- ISIN
- US02507F8453
- CUSIP
- 02507F845
- Issuer
- American Century
- Inception Date
- Aug 30, 2004
- Category
- Target Retirement Date
- Min. Investment
- $2,500
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
- Assets Under Management
- $1B
Share Price Chart
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Performance
AROIX Performance Chart
American Century Investments One Choice 2045 Portfolio (AROIX) is up 6.8% since the beginning of the year. AROIX is currently trading at $19 per share. Investors who bought $1,000 worth of AROIX shares 5 years ago would now be looking at an investment worth $1,338.
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Returns By Period
American Century Investments One Choice 2045 Portfolio (AROIX) has returned 6.84% so far this year and 17.46% over the past 12 months. Over the last ten years, AROIX has returned 8.92% per year, falling short of the S&P 500 Index benchmark, which averaged 13.66% annually.
American Century Investments One Choice 2045 Portfolio
- 1D
- 0.16%
- 1M
- 3.05%
- YTD
- 6.84%
- 6M
- 7.25%
- 1Y
- 17.46%
- 3Y*
- 12.97%
- 5Y*
- 5.99%
- 10Y*
- 8.92%
Benchmark (S&P 500 Index)
- 1D
- -0.74%
- 1M
- 4.90%
- YTD
- 10.35%
- 6M
- 10.28%
- 1Y
- 26.52%
- 3Y*
- 20.83%
- 5Y*
- 12.30%
- 10Y*
- 13.66%
AROIX Monthly Returns History
Based on dividend-adjusted daily data since Sep 1, 2004, AROIX's average daily return is +0.03%, while the average monthly return is +0.70%. At this rate, an investment would double in approximately 8.3 years.
Historically, 64% of months were positive and 36% were negative. The best month was Oct 2011 with a return of +9.8%, while the worst month was Oct 2008 at -16.6%. The longest winning streak lasted 13 consecutive months, and the longest losing streak was 6 months.
On a daily basis, AROIX closed higher 53% of trading days. The best single day was Oct 13, 2008 with a return of +8.7%, while the worst single day was Mar 16, 2020 at -8.7%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.15% | 1.71% | -5.22% | 5.74% | 2.33% | 0.27% | 6.84% | ||||||
| 2025 | 2.58% | -0.22% | -2.75% | 0.29% | 3.51% | 3.22% | 0.75% | 2.51% | 1.62% | 0.82% | 0.66% | 0.44% | 14.11% |
| 2024 | -0.06% | 2.66% | 2.65% | -3.44% | 3.15% | 0.86% | 2.40% | 2.23% | 1.53% | -2.31% | 3.41% | -2.79% | 10.43% |
| 2023 | 6.09% | -2.55% | 2.16% | 0.70% | -1.40% | 3.80% | 2.17% | -2.31% | -3.92% | -2.66% | 7.32% | 4.83% | 14.33% |
| 2022 | -4.56% | -2.33% | 0.34% | -6.35% | -0.30% | -6.43% | 5.77% | -3.37% | -7.68% | 4.47% | 6.32% | -3.14% | -17.05% |
| 2021 | -0.55% | 2.06% | 1.58% | 3.27% | 0.78% | 1.13% | 1.17% | 1.76% | -3.32% | 3.79% | -2.42% | 2.64% | 12.30% |
Benchmark Metrics
American Century Investments One Choice 2045 Portfolio has an annualized alpha of 0.74%, beta of 0.75, and R2 of 0.94 versus S&P 500 Index. Calculated based on daily prices since September 02, 2004.
- This fund participated in 81.49% of S&P 500 Index downside but only 77.85% of its upside - more exposed to losses than it benefited from rallies.
- Alpha
- 0.74%
- Beta
- 0.75
- R²
- 0.94
- Upside Capture
- 77.85%
- Downside Capture
- 81.49%
Expense Ratio
AROIX has an expense ratio of 0.86%, placing it in the medium range.
Return for Risk
Risk / Return Rank
AROIX ranks 47 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for American Century Investments One Choice 2045 Portfolio (AROIX) and compare them to S&P 500 Index.
| AROIX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.19 | ||
| Sortino ratioReturn per unit of downside risk | -0.14 | ||
| Omega ratioGain probability vs. loss probability | 1.38 | 1.41 | -0.02 |
| Calmar ratioReturn relative to maximum drawdown | 2.44 | 2.93 | -0.49 |
| Martin ratioReturn relative to average drawdown | 10.51 | 13.52 | -3.01 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
American Century Investments One Choice 2045 Portfolio provided a 11.38% dividend yield over the last twelve months, with an annual payout of $2.15 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $2.15 | $2.15 | $0.85 | $0.36 | $0.86 | $1.42 | $1.13 | $1.49 | $1.66 | $0.27 | $0.61 | $1.18 |
Dividend yield | 11.38% | 12.16% | 4.90% | 2.20% | 5.83% | 7.55% | 6.26% | 9.02% | 11.33% | 1.59% | 4.04% | 8.02% |
Monthly Dividends
The table displays the monthly dividend distributions for American Century Investments One Choice 2045 Portfolio. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2.15 | $2.15 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.85 | $0.85 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.36 | $0.36 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.86 | $0.86 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.42 | $1.42 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the American Century Investments One Choice 2045 Portfolio. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Century Investments One Choice 2045 Portfolio was 48.96%, occurring on Mar 9, 2009. Recovery took 541 trading sessions.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -48.96%Mar 2009 | 1y 5mo | 2y 1mo | 3y 6moOct 2007 - Apr 2011 |
COVID crash2020 | -27.72%Mar 2020 | 1mo 2d | 4mo 14d | 5mo 16dFeb 2020 - Aug 2020 |
Bear market2022 | -24.34%Oct 2022 | 11mo 9d | 1y 8mo | 2y 7moNov 2021 - Jul 2024 |
2011 correction2011 | -17.69%Oct 2011 | 5mo 4d | 4mo 23d | 9mo 27dMay 2011 - Feb 2012 |
Rate-hike selloffLate 2018 | -15.72%Dec 2018 | 10mo 29d | 2mo 27d | 1y 1moJan 2018 - Mar 2019 |
Drawdown Indicators
| AROIX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -48.96% | -56.78% | +7.82% |
Max Drawdown (1Y)Largest decline over 1 year | -7.27% | -9.10% | +1.83% |
Max Drawdown (3Y)Largest decline over 3 years | -11.85% | -18.90% | +7.05% |
Max Drawdown (5Y)Largest decline over 5 years | -24.34% | -25.43% | +1.09% |
Max Drawdown (10Y)Largest decline over 10 years | -27.72% | -33.92% | +6.20% |
Current DrawdownCurrent decline from peak | 0.00% | -0.74% | +0.74% |
Average DrawdownAverage peak-to-trough decline | -6.21% | -10.72% | +4.51% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.68% | 1.97% | -0.29% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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