The Best Target Retirement Date Mutual Funds

The table below compares the performance and other essential indicators like dividend yield and expense ratio of Target Retirement Date mutual funds.

Target Retirement Date mutual funds, also known as target-date funds or lifecycle funds, are a type of investment vehicle designed to simplify retirement planning for investors. These funds gradually adjust their asset allocation based on a predetermined retirement date, automatically shifting from a more aggressive, growth-oriented portfolio to a more conservative, income-focused portfolio as the retirement date approaches.

When an investor is further from retirement, the target-date fund allocates a larger portion of its assets to equities with higher growth potential and risk. As the retirement date nears, the fund gradually shifts its allocation towards fixed-income securities and cash equivalents to prioritize capital preservation and income generation.

Category is Target Retirement Date

Symbol	Full Name	Category	Inception	Expense Ratio	YTD Return	10Y Return (Annualized)	Dividend Yield	Risk / Return Rank
FAXGX	Fidelity Advisor Freedom Blend 2065 Fund Class Z	Target Retirement Date	Jun 28, 2019	0.39%	0.32%	—	2.51%	72
FAZAX	Fidelity Advisor Freedom Blend 2065 Fund Class A	Target Retirement Date	Jun 28, 2019	0.74%	0.26%	—	2.32%	70
FBGLX	Fidelity Advisor Freedom 2055 Fund Class Z6	Target Retirement Date	Jun 6, 2017	0.50%	0.11%	—	5.50%	70
FBIFX	Fidelity Freedom Index 2040 Fund Investor Class	Target Retirement Date	Oct 2, 2009	0.12%	-0.55%	10.53%	2.36%	70
FCAFX	Fidelity Advisor Freedom Income Fund Class C	Target Retirement Date	Jul 24, 2003	1.47%	0.34%	3.14%	2.27%	67
FCFCX	Fidelity Advisor Freedom 2010 Fund Class C	Target Retirement Date	Jul 24, 2003	1.49%	0.36%	4.47%	4.16%	70
FCFEX	Fidelity Advisor Freedom 2030 Fund Class C	Target Retirement Date	Jul 24, 2003	1.66%	0.00%	7.64%	6.88%	64
FCFFX	Fidelity Advisor Freedom 2040 Fund Class C	Target Retirement Date	Jul 24, 2003	1.75%	-0.06%	9.72%	6.99%	66
FCFTX	Fidelity Advisor Freedom 2010 Fund Class M	Target Retirement Date	Jul 24, 2003	0.99%	0.45%	4.97%	4.68%	75
FCFWX	American Funds Retirement Income Portfolio Enhance...	Target Retirement Date	Aug 28, 2015	0.67%	0.40%	7.97%	5.70%	76
FCGLX	Fidelity Advisor Freedom 2045 Fund Class Z6	Target Retirement Date	Jun 6, 2017	0.50%	0.19%	—	6.52%	72
FCIFX	Fidelity Advisor Freedom 2010 Fund Class I	Target Retirement Date	Jul 24, 2003	0.49%	0.62%	5.48%	5.12%	81
FCLSX	Fidelity Flex Freedom Blend 2040 Fund	Target Retirement Date	Jun 8, 2017	0.00%	0.48%	—	4.89%	75
FCQTX	American Funds 2065 Target Date Retirement Fund	Target Retirement Date	Mar 26, 2020	0.01%	-2.38%	—	4.78%	65
FCTHX	Fidelity Advisor Freedom 2035 Fund Class C	Target Retirement Date	Nov 6, 2003	1.71%	-0.07%	8.77%	7.20%	64
FCTKX	Fidelity Freedom 2055 Fund Class K6	Target Retirement Date	Jun 1, 2011	0.50%	0.64%	—	4.03%	78
FCTWX	Fidelity Advisor Freedom 2025 Fund Class C	Target Retirement Date	Nov 6, 2003	1.62%	0.00%	6.61%	7.21%	62
FDAFX	Fidelity Advisor Freedom 2020 Fund Class A	Target Retirement Date	Jul 24, 2003	0.83%	0.40%	6.54%	7.67%	73
FDCFX	Fidelity Advisor Freedom 2020 Fund Class C	Target Retirement Date	Jul 24, 2003	1.58%	0.16%	6.02%	7.03%	66
FDEEX	Fidelity Freedom 2055 Fund	Target Retirement Date	Jun 1, 2011	0.75%	0.64%	11.23%	3.84%	77

Risk vs. Return Scatterplot

The Risk vs. Return Scatterplot allows you to quickly compare funds, stocks, and ETFs in one view. It displays the yearly return of an instrument on one axis and the risk (volatility) on the other.

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