The Best Target Retirement Date Mutual Funds

The table below compares the performance and other essential indicators like dividend yield and expense ratio of Target Retirement Date mutual funds.

Target Retirement Date mutual funds, also known as target-date funds or lifecycle funds, are a type of investment vehicle designed to simplify retirement planning for investors. These funds gradually adjust their asset allocation based on a predetermined retirement date, automatically shifting from a more aggressive, growth-oriented portfolio to a more conservative, income-focused portfolio as the retirement date approaches.

When an investor is further from retirement, the target-date fund allocates a larger portion of its assets to equities with higher growth potential and risk. As the retirement date nears, the fund gradually shifts its allocation towards fixed-income securities and cash equivalents to prioritize capital preservation and income generation.

Category is Target Retirement Date

Symbol	Full Name	Category	Inception	Expense Ratio	YTD Return	10Y Return (Annualized)	Dividend Yield	Risk / Return Rank
FRQHX	Fidelity Managed Retirement 2010 Fund Class K6	Target Retirement Date	Aug 1, 2019	0.26%	0.41%	—	3.35%	82
FRQIX	Fidelity Advisor Managed Retirement 2010 Fund Clas...	Target Retirement Date	Aug 30, 2007	0.46%	0.34%	4.82%	3.05%	80
FRQKX	Fidelity Managed Retirement 2010 Fund Class K	Target Retirement Date	Aug 1, 2019	0.36%	0.37%	—	3.24%	81
FSNKX	Fidelity Freedom 2010 Fund Class K	Target Retirement Date	Jul 20, 2017	0.44%	0.75%	—	4.96%	84
FSNLX	Fidelity Freedom 2015 Fund Class K	Target Retirement Date	Jul 20, 2017	0.47%	0.74%	—	6.46%	82
FSNOX	Fidelity Freedom 2020 Fund Class K	Target Retirement Date	Jul 20, 2017	0.51%	0.72%	—	7.34%	78
FSNPX	Fidelity Freedom 2025 Fund Class K	Target Retirement Date	Jul 20, 2017	0.54%	0.54%	—	6.45%	77
FSNQX	Fidelity Freedom 2030 Fund Class K	Target Retirement Date	Jul 20, 2017	0.58%	0.61%	—	5.45%	76
FSNUX	Fidelity Freedom 2035 Fund Class K	Target Retirement Date	Jul 20, 2017	0.61%	0.56%	—	5.05%	76
FSNVX	Fidelity Freedom 2040 Fund Class K	Target Retirement Date	Jul 20, 2017	0.65%	0.60%	—	5.05%	75
FSNZX	Fidelity Freedom 2045 Fund Class K	Target Retirement Date	Jul 20, 2017	0.65%	0.57%	—	4.38%	75
FSXAX	Fidelity Sustainable Target Date 2030 Fund	Target Retirement Date	May 11, 2023	0.46%	-0.16%	—	2.21%	64
FTAFX	Fidelity Advisor Freedom Income Fund Class M	Target Retirement Date	Jul 24, 2003	0.97%	0.41%	3.64%	2.76%	73
FTFEX	Fidelity Advisor Freedom 2030 Fund Class M	Target Retirement Date	Jul 24, 2003	1.16%	0.13%	8.18%	7.13%	68
FTLSX	Fidelity Flex Freedom Blend Income Fund	Target Retirement Date	Jun 8, 2017	0.00%	0.59%	—	3.79%	83
FTTHX	Fidelity Advisor Freedom 2035 Fund Class M	Target Retirement Date	Nov 6, 2003	1.21%	0.06%	9.28%	7.24%	69
FTTWX	Fidelity Advisor Freedom 2025 Fund Class M	Target Retirement Date	Nov 6, 2003	1.12%	0.15%	7.11%	7.41%	67
FTYJX	Fidelity Advisor Freedom Blend 2030 Fund Class M	Target Retirement Date	Aug 31, 2018	0.96%	0.24%	—	2.52%	68
FUGLX	Fidelity Advisor Freedom 2010 Fund Class Z6	Target Retirement Date	Jun 6, 2017	0.38%	0.63%	—	5.42%	83
FUIPX	Fidelity Freedom Index 2060 Fund	Target Retirement Date	Jun 24, 2020	0.06%	-0.79%	—	2.02%	64

Risk vs. Return Scatterplot

The Risk vs. Return Scatterplot allows you to quickly compare funds, stocks, and ETFs in one view. It displays the yearly return of an instrument on one axis and the risk (volatility) on the other.

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