Franklin LifeSmart 2050 Retirement Target Fund (FLSOX)
Under normal market conditions, the investment manager allocates the fund's assets among the broad asset classes of equity and fixed income investments and strategies by investing primarily in a distinctly-weighted combination of underlying funds, predominantly other Franklin Templeton and Legg Mason mutual funds and ETFs and third-party ETFs, based on each underlying fund's predominant asset class and strategy. The underlying funds may invest in all types of U.S. and foreign securities and may engage in strategies that employ derivative instruments.
Fund Info
US35472P1416
Jun 30, 2013
$100,000
Large-Cap
Blend
Expense Ratio
FLSOX has an expense ratio of 0.25%, which is considered low.
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
Franklin LifeSmart 2050 Retirement Target Fund (FLSOX) returned 5.32% year-to-date (YTD) and 11.84% over the past 12 months. Over the past 10 years, FLSOX returned 8.05% annually, underperforming the S&P 500 benchmark at 10.85%.
FLSOX
5.32%
5.26%
2.17%
11.84%
11.45%
11.96%
8.05%
^GSPC (Benchmark)
0.51%
6.15%
-2.00%
12.92%
12.68%
14.19%
10.85%
Monthly Returns
The table below presents the monthly returns of FLSOX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.25% | -0.00% | -3.40% | 0.33% | 5.26% | 5.32% | |||||||
| 2024 | 0.88% | 4.72% | 3.35% | -3.85% | 4.57% | 1.79% | 1.39% | 2.29% | 1.67% | -2.14% | 3.61% | -3.00% | 15.86% |
| 2023 | 6.09% | -2.59% | 3.09% | 0.81% | -1.28% | 5.58% | 2.80% | -2.19% | -3.94% | -2.59% | 8.46% | 4.69% | 19.59% |
| 2022 | -4.89% | -3.21% | 1.69% | -7.70% | 0.94% | -7.70% | 6.67% | -3.95% | -8.53% | 6.67% | 7.48% | -4.33% | -17.26% |
| 2021 | -0.63% | 1.84% | 3.51% | 4.03% | 1.50% | 0.97% | 0.86% | 2.51% | -4.41% | 5.03% | -2.39% | 4.02% | 17.71% |
| 2020 | -0.57% | -7.06% | -12.08% | 10.43% | 4.92% | 2.32% | 5.34% | 5.42% | -2.67% | -2.37% | 10.08% | 4.16% | 16.53% |
| 2019 | 6.86% | 2.85% | 0.96% | 2.52% | -5.37% | 5.98% | 0.23% | -1.35% | 1.42% | 1.28% | 2.61% | 2.98% | 22.44% |
| 2018 | 4.07% | -2.83% | -0.97% | 0.30% | 0.60% | -0.70% | 2.43% | 0.96% | 0.60% | -6.17% | 1.41% | -6.62% | -7.23% |
| 2017 | 2.38% | 2.67% | 1.14% | 1.42% | 1.56% | 0.41% | 2.26% | 0.55% | 1.41% | 1.63% | 1.52% | 0.77% | 19.21% |
| 2016 | -5.82% | -1.33% | 6.39% | 1.09% | 0.81% | -1.07% | 2.90% | 0.44% | 0.61% | -1.57% | 0.36% | 1.19% | 3.61% |
| 2015 | -0.09% | 4.60% | -0.39% | 1.25% | 0.99% | -1.94% | 1.18% | -5.57% | -3.34% | 5.10% | 0.09% | -1.88% | -0.51% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of FLSOX is 56, indicating average performance compared to other mutual funds on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Franklin LifeSmart 2050 Retirement Target Fund (FLSOX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
Franklin LifeSmart 2050 Retirement Target Fund provided a 1.89% dividend yield over the last twelve months, with an annual payout of $0.31 per share.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.31 | $0.40 | $0.27 | $0.51 | $3.95 | $0.48 | $0.33 | $0.52 | $0.26 | $0.20 | $0.33 |
Dividend yield | 1.89% | 2.59% | 1.98% | 4.40% | 26.85% | 3.04% | 2.33% | 4.40% | 1.95% | 1.80% | 2.98% |
Monthly Dividends
The table displays the monthly dividend distributions for Franklin LifeSmart 2050 Retirement Target Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |||||||
| 2024 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.21 | $0.40 |
| 2023 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.04 | $0.27 |
| 2022 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.44 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.03 | $0.51 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.35 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $3.54 | $3.95 |
| 2020 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.17 | $0.48 |
| 2019 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.09 | $0.33 |
| 2018 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.29 | $0.52 |
| 2017 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.17 | $0.26 |
| 2016 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.11 | $0.20 |
| 2015 | $0.00 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.18 | $0.33 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Franklin LifeSmart 2050 Retirement Target Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Franklin LifeSmart 2050 Retirement Target Fund was 29.67%, occurring on Mar 20, 2020. Recovery took 95 trading sessions.
The current Franklin LifeSmart 2050 Retirement Target Fund drawdown is 0.37%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -29.67% | Feb 20, 2020 | 22 | Mar 20, 2020 | 95 | Aug 5, 2020 | 117 |
| -24.83% | Dec 30, 2021 | 190 | Sep 30, 2022 | 332 | Jan 29, 2024 | 522 |
| -18.22% | May 22, 2015 | 183 | Feb 11, 2016 | 253 | Feb 13, 2017 | 436 |
| -15.53% | Jan 29, 2018 | 229 | Dec 24, 2018 | 86 | Apr 30, 2019 | 315 |
| -15.5% | Feb 19, 2025 | 35 | Apr 8, 2025 | 28 | May 19, 2025 | 63 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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