Asset Allocation
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Better Than Cash/DanielFin/Grok, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every month.
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The earliest data available for this chart is Jan 29, 2024, corresponding to the inception date of AIEQ
Returns By Period
| 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | 0.72% | -3.54% | -3.95% | -2.09% | 15.95% | 16.96% | 10.34% | 12.24% |
Portfolio Better Than Cash/DanielFin/Grok | 0.53% | -2.01% | -1.19% | -0.37% | 13.99% | — | — | — |
| Portfolio components: | ||||||||
QQQ Invesco QQQ ETF | 1.24% | -3.79% | -4.76% | -2.89% | 24.21% | 22.83% | 13.16% | 18.99% |
VTI Vanguard Total Stock Market ETF | 0.76% | -4.38% | -3.29% | -1.26% | 18.60% | 18.14% | 10.63% | 13.69% |
DBMF iM DBi Managed Futures Strategy ETF | 0.20% | -3.07% | 8.09% | 15.25% | 26.29% | 9.97% | 8.67% | — |
JEPI JPMorgan Equity Premium Income ETF | 0.27% | -4.29% | 0.46% | 3.19% | 8.06% | 9.67% | 8.32% | — |
SGOV iShares 0-3 Month Treasury Bond ETF | 0.02% | 0.30% | 0.88% | 1.89% | 4.07% | 4.80% | 3.41% | — |
TAIL Cambria Tail Risk ETF | -0.81% | 0.32% | 1.76% | -0.24% | 1.75% | -4.58% | -6.94% | — |
BOTZ Global X Robotics & Artificial Intelligence Thematic ETF | 2.05% | -11.23% | -6.43% | -4.66% | 19.21% | 10.33% | 0.19% | — |
LEMB iShares J.P. Morgan EM Local Currency Bond ETF | 0.47% | -3.60% | -1.40% | 1.69% | 12.21% | 5.70% | 0.90% | 1.04% |
SOXX iShares Semiconductor ETF | 3.01% | -3.78% | 12.48% | 22.76% | 80.97% | 32.61% | 19.19% | 28.39% |
VNQ Vanguard Real Estate ETF | 0.36% | -6.21% | 1.67% | -0.84% | 2.18% | 6.57% | 2.86% | 4.69% |
Monthly Returns
Based on dividend-adjusted daily data since Jan 30, 2024, Better Than Cash/DanielFin/Grok's average daily return is +0.05%, while the average monthly return is +1.02%. At this rate, your investment would double in approximately 5.7 years.
Historically, 71% of months were positive and 29% were negative. The best month was Nov 2024 with a return of +5.2%, while the worst month was Apr 2024 at -3.8%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 2 months.
On a daily basis, Better Than Cash/DanielFin/Grok closed higher 56% of trading days. The best single day was Apr 9, 2025 with a return of +6.5%, while the worst single day was Apr 4, 2025 at -4.3%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.95% | 0.19% | -3.77% | 0.53% | -1.19% | ||||||||
| 2025 | 3.43% | -0.54% | -3.38% | 0.42% | 4.75% | 4.00% | 0.20% | 1.93% | 2.83% | 1.05% | -0.21% | 0.50% | 15.72% |
| 2024 | -1.26% | 4.16% | 3.17% | -3.84% | 3.52% | 1.57% | 2.13% | 1.45% | 1.75% | -0.49% | 5.19% | -2.67% | 15.23% |
Benchmark Metrics
Better Than Cash/DanielFin/Grok has an annualized alpha of 3.15%, beta of 0.71, and R² of 0.93 versus S&P 500 Index. Calculated based on daily prices since January 30, 2024.
- This portfolio participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (78.41%) than losses (66.88%) — typical of diversified or defensive assets.
- This portfolio generated an annualized alpha of 3.15% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
- Alpha
- 3.15%
- Beta
- 0.71
- R²
- 0.93
- Upside Capture
- 78.41%
- Downside Capture
- 66.88%
Expense Ratio
Better Than Cash/DanielFin/Grok has an expense ratio of 0.26%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Top 10 holdings
Return for Risk
Risk / Return Rank
Better Than Cash/DanielFin/Grok ranks 39 for risk / return — below 39% of portfolios on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.
Return / Risk — by metrics
| Portfolio | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.12 | 0.92 | +0.20 |
Sortino ratioReturn per unit of downside risk | 1.67 | 1.41 | +0.26 |
Omega ratioGain probability vs. loss probability | 1.24 | 1.21 | +0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.67 | 1.41 | +0.26 |
Martin ratioReturn relative to average drawdown | 7.64 | 6.61 | +1.02 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|---|
QQQ Invesco QQQ ETF | 65 | 1.07 | 1.66 | 1.24 | 2.00 | 7.32 |
VTI Vanguard Total Stock Market ETF | 59 | 0.98 | 1.52 | 1.23 | 1.54 | 7.30 |
DBMF iM DBi Managed Futures Strategy ETF | 95 | 2.19 | 2.98 | 1.46 | 4.35 | 18.69 |
JEPI JPMorgan Equity Premium Income ETF | 34 | 0.61 | 0.95 | 1.16 | 0.79 | 3.83 |
SGOV iShares 0-3 Month Treasury Bond ETF | 100 | 20.61 | 283.87 | 201.33 | 411.31 | 4,618.08 |
TAIL Cambria Tail Risk ETF | 14 | 0.10 | 0.30 | 1.05 | 0.11 | 0.13 |
BOTZ Global X Robotics & Artificial Intelligence Thematic ETF | 38 | 0.69 | 1.19 | 1.15 | 1.03 | 3.71 |
LEMB iShares J.P. Morgan EM Local Currency Bond ETF | 81 | 1.79 | 2.40 | 1.34 | 2.02 | 8.47 |
SOXX iShares Semiconductor ETF | 92 | 2.03 | 2.63 | 1.38 | 4.44 | 16.46 |
VNQ Vanguard Real Estate ETF | 15 | 0.13 | 0.30 | 1.04 | 0.18 | 0.70 |
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Dividends
Dividend yield
Better Than Cash/DanielFin/Grok provided a 2.40% dividend yield over the last twelve months.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 2.40% | 2.33% | 2.36% | 2.35% | 2.68% | 2.26% | 1.60% | 2.15% | 1.85% | 1.31% | 1.29% | 1.37% |
| Portfolio components: | ||||||||||||
QQQ Invesco QQQ ETF | 0.48% | 0.45% | 0.56% | 0.62% | 0.80% | 0.43% | 0.55% | 0.74% | 0.91% | 0.84% | 1.06% | 0.99% |
VTI Vanguard Total Stock Market ETF | 1.17% | 1.12% | 1.27% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% |
DBMF iM DBi Managed Futures Strategy ETF | 5.29% | 5.91% | 5.75% | 2.91% | 7.72% | 10.38% | 0.86% | 9.35% | 0.00% | 0.00% | 0.00% | 0.00% |
JEPI JPMorgan Equity Premium Income ETF | 8.46% | 8.25% | 7.33% | 8.40% | 11.68% | 6.59% | 5.79% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
SGOV iShares 0-3 Month Treasury Bond ETF | 3.95% | 4.10% | 5.10% | 4.87% | 1.45% | 0.03% | 0.05% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
TAIL Cambria Tail Risk ETF | 3.22% | 2.88% | 3.48% | 3.74% | 1.50% | 0.49% | 0.36% | 1.58% | 1.52% | 0.91% | 0.00% | 0.00% |
BOTZ Global X Robotics & Artificial Intelligence Thematic ETF | 0.70% | 0.66% | 0.13% | 0.20% | 0.23% | 0.16% | 0.19% | 0.83% | 1.44% | 0.01% | 0.06% | 0.00% |
LEMB iShares J.P. Morgan EM Local Currency Bond ETF | 2.48% | 2.44% | 0.00% | 1.34% | 0.86% | 3.89% | 0.00% | 4.39% | 3.46% | 0.00% | 0.00% | 0.64% |
SOXX iShares Semiconductor ETF | 0.49% | 0.57% | 0.67% | 0.78% | 1.26% | 0.64% | 0.81% | 1.23% | 1.37% | 0.90% | 1.08% | 1.29% |
VNQ Vanguard Real Estate ETF | 3.92% | 3.92% | 3.85% | 3.95% | 3.91% | 2.56% | 3.93% | 3.39% | 4.74% | 4.23% | 4.82% | 3.92% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Better Than Cash/DanielFin/Grok. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Better Than Cash/DanielFin/Grok was 13.28%, occurring on Apr 8, 2025. Recovery took 38 trading sessions.
The current Better Than Cash/DanielFin/Grok drawdown is 4.14%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -13.28% | Feb 20, 2025 | 34 | Apr 8, 2025 | 38 | Jun 3, 2025 | 72 |
| -6.46% | Jan 28, 2026 | 43 | Mar 30, 2026 | — | — | — |
| -6.46% | Jul 17, 2024 | 16 | Aug 7, 2024 | 30 | Sep 19, 2024 | 46 |
| -4.68% | Oct 28, 2025 | 18 | Nov 20, 2025 | 14 | Dec 11, 2025 | 32 |
| -4.61% | Apr 1, 2024 | 15 | Apr 19, 2024 | 18 | May 15, 2024 | 33 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 81 assets, with an effective number of assets of 26.50, reflecting the diversification based on asset allocation. This number of effective assets suggests that the portfolio's investments are spread across a variety of assets, indicating a well-diversified allocation. However, true diversification also depends on the correlations between assets.