GuideStone Funds MyDestination 2045 Fund (GMFZX)
The fund pursues its objective by investing primarily in a diversified portfolio of GuideStone Funds Select Funds that represent various asset classes. It is managed to the specific retirement year included in its name and assumes a retirement age of 65. The Target Date refers to the approximate year an investor in the fund would plan to retire and likely stop making new investments in the fund. At the Target Date, the fund's allocation to equities will be approximately 49% of its assets.
Fund Info
US40171W2641
40171W264
Dec 28, 2006
$1,000
Large-Cap
Blend
Expense Ratio
GMFZX features an expense ratio of 0.38%, falling within the medium range.
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in GuideStone Funds MyDestination 2045 Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
GuideStone Funds MyDestination 2045 Fund had a return of 4.82% year-to-date (YTD) and 12.97% in the last 12 months. Over the past 10 years, GuideStone Funds MyDestination 2045 Fund had an annualized return of 3.34%, while the S&P 500 had an annualized return of 11.29%, indicating that GuideStone Funds MyDestination 2045 Fund did not perform as well as the benchmark.
GMFZX
4.82%
3.14%
2.79%
12.97%
5.64%
3.34%
^GSPC (Benchmark)
4.22%
2.22%
9.51%
22.46%
12.74%
11.29%
Monthly Returns
The table below presents the monthly returns of GMFZX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.93% | 4.82% | |||||||||||
| 2024 | 0.00% | 3.72% | 2.78% | -3.49% | 4.34% | 1.56% | 2.22% | 2.17% | 1.80% | -2.33% | 3.62% | -5.99% | 10.28% |
| 2023 | 6.73% | -2.90% | 2.47% | 1.21% | -1.09% | 5.02% | 2.97% | -2.60% | -4.01% | -2.49% | 7.95% | 3.26% | 16.83% |
| 2022 | -4.47% | -2.77% | 1.25% | -7.21% | 0.38% | -7.37% | 6.42% | -3.74% | -8.66% | 5.45% | 7.33% | -8.65% | -21.49% |
| 2021 | -0.36% | 2.10% | 2.42% | 3.76% | 1.52% | 0.83% | 0.82% | 2.12% | -3.84% | 4.24% | -1.91% | 0.58% | 12.68% |
| 2020 | -0.91% | -6.54% | -12.47% | 9.25% | 4.12% | 2.86% | 4.17% | 4.82% | -2.54% | -2.01% | 10.35% | 3.18% | 12.59% |
| 2019 | 6.94% | 2.51% | 1.22% | 3.07% | -4.90% | 5.82% | -0.00% | -1.48% | 1.93% | 2.32% | 2.16% | 1.46% | 22.59% |
| 2018 | 5.31% | -3.96% | -1.03% | 0.62% | 0.52% | -0.51% | 2.48% | 1.01% | -0.10% | -6.80% | 1.50% | -10.67% | -11.97% |
| 2017 | 2.41% | 2.12% | 1.15% | 1.48% | 1.80% | 0.55% | 2.63% | 0.32% | 1.92% | 1.88% | 1.75% | -2.59% | 16.44% |
| 2016 | -5.91% | -0.67% | 7.13% | 1.76% | 0.49% | -0.61% | 4.20% | 0.83% | 0.82% | -1.98% | 1.07% | -1.80% | 4.87% |
| 2015 | -1.70% | 5.19% | -1.26% | 2.35% | 0.00% | -2.20% | -0.39% | -6.09% | -3.66% | 7.06% | -0.61% | -17.52% | -19.17% |
| 2014 | -3.09% | 4.98% | -0.38% | 0.00% | 1.81% | 2.15% | -1.92% | 2.61% | -3.73% | 0.85% | 1.12% | -5.82% | -1.91% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of GMFZX is 61, indicating average performance compared to other mutual funds on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for GuideStone Funds MyDestination 2045 Fund (GMFZX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
GuideStone Funds MyDestination 2045 Fund provided a 2.00% dividend yield over the last twelve months, with an annual payout of $0.24 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.24 | $0.24 | $0.18 | $0.13 | $0.27 | $0.14 | $0.20 | $0.24 | $0.05 | $0.05 | $0.13 | $0.17 |
Dividend yield | 2.00% | 2.10% | 1.71% | 1.40% | 2.22% | 1.29% | 1.98% | 2.91% | 0.55% | 0.57% | 1.69% | 1.74% |
Monthly Dividends
The table displays the monthly dividend distributions for GuideStone Funds MyDestination 2045 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | ||||||||||
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.24 | $0.24 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.18 | $0.18 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.13 | $0.13 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.27 | $0.27 |
| 2020 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.14 | $0.14 |
| 2019 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.20 | $0.20 |
| 2018 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.24 | $0.24 |
| 2017 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.05 | $0.05 |
| 2016 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.05 | $0.05 |
| 2015 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.13 | $0.13 |
| 2014 | $0.17 | $0.17 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the GuideStone Funds MyDestination 2045 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the GuideStone Funds MyDestination 2045 Fund was 60.03%, occurring on Mar 9, 2009. Recovery took 1029 trading sessions.
The current GuideStone Funds MyDestination 2045 Fund drawdown is 2.23%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -60.03% | Oct 10, 2007 | 354 | Mar 9, 2009 | 1029 | Apr 11, 2013 | 1383 |
| -34.45% | Jul 7, 2014 | 405 | Feb 11, 2016 | 990 | Jan 17, 2020 | 1395 |
| -30.18% | Feb 13, 2020 | 27 | Mar 23, 2020 | 108 | Aug 25, 2020 | 135 |
| -26.72% | Nov 9, 2021 | 233 | Oct 12, 2022 | 440 | Jul 16, 2024 | 673 |
| -10.72% | Jul 16, 2007 | 23 | Aug 15, 2007 | 33 | Oct 2, 2007 | 56 |
Volatility
Volatility Chart
The current GuideStone Funds MyDestination 2045 Fund volatility is 2.63%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.