American Funds 2025 Target Date Retirement Fund (AADTX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with AADTX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to AADTX
AADTX charges 0.34% annually. There are 277 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | AADTX vs LTRIX | |
| John Hancock Funds Multi-Index 2060 Lifetime Portf... | 0.01% | — | Mar 2016 | AADTX vs JIEHX | |
| Principal LifeTime 2050 Fund | 0.01% | — | Feb 2001 | AADTX vs PPLIX | |
| American Funds 2065 Target Date Retirement Fund | 0.01% | — | Mar 2020 | AADTX vs FCQTX | |
| Principal LifeTime 2020 Fund | 0.01% | — | Feb 2001 | AADTX vs PLWIX |
Best Risk-Adjusted Alternatives to AADTX
AADTX has a PortfoliosLab risk / return rank of 66. There are 277 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| State Street Target Retirement Fund | 86 | — | Sep 2014 | AADTX vs SSFNX | |
| USAA Target Retirement Income Fund | 85 | — | Jul 2008 | AADTX vs URINX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | AADTX vs PDAHX | |
| State Street Target Retirement 2025 Fund | 83 | — | Sep 2014 | AADTX vs SSBRX | |
| USAA Target Retirement 2030 Fund | 83 | — | Jul 2008 | AADTX vs URTRX |
Top Performing AADTX Alternatives (YTD)
AADTX is at 4.92% YTD. There are 530 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 13.54%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| USAA Target Retirement 2060 Fund | 13.54% | — | Jul 2013 | AADTX vs URSIX | |
| USAA Target Retirement 2050 Fund | 13.05% | — | Jul 2008 | AADTX vs URFFX | |
| Fidelity Flex Freedom Blend 2060 Fund | 12.89% | — | Jun 2017 | AADTX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 12.86% | — | Jun 2019 | AADTX vs FDFPX | |
| Fidelity Flex Freedom Blend 2055 Fund | 12.80% | — | Jun 2017 | AADTX vs FQLSX |
Lowest Volatility Alternatives to AADTX
AADTX has 6.36% 1-year volatility. There are 100 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | AADTX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | 4.43% | — | Oct 2009 | AADTX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.46% | — | Oct 2009 | AADTX vs FFGZX | |
| MFS Lifetime Income Fund | 4.50% | — | Sep 2005 | AADTX vs MLLIX | |
| Dimensional 2015 Target Date Retirement Income Fun... | 4.51% | — | Nov 2015 | AADTX vs DRIQX |
Lowest Drawdown Alternatives to AADTX
AADTX has a 1-year max drawdown of -5.30%. There are 140 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | AADTX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | -3.32% | — | Oct 2009 | AADTX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | AADTX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | -3.47% | — | Nov 2015 | AADTX vs DRIQX | |
| Putnam RetirementReady Maturity Fund | -3.50% | — | Oct 2004 | AADTX vs PRMYX |
Other Mutual Funds from American Funds
The 10 most viewed American Funds mutual funds shown here include ABALX, AIVSX, AWSHX and span 7 categories.
Often Compared With AADTX
Investors most often compare AADTX with VTTVX, AABTX, AAATX. These 20 comparison targets span 6 categories, based on PortfoliosLab usage data.
Compare AADTX with Any Fund or Stock
Compare AADTX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair AADTX with funds that move differently
American Funds 2025 Target Date Retirement Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to AADTX.
Explore AADTX Diversifiers