AADTX vs. AHITX
Compare and contrast key facts about American Funds 2025 Target Date Retirement Fund (AADTX) and American Funds American High-Income Trust (AHITX).
AADTX is managed by American Funds. It was launched on Jan 31, 2007. AHITX is managed by American Funds. It was launched on Feb 19, 1988.
Performance
AADTX vs. AHITX - Performance Comparison
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AADTX vs. AHITX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AADTX American Funds 2025 Target Date Retirement Fund | -0.68% | 14.20% | 8.97% | 11.57% | -13.04% | 11.12% | 13.33% | 17.35% | -3.74% | 14.95% |
AHITX American Funds American High-Income Trust | -0.53% | 8.28% | 9.45% | 11.43% | -10.38% | 8.32% | 7.01% | 11.86% | -1.80% | 7.30% |
Returns By Period
In the year-to-date period, AADTX achieves a -0.68% return, which is significantly lower than AHITX's -0.53% return. Over the past 10 years, AADTX has outperformed AHITX with an annualized return of 7.49%, while AHITX has yielded a comparatively lower 6.12% annualized return.
AADTX
- 1D
- 1.27%
- 1M
- -3.57%
- YTD
- -0.68%
- 6M
- 1.04%
- 1Y
- 10.92%
- 3Y*
- 9.98%
- 5Y*
- 5.26%
- 10Y*
- 7.49%
AHITX
- 1D
- 0.62%
- 1M
- -1.61%
- YTD
- -0.53%
- 6M
- 0.64%
- 1Y
- 6.32%
- 3Y*
- 8.48%
- 5Y*
- 4.42%
- 10Y*
- 6.12%
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AADTX vs. AHITX - Expense Ratio Comparison
AADTX has a 0.34% expense ratio, which is lower than AHITX's 0.69% expense ratio.
Return for Risk
AADTX vs. AHITX — Risk / Return Rank
AADTX
AHITX
AADTX vs. AHITX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2025 Target Date Retirement Fund (AADTX) and American Funds American High-Income Trust (AHITX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AADTX | AHITX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.52 | 1.53 | -0.01 |
Sortino ratioReturn per unit of downside risk | 2.17 | 1.99 | +0.18 |
Omega ratioGain probability vs. loss probability | 1.31 | 1.36 | -0.05 |
Calmar ratioReturn relative to maximum drawdown | 2.12 | 2.03 | +0.08 |
Martin ratioReturn relative to average drawdown | 8.72 | 8.61 | +0.11 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| AADTX | AHITX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.52 | 1.53 | -0.01 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.65 | 0.90 | -0.25 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.84 | 1.12 | -0.28 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.49 | 1.42 | -0.94 |
Correlation
The correlation between AADTX and AHITX is 0.48, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
AADTX vs. AHITX - Dividend Comparison
AADTX's dividend yield for the trailing twelve months is around 7.43%, more than AHITX's 5.86% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AADTX American Funds 2025 Target Date Retirement Fund | 7.43% | 7.38% | 5.18% | 3.05% | 3.96% | 6.24% | 3.58% | 3.68% | 4.06% | 2.38% | 3.12% | 5.82% |
AHITX American Funds American High-Income Trust | 5.86% | 6.26% | 6.25% | 5.87% | 4.17% | 4.27% | 5.81% | 6.19% | 6.31% | 5.99% | 5.05% | 6.92% |
Drawdowns
AADTX vs. AHITX - Drawdown Comparison
The maximum AADTX drawdown since its inception was -48.80%, which is greater than AHITX's maximum drawdown of -34.81%. Use the drawdown chart below to compare losses from any high point for AADTX and AHITX.
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Drawdown Indicators
| AADTX | AHITX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -48.80% | -34.81% | -13.99% |
Max Drawdown (1Y)Largest decline over 1 year | -5.43% | -3.38% | -2.05% |
Max Drawdown (5Y)Largest decline over 5 years | -19.02% | -13.93% | -5.09% |
Max Drawdown (10Y)Largest decline over 10 years | -19.24% | -21.22% | +1.98% |
Current DrawdownCurrent decline from peak | -3.92% | -1.81% | -2.11% |
Average DrawdownAverage peak-to-trough decline | -6.20% | -2.68% | -3.52% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.32% | 0.80% | +0.52% |
Volatility
AADTX vs. AHITX - Volatility Comparison
American Funds 2025 Target Date Retirement Fund (AADTX) has a higher volatility of 2.97% compared to American Funds American High-Income Trust (AHITX) at 1.37%. This indicates that AADTX's price experiences larger fluctuations and is considered to be riskier than AHITX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AADTX | AHITX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.97% | 1.37% | +1.60% |
Volatility (6M)Calculated over the trailing 6-month period | 4.62% | 2.35% | +2.27% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.44% | 4.30% | +3.14% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.19% | 4.93% | +3.26% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.93% | 5.48% | +3.45% |