The Best Target Retirement Date Mutual Funds

The table below compares the performance and other essential indicators like dividend yield and expense ratio of Target Retirement Date mutual funds.

Target Retirement Date mutual funds, also known as target-date funds or lifecycle funds, are a type of investment vehicle designed to simplify retirement planning for investors. These funds gradually adjust their asset allocation based on a predetermined retirement date, automatically shifting from a more aggressive, growth-oriented portfolio to a more conservative, income-focused portfolio as the retirement date approaches.

When an investor is further from retirement, the target-date fund allocates a larger portion of its assets to equities with higher growth potential and risk. As the retirement date nears, the fund gradually shifts its allocation towards fixed-income securities and cash equivalents to prioritize capital preservation and income generation.

Category is Target Retirement Date

Symbol	Full Name	Category	Inception	Expense Ratio	YTD Return	10Y Return (Annualized)	Dividend Yield	Risk / Return Rank
AANTX	American Funds 2060 Target Date Retirement Fund	Target Retirement Date	Mar 26, 2015	0.34%	-3.40%	10.68%	5.51%	71
AAOTX	American Funds 2065 Target Date Retirement Fund Cl...	Target Retirement Date	—	0.73%	-3.44%	—	4.56%	62
ARCVX	American Century Investments One Choice 2030 Portf...	Target Retirement Date	May 29, 2008	0.78%	-1.06%	6.54%	12.73%	60
ARDVX	American Century Investments One Choice 2040 Portf...	Target Retirement Date	May 29, 2008	0.83%	-1.35%	7.70%	13.32%	55
AREVX	American Century Investments One Choice 2055 Portf...	Target Retirement Date	Mar 30, 2011	0.88%	-1.80%	9.26%	13.45%	57
ARFVX	American Century Investments One Choice 2050 Portf...	Target Retirement Date	May 29, 2008	0.88%	-1.63%	8.78%	14.65%	57
ARGNX	American Century One Choice 2060 Portfolio Class I	Target Retirement Date	Sep 30, 2015	0.69%	-1.80%	9.36%	11.11%	51
ARGVX	American Century Investments One Choice 2060 Portf...	Target Retirement Date	Sep 29, 2015	0.88%	-1.86%	9.16%	10.90%	52
ARHVX	American Century Investments One Choice 2065 Portf...	Target Retirement Date	Sep 22, 2020	0.88%	-1.96%	—	6.12%	52
AROIX	American Century Investments One Choice 2045 Portf...	Target Retirement Date	Aug 30, 2004	0.86%	-1.53%	8.25%	12.35%	58
ARTOX	American Century Investments One Choice In Retirem...	Target Retirement Date	Aug 30, 2004	0.74%	-0.94%	5.85%	8.81%	61
ARYIX	American Century Investments One Choice 2035 Portf...	Target Retirement Date	Aug 30, 2004	0.81%	-1.18%	7.15%	11.17%	59
ATTIX	American Century One Choice In Retirement Portfoli...	Target Retirement Date	Aug 31, 2004	0.56%	-0.90%	5.61%	9.01%	57
BRIAX	BlackRock Retirement Income 2030 Fund	Target Retirement Date	Jul 30, 2020	0.50%	-0.96%	—	7.86%	66
DRIGX	Dimensional 2035 Target Date Retirement Income Fun...	Target Retirement Date	Nov 1, 2015	0.21%	-1.08%	7.13%	6.98%	37
DRIHX	Dimensional 2040 Target Date Retirement Income Fun...	Target Retirement Date	Nov 1, 2015	0.22%	-1.15%	8.81%	5.09%	57
DRIIX	Dimensional 2045 Target Date Retirement Income Fun...	Target Retirement Date	Nov 1, 2015	0.22%	-0.96%	10.86%	2.97%	71
DRIJX	Dimensional 2050 Target Date Retirement Income Fun...	Target Retirement Date	Nov 1, 2015	0.22%	-1.13%	11.47%	2.56%	72
DRIKX	Dimensional 2055 Target Date Retirement Income Fun...	Target Retirement Date	Nov 1, 2015	0.22%	-1.28%	11.39%	1.50%	62
DRILX	Dimensional 2060 Target Date Retirement Income Fun...	Target Retirement Date	Nov 1, 2015	0.22%	-1.28%	11.48%	1.52%	60

Risk vs. Return Scatterplot

The Risk vs. Return Scatterplot allows you to quickly compare funds, stocks, and ETFs in one view. It displays the yearly return of an instrument on one axis and the risk (volatility) on the other.

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