- ISIN
- US02630T7046
- CUSIP
- 02630T704
- Issuer
- American Funds
- Inception Date
- Jan 31, 2007
- Category
- Target Retirement Date
- Min. Investment
- $250
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
AABTX Performance Chart
American Funds 2015 Target Date Retirement Fund (AABTX) is up 4.1% since the beginning of the year. AABTX is currently trading at $13 per share. Investors who bought $1,000 worth of AABTX shares 5 years ago would now be looking at an investment worth $1,303.
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Returns By Period
American Funds 2015 Target Date Retirement Fund (AABTX) has returned 4.12% so far this year and 11.65% over the past 12 months. Over the last ten years, AABTX has returned 6.57% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
American Funds 2015 Target Date Retirement Fund
- 1D
- 0.22%
- 1M
- 0.53%
- YTD
- 4.12%
- 6M
- 4.29%
- 1Y
- 11.65%
- 3Y*
- 10.13%
- 5Y*
- 5.43%
- 10Y*
- 6.57%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
AABTX Monthly Returns History
Based on dividend-adjusted daily data since Feb 2, 2007, AABTX's average daily return is +0.02%, while the average monthly return is +0.48%. At this rate, an investment would double in approximately 12.1 years.
Historically, 64% of months were positive and 36% were negative. The best month was Apr 2009 with a return of +7.0%, while the worst month was Oct 2008 at -14.3%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 6 months.
On a daily basis, AABTX closed higher 50% of trading days. The best single day was Oct 13, 2008 with a return of +7.3%, while the worst single day was Oct 15, 2008 at -6.1%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.63% | 1.84% | -3.53% | 3.20% | 1.28% | -0.22% | 4.12% | ||||||
| 2025 | 2.21% | 1.20% | -0.95% | 0.24% | 1.83% | 2.74% | 0.08% | 1.75% | 1.42% | 0.44% | 1.25% | 0.23% | 13.11% |
| 2024 | 0.17% | 0.76% | 2.00% | -2.45% | 2.26% | 1.06% | 2.59% | 1.89% | 1.55% | -1.68% | 1.63% | -1.83% | 8.07% |
| 2023 | 3.37% | -2.66% | 2.11% | 1.04% | -1.62% | 1.74% | 1.45% | -1.35% | -2.73% | -1.40% | 5.33% | 3.97% | 9.23% |
| 2022 | -2.29% | -1.25% | -0.16% | -4.29% | 1.08% | -4.76% | 3.53% | -2.58% | -6.23% | 3.28% | 4.85% | -1.61% | -10.56% |
| 2021 | -0.40% | 0.88% | 1.83% | 2.03% | 1.30% | 0.15% | 0.91% | 0.82% | -2.01% | 2.35% | -1.04% | 2.79% | 9.95% |
Benchmark Metrics
American Funds 2015 Target Date Retirement Fund has an annualized alpha of 0.94%, beta of 0.48, and R2 of 0.85 versus S&P 500 Index. Calculated based on daily prices since February 02, 2007.
- This fund participated in 57.16% of S&P 500 Index downside but only 50.44% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.48 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 0.94%
- Beta
- 0.48
- R²
- 0.85
- Upside Capture
- 50.44%
- Downside Capture
- 57.16%
Expense Ratio
AABTX has an expense ratio of 0.33%, placing it in the medium range.
Return for Risk
Risk / Return Rank
AABTX ranks 61 for risk / return — better than 61% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for American Funds 2015 Target Date Retirement Fund (AABTX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| AABTX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.15 | ||
| Sortino ratioReturn per unit of downside risk | +0.38 | ||
| Omega ratioGain probability vs. loss probability | 1.42 | 1.37 | +0.06 |
| Calmar ratioReturn relative to maximum drawdown | 2.47 | 2.78 | -0.31 |
| Martin ratioReturn relative to average drawdown | 10.68 | 12.44 | -1.75 |
Dividends
Dividend History
American Funds 2015 Target Date Retirement Fund provided a 7.27% dividend yield over the last twelve months, with an annual payout of $0.97 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.97 | $0.97 | $0.64 | $0.42 | $0.42 | $0.65 | $0.51 | $0.48 | $0.46 | $0.31 | $0.32 | $0.57 |
Dividend yield | 7.27% | 7.57% | 5.27% | 3.52% | 3.72% | 4.95% | 4.07% | 4.05% | 4.28% | 2.71% | 3.02% | 5.56% |
Monthly Dividends
The table displays the monthly dividend distributions for American Funds 2015 Target Date Retirement Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.97 | $0.97 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.64 | $0.64 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.42 | $0.42 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.42 | $0.42 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.65 | $0.65 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the American Funds 2015 Target Date Retirement Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Funds 2015 Target Date Retirement Fund was 42.44%, occurring on Mar 9, 2009. Recovery took 743 trading sessions.
The current American Funds 2015 Target Date Retirement Fund drawdown is 0.45%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -42.44%Mar 2009 | 1y 4mo | 2y 11mo | 4y 3moNov 2007 - Feb 2012 |
COVID crash2020 | -16.58%Mar 2020 | 1mo 9d | 3mo 29d | 5mo 8dFeb 2020 - Jul 2020 |
Bear market2022 | -16.21%Oct 2022 | 9mo 14d | 1y 5mo | 2y 2moJan 2022 - Mar 2024 |
Rate-hike selloffLate 2018 | -8.12%Dec 2018 | 10mo 29d | 2mo 27d | 1y 1moJan 2018 - Mar 2019 |
2016 pullback2016 | -8.05%Jan 2016 | 8mo 28d | 4mo 15d | 1y 1moApr 2015 - Jun 2016 |
Drawdown Indicators
| AABTX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -42.44% | -56.78% | +14.34% |
Max Drawdown (1Y)Largest decline over 1 year | -4.74% | -9.10% | +4.36% |
Max Drawdown (3Y)Largest decline over 3 years | -5.88% | -18.90% | +13.02% |
Max Drawdown (5Y)Largest decline over 5 years | -16.21% | -25.43% | +9.22% |
Max Drawdown (10Y)Largest decline over 10 years | -16.58% | -33.92% | +17.34% |
Current DrawdownCurrent decline from peak | -0.45% | -1.80% | +1.35% |
Average DrawdownAverage peak-to-trough decline | -4.74% | -10.71% | +5.97% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.09% | 2.03% | -0.94% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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