- ISIN
- US02631L7183
- CUSIP
- 02631L718
- Issuer
- American Funds
- Inception Date
- Aug 27, 2015
- Category
- Diversified Portfolio
- Min. Investment
- $250
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
Loading charts...
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Performance
NDARX Performance Chart
American Funds Retirement Income Portfolio - Enhanced (NDARX) is up 6.5% since the beginning of the year. NDARX is currently trading at $16 per share. Investors who bought $1,000 worth of NDARX shares 5 years ago would now be looking at an investment worth $1,481.
Loading charts...
Returns By Period
American Funds Retirement Income Portfolio - Enhanced (NDARX) has returned 6.53% so far this year and 17.12% over the past 12 months. Over the last ten years, NDARX has returned 8.42% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
American Funds Retirement Income Portfolio - Enhanced
- 1D
- 0.31%
- 1M
- 0.69%
- YTD
- 6.53%
- 6M
- 6.72%
- 1Y
- 17.12%
- 3Y*
- 13.95%
- 5Y*
- 8.17%
- 10Y*
- 8.42%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
NDARX Monthly Returns History
Based on dividend-adjusted daily data since Jan 4, 2016, NDARX's average daily return is +0.04%, while the average monthly return is +0.73%. At this rate, an investment would double in approximately 7.9 years.
Historically, 70% of months were positive and 30% were negative. The best month was Nov 2020 with a return of +7.9%, while the worst month was Mar 2020 at -8.9%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 3 months.
On a daily basis, NDARX closed higher 51% of trading days. The best single day was Mar 24, 2020 with a return of +4.8%, while the worst single day was Mar 16, 2020 at -7.2%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.64% | 2.19% | -5.22% | 5.18% | 2.15% | -0.25% | 6.53% | ||||||
| 2025 | 2.85% | 0.99% | -1.88% | 0.07% | 3.46% | 3.50% | 0.34% | 2.02% | 1.93% | 0.72% | 1.75% | 0.37% | 17.21% |
| 2024 | 0.16% | 1.90% | 2.75% | -2.73% | 2.73% | 1.24% | 2.79% | 2.28% | 1.63% | -1.49% | 2.16% | -2.09% | 11.68% |
| 2023 | 4.02% | -2.88% | 1.88% | 1.34% | -1.90% | 3.20% | 2.05% | -1.77% | -3.24% | -1.70% | 6.24% | 4.74% | 12.03% |
| 2022 | -2.67% | -1.70% | 0.69% | -4.97% | 1.35% | -6.43% | 4.20% | -2.82% | -7.01% | 4.93% | 5.98% | -2.09% | -10.98% |
| 2021 | -0.40% | 1.76% | 2.92% | 2.68% | 1.94% | 0.33% | 0.66% | 1.38% | -2.72% | 3.41% | -1.65% | 4.05% | 15.09% |
Benchmark Metrics
American Funds Retirement Income Portfolio - Enhanced has an annualized alpha of 1.37%, beta of 0.53, and R2 of 0.88 versus S&P 500 Index. Calculated based on daily prices since January 04, 2016.
- This fund participated in 62.94% of S&P 500 Index downside but only 56.88% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.53 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 1.37%
- Beta
- 0.53
- R²
- 0.88
- Upside Capture
- 56.88%
- Downside Capture
- 62.94%
Expense Ratio
NDARX has an expense ratio of 0.34%, placing it in the medium range.
Return for Risk
Risk / Return Rank
NDARX ranks 59 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for American Funds Retirement Income Portfolio - Enhanced (NDARX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| NDARX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.11 | ||
| Sortino ratioReturn per unit of downside risk | +0.25 | ||
| Omega ratioGain probability vs. loss probability | 1.40 | 1.37 | +0.04 |
| Calmar ratioReturn relative to maximum drawdown | 2.48 | 2.78 | -0.30 |
| Martin ratioReturn relative to average drawdown | 11.09 | 12.44 | -1.35 |
Dividends
Dividend History
American Funds Retirement Income Portfolio - Enhanced provided a 4.91% dividend yield over the last twelve months, with an annual payout of $0.79 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.79 | $0.88 | $0.42 | $0.43 | $0.65 | $0.59 | $0.37 | $0.49 | $0.46 | $0.31 | $0.30 |
Dividend yield | 4.91% | 5.78% | 3.07% | 3.37% | 5.60% | 4.29% | 2.91% | 4.03% | 4.29% | 2.68% | 2.86% |
Monthly Dividends
The table displays the monthly dividend distributions for American Funds Retirement Income Portfolio - Enhanced. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.61 | $0.88 |
| 2024 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.18 | $0.42 |
| 2023 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.20 | $0.43 |
| 2022 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.46 | $0.65 |
| 2021 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.40 | $0.59 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading charts...
Worst Drawdowns
The table below displays the maximum drawdowns of the American Funds Retirement Income Portfolio - Enhanced. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Funds Retirement Income Portfolio - Enhanced was 23.62%, occurring on Mar 23, 2020. Recovery took 161 trading sessions.
The current American Funds Retirement Income Portfolio - Enhanced drawdown is 0.49%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -23.62%Mar 2020 | 1mo 9d | 7mo 21d | 9moFeb 2020 - Nov 2020 |
Bear market2022 | -18.37%Sep 2022 | 8mo 28d | 1y 4mo | 2y 24dJan 2022 - Jan 2024 |
Rate-hike selloffLate 2018 | -11.60%Dec 2018 | 10mo 29d | 4mo 7d | 1y 3moJan 2018 - Apr 2019 |
2025 selloff2025 | -9.18%Apr 2025 | 1mo 17d | 1mo 7d | 2mo 24dFeb 2025 - May 2025 |
2026 pullback2026 | -6.86%Mar 2026 | 29d | 1mo 10d | 2mo 9dFeb 2026 - May 2026 |
Drawdown Indicators
| NDARX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -23.62% | -56.78% | +33.16% |
Max Drawdown (1Y)Largest decline over 1 year | -6.86% | -9.10% | +2.24% |
Max Drawdown (3Y)Largest decline over 3 years | -9.18% | -18.90% | +9.72% |
Max Drawdown (5Y)Largest decline over 5 years | -18.37% | -25.43% | +7.06% |
Max Drawdown (10Y)Largest decline over 10 years | -23.62% | -33.92% | +10.30% |
Current DrawdownCurrent decline from peak | -0.49% | -1.80% | +1.31% |
Average DrawdownAverage peak-to-trough decline | -3.08% | -10.71% | +7.63% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.53% | 2.03% | -0.50% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading charts...
Build a portfolio with NDARX
Add American Funds Retirement Income Portfolio - Enhanced to a portfolio and analyze allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Analyzer with NDARX