AADTX vs. AHITX
AADTX (American Funds 2025 Target Date Retirement Fund) and AHITX (American Funds American High-Income Trust) are both mutual funds - AADTX is a Target Retirement Date fund managed by American Funds, while AHITX is a High Yield Bonds fund managed by American Funds. Over the past 10 years, AADTX returned 7.61%/yr vs 5.47%/yr for AHITX. Their 0.48 correlation means their historical movements had little consistent relationship. AADTX charges 0.34%/yr vs 0.69%/yr for AHITX.
Performance
AADTX vs. AHITX - Performance Comparison
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Returns By Period
In the year-to-date period, AADTX achieves a 4.79% return, which is significantly higher than AHITX's 0.99% return. Over the past 10 years, AADTX has outperformed AHITX with an annualized return of 7.61%, while AHITX has yielded a comparatively lower 5.47% annualized return.
AADTX
- 1D
- 0.54%
- 1M
- -0.36%
- 6M
- 3.00%
- YTD
- 4.79%
- 1Y
- 10.79%
- 3Y*
- 10.61%
- 5Y*
- 5.48%
- 10Y*
- 7.61%
- ALL TIME*
- 6.47%
AHITX
- 1D
- 0.00%
- 1M
- -1.12%
- 6M
- 0.47%
- YTD
- 0.99%
- 1Y
- 4.72%
- 3Y*
- 8.04%
- 5Y*
- 3.95%
- 10Y*
- 5.47%
- ALL TIME*
- 7.25%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
AADTX vs. AHITX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AADTX American Funds 2025 Target Date Retirement Fund | 4.79% | 14.20% | 8.97% | 11.57% | -13.04% | 11.12% | 13.33% | 17.35% | -3.74% | 14.95% |
AHITX American Funds American High-Income Trust | 0.99% | 8.28% | 9.45% | 11.43% | -10.38% | 8.32% | 7.01% | 11.86% | -1.80% | 7.30% |
Correlation
The correlation between AADTX and AHITX is 0.69, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.69 |
Correlation (3Y) Balances recent behavior with more history. | 0.65 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.65 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.58 |
Correlation (All Time) Calculated using the full available price history since Feb 2, 2007 | 0.48 |
Over the past year, AADTX and AHITX have become more correlated (0.69) than their long-term average of 0.48, meaning their price movements have been converging.
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Return for Risk
AADTX vs. AHITX — Risk / Return Rank
AADTX
AHITX
AADTX vs. AHITX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2025 Target Date Retirement Fund (AADTX) and American Funds American High-Income Trust (AHITX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| AADTX | AHITX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.14 | ||
| Sortino ratioReturn per unit of downside risk | -0.14 | ||
| Omega ratioGain probability vs. loss probability | 1.30 | 1.30 | 0.00 |
| Calmar ratioReturn relative to maximum drawdown | 1.95 | 2.12 | -0.16 |
| Martin ratioReturn relative to average drawdown | 8.55 | 8.99 | -0.44 |
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Drawdowns
AADTX vs. AHITX - Drawdown Comparison
The maximum AADTX drawdown since its inception was -48.80%, which is greater than AHITX's maximum drawdown of -34.81%. Use the drawdown chart below to compare losses from any high point for AADTX and AHITX.
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Drawdown Indicators
| AADTX | AHITX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -48.80% | -34.81% | -13.99% |
Max Drawdown (1Y)Largest decline over 1 year | -5.30% | -2.41% | -2.89% |
Max Drawdown (3Y)Largest decline over 3 years | -6.46% | -3.96% | -2.50% |
Max Drawdown (5Y)Largest decline over 5 years | -19.02% | -13.93% | -5.09% |
Max Drawdown (10Y)Largest decline over 10 years | -19.24% | -21.22% | +1.98% |
Current DrawdownCurrent decline from peak | -0.65% | -1.22% | +0.57% |
Average DrawdownAverage peak-to-trough decline | -6.10% | -2.66% | -3.44% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.21% | 0.57% | +0.64% |
Volatility
AADTX vs. AHITX - Volatility Comparison
American Funds 2025 Target Date Retirement Fund (AADTX) has a higher volatility of 1.50% compared to American Funds American High-Income Trust (AHITX) at 0.66%. This indicates that AADTX's price experiences larger fluctuations and is considered to be riskier than AHITX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AADTX | AHITX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.50% | 0.66% | +0.84% |
Volatility (6M)Calculated over the trailing 6-month period | 5.19% | 2.71% | +2.48% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.36% | 3.43% | +2.93% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.24% | 4.98% | +3.26% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.87% | 5.44% | +3.43% |
AADTX vs. AHITX - Expense Ratio Comparison
AADTX has a 0.34% expense ratio, which is lower than AHITX's 0.69% expense ratio.
Dividends
AADTX vs. AHITX - Dividend Comparison
AADTX's dividend yield for the trailing twelve months is around 7.04%, more than AHITX's 5.83% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AADTX American Funds 2025 Target Date Retirement Fund | 7.04% | 7.38% | 5.18% | 3.05% | 3.96% | 6.24% | 3.58% | 3.68% | 4.06% | 2.38% | 3.12% | 5.82% |
AHITX American Funds American High-Income Trust | 5.83% | 6.26% | 6.25% | 5.87% | 4.17% | 4.27% | 5.81% | 6.19% | 6.31% | 5.99% | 5.05% | 6.92% |
Frequently Asked Questions
AADTX and AHITX have a correlation of 0.69, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
AADTX has higher volatility (1.50%) compared to AHITX (0.66%). In terms of maximum drawdown, AADTX dropped -48.80% vs AHITX's -34.81%.
AADTX currently has the higher Sharpe Ratio (1.63 vs 1.49), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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