American Funds Retirement Income Portfolio - Enhanced (NDARX)
The investment seeks current income, long-term growth of capital and conservation of capital, with an emphasis on income and growth of capital. The advisor will attempt to achieve its investment objectives by investing in a mix of American Funds in varying combinations and weightings over time. The underlying funds will primarily consist of equity funds in the equity-income, balanced and growth-and-income fund categories. The fund is one of a suite of three American Funds Retirement Income Portfolios designed to help investors in or near retirement with a withdrawal program. It seeks somewhat higher income and long-term growth of capital.
Fund Info
US02631L7183
02631L718
Aug 27, 2015
$250
Large-Cap
Blend
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in American Funds Retirement Income Portfolio - Enhanced, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
American Funds Retirement Income Portfolio - Enhanced had a return of 12.13% year-to-date (YTD) and 18.41% in the last 12 months.
NDARX
12.13%
-1.00%
6.21%
18.41%
7.25%
N/A
^GSPC (Benchmark)
24.05%
1.08%
11.50%
30.38%
13.77%
11.13%
Monthly Returns
The table below presents the monthly returns of NDARX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 0.16% | 1.90% | 2.75% | -2.73% | 2.73% | 1.24% | 2.79% | 2.28% | 1.63% | -1.49% | 12.13% | ||
| 2023 | 4.02% | -2.88% | 1.88% | 1.34% | -1.90% | 3.20% | 2.05% | -1.77% | -3.24% | -1.70% | 6.24% | 4.74% | 12.03% |
| 2022 | -2.67% | -1.71% | 0.69% | -4.97% | 1.35% | -6.43% | 4.20% | -2.82% | -7.01% | 4.93% | 5.98% | -2.09% | -10.98% |
| 2021 | -0.40% | 1.76% | 2.92% | 2.68% | 1.94% | 0.33% | 0.66% | 1.38% | -2.72% | 3.41% | -1.65% | 4.05% | 15.09% |
| 2020 | -0.66% | -4.82% | -8.92% | 6.47% | 2.36% | 1.15% | 3.17% | 2.48% | -1.77% | -2.05% | 7.93% | 2.76% | 7.10% |
| 2019 | 4.20% | 1.88% | 1.55% | 1.66% | -3.17% | 4.06% | 0.17% | -0.17% | 1.20% | 1.36% | 1.68% | 2.34% | 17.87% |
| 2018 | 2.90% | -3.64% | -1.00% | 0.26% | 0.26% | 0.15% | 2.18% | -0.26% | 0.31% | -3.86% | 1.78% | -3.89% | -4.99% |
| 2017 | 1.32% | 2.14% | 0.52% | 0.64% | 1.81% | -0.07% | 1.61% | 0.18% | 1.54% | 0.78% | 1.21% | 1.19% | 13.62% |
| 2016 | -1.89% | 0.00% | 5.16% | 1.06% | 0.29% | 1.84% | 1.89% | -0.46% | 0.21% | -1.59% | 0.29% | 1.63% | 8.55% |
| 2015 | -0.50% | -1.61% | 5.51% | -0.58% | -1.25% | 1.42% |
Expense Ratio
NDARX features an expense ratio of 0.34%, falling within the medium range.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current risk-adjusted rank of NDARX is 85, placing it in the top 15% of mutual funds on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for American Funds Retirement Income Portfolio - Enhanced (NDARX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
American Funds Retirement Income Portfolio - Enhanced provided a 2.90% dividend yield over the last twelve months, with an annual payout of $0.40 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.40 | $0.38 | $0.34 | $0.31 | $0.33 | $0.32 | $0.31 | $0.28 | $0.27 | $0.07 |
Dividend yield | 2.90% | 3.03% | 2.93% | 2.25% | 2.59% | 2.61% | 2.88% | 2.39% | 2.50% | 0.71% |
Monthly Dividends
The table displays the monthly dividend distributions for American Funds Retirement Income Portfolio - Enhanced. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.24 | |
| 2023 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.16 | $0.38 |
| 2022 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.15 | $0.34 |
| 2021 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.12 | $0.31 |
| 2020 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.12 | $0.33 |
| 2019 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.11 | $0.32 |
| 2018 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.11 | $0.31 |
| 2017 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.10 | $0.28 |
| 2016 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.08 | $0.27 |
| 2015 | $0.07 | $0.07 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the American Funds Retirement Income Portfolio - Enhanced. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Funds Retirement Income Portfolio - Enhanced was 23.62%, occurring on Mar 23, 2020. Recovery took 161 trading sessions.
The current American Funds Retirement Income Portfolio - Enhanced drawdown is 1.63%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -23.62% | Feb 13, 2020 | 27 | Mar 23, 2020 | 161 | Nov 9, 2020 | 188 |
| -18.37% | Jan 5, 2022 | 196 | Oct 14, 2022 | 322 | Jan 29, 2024 | 518 |
| -11.6% | Jan 29, 2018 | 229 | Dec 24, 2018 | 86 | Apr 30, 2019 | 315 |
| -8.2% | Nov 4, 2015 | 52 | Jan 20, 2016 | 40 | Mar 17, 2016 | 92 |
| -3.84% | Jun 24, 2016 | 2 | Jun 27, 2016 | 4 | Jul 1, 2016 | 6 |
Volatility
Volatility Chart
The current American Funds Retirement Income Portfolio - Enhanced volatility is 1.92%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.