AADTX vs. VTHRX
Compare and contrast key facts about American Funds 2025 Target Date Retirement Fund (AADTX) and Vanguard Target Retirement 2030 Fund (VTHRX).
AADTX is managed by American Funds. It was launched on Jan 31, 2007. VTHRX is managed by Vanguard. It was launched on Jun 7, 2006.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: AADTX or VTHRX.
Performance
AADTX vs. VTHRX - Performance Comparison
Returns By Period
In the year-to-date period, AADTX achieves a 9.33% return, which is significantly lower than VTHRX's 11.11% return. Over the past 10 years, AADTX has underperformed VTHRX with an annualized return of 6.40%, while VTHRX has yielded a comparatively higher 6.94% annualized return.
AADTX
9.33%
-0.99%
5.08%
14.90%
6.52%
6.40%
VTHRX
11.11%
-0.53%
5.81%
17.41%
7.18%
6.94%
Key characteristics
| AADTX | VTHRX | |
|---|---|---|
| Sharpe Ratio | 2.40 | 2.02 |
| Sortino Ratio | 3.50 | 2.92 |
| Omega Ratio | 1.45 | 1.39 |
| Calmar Ratio | 1.92 | 1.99 |
| Martin Ratio | 15.56 | 11.93 |
| Ulcer Index | 0.95% | 1.44% |
| Daily Std Dev | 6.15% | 8.49% |
| Max Drawdown | -47.37% | -49.57% |
| Current Drawdown | -1.67% | -1.23% |
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AADTX vs. VTHRX - Expense Ratio Comparison
AADTX has a 0.34% expense ratio, which is higher than VTHRX's 0.08% expense ratio.
Correlation
The correlation between AADTX and VTHRX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Risk-Adjusted Performance
AADTX vs. VTHRX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2025 Target Date Retirement Fund (AADTX) and Vanguard Target Retirement 2030 Fund (VTHRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
AADTX vs. VTHRX - Dividend Comparison
AADTX's dividend yield for the trailing twelve months is around 2.16%, less than VTHRX's 2.33% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AADTX American Funds 2025 Target Date Retirement Fund | 2.16% | 2.36% | 2.15% | 1.08% | 1.68% | 1.48% | 1.47% | 1.11% | 1.20% | 0.92% | 4.75% | 3.44% |
VTHRX Vanguard Target Retirement 2030 Fund | 2.33% | 2.59% | 2.05% | 2.14% | 1.63% | 2.38% | 2.49% | 1.99% | 1.97% | 2.15% | 1.92% | 1.78% |
Drawdowns
AADTX vs. VTHRX - Drawdown Comparison
The maximum AADTX drawdown since its inception was -47.37%, roughly equal to the maximum VTHRX drawdown of -49.57%. Use the drawdown chart below to compare losses from any high point for AADTX and VTHRX. For additional features, visit the drawdowns tool.
Volatility
AADTX vs. VTHRX - Volatility Comparison
The current volatility for American Funds 2025 Target Date Retirement Fund (AADTX) is 1.57%, while Vanguard Target Retirement 2030 Fund (VTHRX) has a volatility of 2.07%. This indicates that AADTX experiences smaller price fluctuations and is considered to be less risky than VTHRX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.