The Best Target Retirement Date Mutual Funds

The table below compares the performance and other essential indicators like dividend yield and expense ratio of Target Retirement Date mutual funds.

Target Retirement Date mutual funds, also known as target-date funds or lifecycle funds, are a type of investment vehicle designed to simplify retirement planning for investors. These funds gradually adjust their asset allocation based on a predetermined retirement date, automatically shifting from a more aggressive, growth-oriented portfolio to a more conservative, income-focused portfolio as the retirement date approaches.

When an investor is further from retirement, the target-date fund allocates a larger portion of its assets to equities with higher growth potential and risk. As the retirement date nears, the fund gradually shifts its allocation towards fixed-income securities and cash equivalents to prioritize capital preservation and income generation.

Category is Target Retirement Date

Symbol	Full Name	Category	Inception	Expense Ratio	YTD Return	10Y Return (Annualized)	Dividend Yield	Risk / Return Rank
FKIFX	Fidelity Freedom Index 2010 Fund Investor Class	Target Retirement Date	Oct 2, 2009	0.12%	0.15%	5.10%	4.52%	80
FKRFX	Fidelity Managed Retirement 2025 Fund Class K	Target Retirement Date	Aug 1, 2019	0.38%	0.34%	—	2.78%	75
FKRVX	Fidelity Managed Retirement 2020 Fund Class K	Target Retirement Date	Aug 1, 2019	0.37%	0.35%	—	2.92%	77
FLIFX	Fidelity Freedom Index 2015 Fund Investor Class	Target Retirement Date	Oct 2, 2009	0.12%	0.07%	6.08%	5.42%	78
FLRDX	Franklin LifeSmart Retirement Income Fund	Target Retirement Date	Jul 31, 2006	0.05%	-0.28%	4.96%	4.83%	56
FLRFX	Franklin LifeSmart 2025 Retirement Target Fund	Target Retirement Date	Jul 31, 2006	0.23%	-0.44%	7.06%	8.78%	68
FLRHX	Franklin LifeSmart 2035 Retirement Target Fund	Target Retirement Date	Jul 31, 2006	0.24%	-0.68%	8.81%	7.51%	66
FLRLX	Franklin LifeSmart 2045 Retirement Target Fund	Target Retirement Date	Jul 31, 2006	0.25%	-0.80%	10.07%	6.79%	65
FLROX	Franklin LifeSmart 2020™ Retirement Target Fund	Target Retirement Date	Jun 30, 2013	0.22%	-0.46%	6.01%	6.01%	68
FLRZX	Franklin LifeSmart 2030 Retirement Target Fund	Target Retirement Date	Jun 30, 2013	0.23%	-0.52%	7.94%	5.76%	67
FLSHX	Franklin LifeSmart 2040 Retirement Target Fund	Target Retirement Date	Jun 30, 2013	0.25%	-0.68%	9.56%	6.29%	65
FLSOX	Franklin LifeSmart 2050 Retirement Target Fund	Target Retirement Date	Jun 30, 2013	0.25%	-0.91%	10.39%	6.38%	65
FLTKX	Franklin LifeSmart 2055 Retirement Target Fund	Target Retirement Date	Apr 30, 2015	0.24%	-1.01%	10.25%	5.92%	65
FMRAX	Fidelity Managed Retirement 2030	Target Retirement Date	Aug 16, 2019	0.48%	0.33%	—	2.69%	74
FMRDX	Fidelity Advisor Managed Retirement 2030 Fund Clas...	Target Retirement Date	Aug 16, 2019	0.48%	0.31%	—	2.59%	73
FMREX	Fidelity Managed Retirement 2030 Fund Class K	Target Retirement Date	Aug 16, 2019	0.38%	0.32%	—	2.69%	74
FMRFX	Fidelity Managed Retirement 2030 Fund Class K6	Target Retirement Date	Aug 16, 2019	0.28%	0.33%	—	2.78%	74
FNGLX	Fidelity Advisor Freedom 2060 Fund Class Z6	Target Retirement Date	Jun 6, 2017	0.50%	0.12%	—	4.93%	71
FNSBX	Fidelity Freedom 2050 Fund Class K	Target Retirement Date	Jul 20, 2017	0.65%	0.62%	—	4.13%	77
FNSDX	Fidelity Freedom 2055 Fund Class K	Target Retirement Date	Jul 20, 2017	0.65%	0.64%	—	3.85%	77

Risk vs. Return Scatterplot

The Risk vs. Return Scatterplot allows you to quickly compare funds, stocks, and ETFs in one view. It displays the yearly return of an instrument on one axis and the risk (volatility) on the other.

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