The Best Target Retirement Date Mutual Funds

The table below compares the performance and other essential indicators like dividend yield and expense ratio of Target Retirement Date mutual funds.

Target Retirement Date mutual funds, also known as target-date funds or lifecycle funds, are a type of investment vehicle designed to simplify retirement planning for investors. These funds gradually adjust their asset allocation based on a predetermined retirement date, automatically shifting from a more aggressive, growth-oriented portfolio to a more conservative, income-focused portfolio as the retirement date approaches.

When an investor is further from retirement, the target-date fund allocates a larger portion of its assets to equities with higher growth potential and risk. As the retirement date nears, the fund gradually shifts its allocation towards fixed-income securities and cash equivalents to prioritize capital preservation and income generation.

Category is Target Retirement Date

Symbol	Full Name	Category	Inception	Expense Ratio	YTD Return	10Y Return (Annualized)	Dividend Yield	Risk / Return Rank
FNSFX	Fidelity Freedom 2060 Fund Class K	Target Retirement Date	Jul 20, 2017	0.65%	0.64%	—	3.68%	77
FNSHX	Fidelity Freedom Income Fund Class K	Target Retirement Date	Jul 20, 2017	0.42%	0.63%	—	3.25%	83
FOGLX	Fidelity Advisor Freedom 2020 Fund Class Z6	Target Retirement Date	Jun 6, 2017	0.42%	0.48%	—	8.19%	76
FOLSX	Fidelity Flex Freedom Blend 2045 Fund	Target Retirement Date	Jun 8, 2017	0.00%	0.46%	—	3.82%	73
FOTKX	Fidelity Freedom 2010 Fund Class K6	Target Retirement Date	Oct 17, 1996	0.38%	0.82%	—	5.20%	85
FPGLX	Fidelity Advisor Freedom 2025 Fund Class Z6	Target Retirement Date	Jun 6, 2017	0.44%	0.29%	—	8.18%	73
FPIFX	Fidelity Freedom Index 2020 Fund Investor Class	Target Retirement Date	Oct 2, 2009	0.12%	-0.12%	6.76%	5.96%	74
FPTKX	Fidelity Freedom 2015 Fund Class K6	Target Retirement Date	Nov 6, 2003	0.40%	0.75%	—	6.74%	83
FQIFX	Fidelity Freedom Index 2025 Fund Investor Class	Target Retirement Date	Oct 2, 2009	0.12%	-0.30%	7.43%	4.93%	70
FQIPX	Fidelity Freedom Index 2045 Premier	Target Retirement Date	Oct 2, 2009	0.05%	-0.62%	—	2.10%	67
FQLSX	Fidelity Flex Freedom Blend 2055 Fund	Target Retirement Date	Jun 8, 2017	0.00%	0.46%	—	3.31%	73
FRAMX	Fidelity Advisor Managed Retirement Income Fund Cl...	Target Retirement Date	Aug 30, 2007	0.70%	0.30%	3.74%	2.88%	77
FRASX	Fidelity Advisor Managed Retirement 2015 Fund	Target Retirement Date	Aug 29, 2007	0.46%	0.37%	5.50%	2.64%	79
FRBEX	Fidelity Freedom 2070 Fund Class K	Target Retirement Date	May 30, 2025	0.65%	0.57%	—	2.36%	68
FRBHX	Fidelity Freedom® 2070 Fund Class K6	Target Retirement Date	Jun 28, 2024	0.45%	0.65%	—	2.51%	70
FRBVX	Fidelity Freedom Index 2070 Fund Investor Class	Target Retirement Date	Jun 28, 2024	0.12%	-0.65%	—	1.66%	67
FRHMX	Fidelity Managed Retirement Income Fund Class K6	Target Retirement Date	Aug 1, 2019	0.25%	0.40%	—	3.36%	82
FRIMX	Fidelity Advisor Managed Retirement Income Fund Cl...	Target Retirement Date	Aug 30, 2007	0.45%	0.34%	4.01%	3.12%	80
FRKMX	Fidelity Managed Retirement Income Fund Class K	Target Retirement Date	Aug 1, 2019	0.35%	0.35%	—	3.24%	81
FRQAX	Fidelity Advisor Managed Retirement 2010 Fund Clas...	Target Retirement Date	Aug 30, 2007	0.71%	0.31%	4.54%	2.83%	77

Risk vs. Return Scatterplot

The Risk vs. Return Scatterplot allows you to quickly compare funds, stocks, and ETFs in one view. It displays the yearly return of an instrument on one axis and the risk (volatility) on the other.

Loading graphics...

Time Period