AADTX vs. VTTVX
Compare and contrast key facts about American Funds 2025 Target Date Retirement Fund (AADTX) and Vanguard Target Retirement 2025 Fund (VTTVX).
AADTX is managed by American Funds. It was launched on Jan 31, 2007. VTTVX is managed by Vanguard. It was launched on Oct 27, 2003.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: AADTX or VTTVX.
Key characteristics
| AADTX | VTTVX | |
|---|---|---|
| YTD Return | 0.89% | 0.81% |
| 1Y Return | 7.84% | 9.27% |
| 3Y Return (Ann) | 1.21% | 0.84% |
| 5Y Return (Ann) | 5.85% | 5.65% |
| 10Y Return (Ann) | 6.07% | 5.96% |
| Sharpe Ratio | 0.90 | 0.98 |
| Daily Std Dev | 8.25% | 9.10% |
| Max Drawdown | -47.37% | -46.03% |
| Current Drawdown | -2.71% | -3.02% |
Correlation
The correlation between AADTX and VTTVX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
AADTX vs. VTTVX - Performance Comparison
In the year-to-date period, AADTX achieves a 0.89% return, which is significantly higher than VTTVX's 0.81% return. Both investments have delivered pretty close results over the past 10 years, with AADTX having a 6.07% annualized return and VTTVX not far behind at 5.96%. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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AADTX vs. VTTVX - Expense Ratio Comparison
AADTX has a 0.34% expense ratio, which is higher than VTTVX's 0.08% expense ratio.
Risk-Adjusted Performance
AADTX vs. VTTVX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2025 Target Date Retirement Fund (AADTX) and Vanguard Target Retirement 2025 Fund (VTTVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
AADTX vs. VTTVX - Dividend Comparison
AADTX's dividend yield for the trailing twelve months is around 3.02%, less than VTTVX's 3.92% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AADTX American Funds 2025 Target Date Retirement Fund | 3.02% | 3.05% | 3.96% | 6.24% | 3.58% | 3.68% | 4.06% | 2.38% | 3.12% | 5.82% | 4.75% | 3.44% |
VTTVX Vanguard Target Retirement 2025 Fund | 3.92% | 3.96% | 2.96% | 16.28% | 4.35% | 2.57% | 3.14% | 2.47% | 2.68% | 4.98% | 2.13% | 1.93% |
Drawdowns
AADTX vs. VTTVX - Drawdown Comparison
The maximum AADTX drawdown since its inception was -47.37%, roughly equal to the maximum VTTVX drawdown of -46.03%. Use the drawdown chart below to compare losses from any high point for AADTX and VTTVX. For additional features, visit the drawdowns tool.
Volatility
AADTX vs. VTTVX - Volatility Comparison
The current volatility for American Funds 2025 Target Date Retirement Fund (AADTX) is 2.14%, while Vanguard Target Retirement 2025 Fund (VTTVX) has a volatility of 2.31%. This indicates that AADTX experiences smaller price fluctuations and is considered to be less risky than VTTVX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.