- Issuer
- BlackRock
- Inception Date
- Jul 30, 2020
- Category
- Target Retirement Date
- Min. Investment
- $1,000
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
BRIAX Performance Chart
BlackRock Retirement Income 2030 Fund (BRIAX) is up 3.7% since the beginning of the year. BRIAX is currently trading at $87 per share. Investors who bought $1,000 worth of BRIAX shares 5 years ago would now be looking at an investment worth $1,167.
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Returns By Period
BlackRock Retirement Income 2030 Fund (BRIAX) has returned 3.73% so far this year and 10.61% over the past 12 months.
BlackRock Retirement Income 2030 Fund
- 1D
- 0.18%
- 1M
- 1.45%
- YTD
- 3.73%
- 6M
- 4.24%
- 1Y
- 10.61%
- 3Y*
- 9.26%
- 5Y*
- 3.14%
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -0.74%
- 1M
- 4.90%
- YTD
- 10.35%
- 6M
- 10.28%
- 1Y
- 26.52%
- 3Y*
- 20.83%
- 5Y*
- 12.30%
- 10Y*
- 13.66%
BRIAX Monthly Returns History
Based on dividend-adjusted daily data since Jul 31, 2020, BRIAX's average daily return is +0.02%, while the average monthly return is +0.40%. At this rate, an investment would double in approximately 14.5 years.
Historically, 66% of months were positive and 34% were negative. The best month was Nov 2023 with a return of +5.6%, while the worst month was Jun 2022 at -5.8%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 3 months.
On a daily basis, BRIAX closed higher 52% of trading days. The best single day was Nov 10, 2022 with a return of +2.2%, while the worst single day was Apr 4, 2025 at -2.3%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.55% | 1.70% | -3.40% | 3.07% | 0.86% | 0.02% | 3.73% | ||||||
| 2025 | 1.97% | 1.30% | -1.28% | 0.27% | 1.95% | 1.96% | 0.16% | 1.71% | 1.25% | 0.13% | 1.06% | 0.33% | 11.31% |
| 2024 | -0.02% | 0.55% | 1.87% | -1.89% | 1.90% | 0.83% | 2.23% | 1.77% | 1.37% | -1.55% | 2.00% | -2.28% | 6.84% |
| 2023 | 4.88% | -2.30% | 0.10% | 0.76% | -1.63% | 1.01% | 1.62% | -1.23% | -2.23% | -2.37% | 5.59% | 4.08% | 8.12% |
| 2022 | -2.12% | -2.14% | 0.17% | -3.73% | -0.67% | -5.76% | 3.68% | -2.07% | -5.64% | 2.14% | 4.22% | -1.96% | -13.54% |
| 2021 | -0.69% | 0.83% | 1.31% | 1.96% | 0.68% | 0.55% | 0.20% | 1.17% | -1.74% | 0.52% | -1.43% | 2.12% | 5.52% |
Benchmark Metrics
BlackRock Retirement Income 2030 Fund has an annualized alpha of 0.13%, beta of 0.29, and R2 of 0.60 versus S&P 500 Index. Calculated based on daily prices since August 03, 2020.
- This fund participated in 52.89% of S&P 500 Index downside but only 34.18% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.29 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 0.13%
- Beta
- 0.29
- R²
- 0.60
- Upside Capture
- 34.18%
- Downside Capture
- 52.89%
Expense Ratio
BRIAX has an expense ratio of 0.50%, placing it in the medium range.
Return for Risk
Risk / Return Rank
BRIAX ranks 43 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for BlackRock Retirement Income 2030 Fund (BRIAX) and compare them to S&P 500 Index.
| BRIAX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.32 | ||
| Sortino ratioReturn per unit of downside risk | -0.09 | ||
| Omega ratioGain probability vs. loss probability | 1.38 | 1.41 | -0.02 |
| Calmar ratioReturn relative to maximum drawdown | 2.10 | 2.93 | -0.83 |
| Martin ratioReturn relative to average drawdown | 9.09 | 13.52 | -4.43 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
BlackRock Retirement Income 2030 Fund provided a 8.39% dividend yield over the last twelve months, with an annual payout of $7.28 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Dividend | $7.28 | $7.27 | $7.32 | $4.47 | $5.17 | $6.13 | $3.07 |
Dividend yield | 8.39% | 8.38% | 8.64% | 5.18% | 6.14% | 5.94% | 2.96% |
Monthly Dividends
The table displays the monthly dividend distributions for BlackRock Retirement Income 2030 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.61 | $0.60 | $0.61 | $0.61 | $0.61 | $0.00 | $3.03 | ||||||
| 2025 | $0.61 | $0.60 | $0.61 | $0.59 | $0.61 | $0.61 | $0.61 | $0.61 | $0.61 | $0.61 | $0.61 | $0.61 | $7.27 |
| 2024 | $0.66 | $0.61 | $0.61 | $0.61 | $0.61 | $0.61 | $0.61 | $0.61 | $0.57 | $0.61 | $0.63 | $0.61 | $7.32 |
| 2023 | $0.52 | $0.57 | $0.04 | $0.00 | $0.57 | $0.04 | $0.57 | $0.57 | $0.52 | $0.00 | $0.53 | $0.57 | $4.47 |
| 2022 | $0.60 | $0.60 | $0.61 | $0.62 | $0.61 | $0.00 | $0.00 | $0.57 | $0.56 | $0.48 | $0.48 | $0.03 | $5.17 |
| 2021 | $0.00 | $0.60 | $0.60 | $0.64 | $0.60 | $0.60 | $0.62 | $0.60 | $0.60 | $0.00 | $0.60 | $0.64 | $6.13 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the BlackRock Retirement Income 2030 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the BlackRock Retirement Income 2030 Fund was 18.28%, occurring on Oct 14, 2022. Recovery took 481 trading sessions.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Bear market2022 | -18.28%Oct 2022 | 1y 1mo | 1y 11mo | 3y 14dSep 2021 - Sep 2024 |
2025 selloff2025 | -5.72%Apr 2025 | 1mo 6d | 1mo 8d | 2mo 14dMar 2025 - May 2025 |
2026 pullback2026 | -5.14%Mar 2026 | 25d | 2mo 3d | 2mo 28dMar 2026 - May 2026 |
2025 pullback2025 | -3.18%Jan 2025 | 1mo 6d | 26d | 2mo 2dDec 2024 - Feb 2025 |
2020 pullback2020 | -2.59%Sep 2020 | 22d | 17d | 1mo 9dSep 2020 - Oct 2020 |
Drawdown Indicators
| BRIAX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.28% | -56.78% | +38.50% |
Max Drawdown (1Y)Largest decline over 1 year | -5.14% | -9.10% | +3.96% |
Max Drawdown (3Y)Largest decline over 3 years | -6.05% | -18.90% | +12.85% |
Max Drawdown (5Y)Largest decline over 5 years | -18.28% | -25.43% | +7.15% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | 0.00% | -0.74% | +0.74% |
Average DrawdownAverage peak-to-trough decline | -4.96% | -10.72% | +5.76% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.18% | 1.97% | -0.79% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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