The Best Target Retirement Date Mutual Funds

The table below compares the performance and other essential indicators like dividend yield and expense ratio of 809 Target Retirement Date mutual funds.

Target Retirement Date mutual funds, also known as target-date funds or lifecycle funds, are a type of investment vehicle designed to simplify retirement planning for investors. These funds gradually adjust their asset allocation based on a predetermined retirement date, automatically shifting from a more aggressive, growth-oriented portfolio to a more conservative, income-focused portfolio as the retirement date approaches.

When an investor is further from retirement, the target-date fund allocates a larger portion of its assets to equities with higher growth potential and risk. As the retirement date nears, the fund gradually shifts its allocation towards fixed-income securities and cash equivalents to prioritize capital preservation and income generation.

Click on any fund in the list to see complete information, including risk and performance analysis.

Category: Target Retirement Date

Symbol	Full Name	Category	Inception	Expense Ratio	YTD Return	10Y Return (Annualized)	Dividend Yield
CARQX	Columbia Adaptive Retirement 2040 Fund	Target Retirement Date	Oct 23, 2017	0.39%	—	—	—
CARUX	Columbia Adaptive Retirement 2050 Fund	Target Retirement Date	Oct 23, 2017	0.39%	—	—	—
CARVX	Columbia Adaptive Retirement 2060 Fund	Target Retirement Date	Oct 23, 2017	0.39%	—	—	—
DRIBX	Dimensional 2010 Target Date Retirement Income Fun...	Target Retirement Date	Nov 1, 2015	0.18%	2.07%	—	3.16%
DRIGX	Dimensional 2035 Target Date Retirement Income Fun...	Target Retirement Date	Nov 1, 2015	0.21%	3.45%	—	3.78%
DRIHX	Dimensional 2040 Target Date Retirement Income Fun...	Target Retirement Date	Nov 1, 2015	0.22%	5.67%	—	3.50%
DRIIX	Dimensional 2045 Target Date Retirement Income Fun...	Target Retirement Date	Nov 1, 2015	0.22%	7.87%	—	3.20%
DRIJX	Dimensional 2050 Target Date Retirement Income Fun...	Target Retirement Date	Nov 1, 2015	0.22%	8.89%	—	3.14%
DRIKX	Dimensional 2055 Target Date Retirement Income Fun...	Target Retirement Date	Nov 1, 2015	0.22%	8.95%	—	2.95%
DRILX	Dimensional 2060 Target Date Retirement Income Fun...	Target Retirement Date	Nov 1, 2015	0.22%	8.89%	—	3.01%
DRIQX	Dimensional 2015 Target Date Retirement Income Fun...	Target Retirement Date	Nov 1, 2015	0.17%	1.79%	—	4.11%
DRIRX	Dimensional 2020 Target Date Retirement Income Fun...	Target Retirement Date	Nov 1, 2015	0.18%	1.33%	—	3.47%
DRIUX	Dimensional 2025 Target Date Retirement Income Fun...	Target Retirement Date	Nov 1, 2015	0.18%	1.05%	—	4.37%
DRIWX	Dimensional 2030 Target Date Retirement Income Fun...	Target Retirement Date	Nov 1, 2015	0.20%	2.11%	—	3.92%
DTDRX	Dimensional 2065 Target Date Retirement Income Fun...	Target Retirement Date	Jan 1, 2020	0.22%	8.92%	—	1.78%
FACFX	Fidelity Advisor Freedom 2010 Fund Class A	Target Retirement Date	Jul 24, 2003	0.74%	1.91%	4.32%	2.53%
FAFAX	Fidelity Advisor Freedom Income Fund Class A	Target Retirement Date	Jul 24, 2003	0.72%	1.16%	2.96%	2.77%
FAFEX	Fidelity Advisor Freedom 2030 Fund Class A	Target Retirement Date	Jul 24, 2003	0.91%	4.97%	6.89%	1.76%
FAFFX	Fidelity Advisor Freedom 2040 Fund Class A	Target Retirement Date	Jul 24, 2003	1.00%	7.94%	8.48%	1.51%
FARFX	Fidelity Advisor Managed Retirement 2025 Fund Clas...	Target Retirement Date	Dec 31, 2007	0.73%	2.89%	5.13%	2.27%

Risk vs. Return Scatterplot

The Risk vs. Return Scatterplot allows you to quickly compare funds, stocks, and ETFs in one view. It displays the yearly return of an instrument on one axis and the risk (volatility) on the other.

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