10.33%	8.72%	52

Risk vs. Return Scatterplot

The Risk vs. Return Scatterplot allows you to quickly compare funds, stocks, and ETFs in one view. It displays the yearly return of an instrument on one axis and the risk (volatility) on the other.

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