- ISIN
- US7593516047
- CUSIP
- 759351604
- Sector
- Financial Services
- Industry
- Insurance - Reinsurance
- IPO Date
- May 4, 1993
Highlights
- EPS (TTM)
- $17.91
- PE Ratio
- 10.89
- PEG Ratio
- 0.41
- Total Revenue (TTM)
- $18.13B
- Gross Profit (TTM)
- $3.15B
- EBITDA (TTM)
- $1.46B
- Year Range
- $165.52 - $229.21
- Target Price
- $239.40
- ROA (TTM)
- 0.55%
- ROE (TTM)
- 6.74%
Share Price Chart
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Performance
RGA Performance Chart
Reinsurance Group of America, Incorporated (RGA) is down 3.3% since the beginning of the year. At $195 per share, RGA is trading 14.9% below its 52-week high of $229. Investors who bought $1,000 worth of RGA shares 5 years ago would now be looking at an investment worth $1,684.
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Returns By Period
Reinsurance Group of America, Incorporated (RGA) has returned -3.28% so far this year and -2.40% over the past 12 months. Over the last ten years, RGA has returned 9.26% per year, falling short of the S&P 500 Index benchmark, which averaged 13.66% annually.
Reinsurance Group of America, Incorporated
- 1D
- -1.64%
- 1M
- -7.20%
- YTD
- -3.28%
- 6M
- 3.95%
- 1Y
- -2.40%
- 3Y*
- 12.31%
- 5Y*
- 10.99%
- 10Y*
- 9.26%
Benchmark (S&P 500 Index)
- 1D
- -0.74%
- 1M
- 4.90%
- YTD
- 10.35%
- 6M
- 10.28%
- 1Y
- 26.52%
- 3Y*
- 20.83%
- 5Y*
- 12.30%
- 10Y*
- 13.66%
RGA Monthly Returns History
Based on dividend-adjusted daily data since Sep 12, 2008, RGA's average daily return is +0.06%, while the average monthly return is +1.07%. At this rate, an investment would double in approximately 5.4 years.
Historically, 56% of months were positive and 44% were negative. The best month was Apr 2020 with a return of +24.4%, while the worst month was Mar 2020 at -31.1%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 4 months.
On a daily basis, RGA closed higher 53% of trading days. The best single day was Nov 9, 2020 with a return of +18.7%, while the worst single day was Oct 9, 2008 at -20.6%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -0.35% | 6.85% | -5.36% | 3.58% | -4.66% | -2.80% | -3.28% | ||||||
| 2025 | 6.66% | -10.65% | -2.86% | -4.87% | 9.00% | -2.43% | -2.98% | 1.72% | -1.37% | -5.03% | 4.57% | 7.16% | -2.97% |
| 2024 | 7.49% | 2.22% | 9.06% | -3.05% | 12.66% | -2.16% | 9.82% | -1.64% | -1.31% | -3.12% | 8.63% | -6.47% | 34.38% |
| 2023 | 6.81% | -4.30% | -8.11% | 7.20% | -1.10% | -0.94% | 1.20% | -0.63% | 4.74% | 2.95% | 9.67% | -0.78% | 16.39% |
| 2022 | 4.88% | -2.83% | -1.26% | -1.96% | 18.00% | -6.80% | -1.29% | 8.94% | 0.36% | 16.98% | -1.29% | -1.60% | 33.04% |
| 2021 | -9.36% | 17.07% | 3.13% | 3.55% | -2.92% | -9.55% | -3.35% | 5.77% | -3.94% | 6.13% | -19.10% | 15.36% | -3.21% |
Benchmark Metrics
Reinsurance Group of America, Incorporated has an annualized alpha of 2.03%, beta of 1.08, and R2 of 0.42 versus S&P 500 Index. Calculated based on daily prices since September 15, 2008.
- This stock participated in 91.43% of S&P 500 Index downside but only 89.66% of its upside - more exposed to losses than it benefited from rallies.
- R2 of 0.42 means the benchmark explains less than half of this stock's behavior - treat beta with caution or consider switching to a more representative benchmark.
- Alpha
- 2.03%
- Beta
- 1.08
- R²
- 0.42
- Upside Capture
- 89.66%
- Downside Capture
- 91.43%
Return for Risk
Risk / Return Rank
RGA ranks 33 for risk / return — below 33% of stocks on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Reinsurance Group of America, Incorporated (RGA) and compare them to S&P 500 Index.
| RGA | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | -0.10 | 2.24 | -2.35 |
Sortino ratioReturn per unit of downside risk | 0.02 | 3.07 | -3.06 |
Omega ratioGain probability vs. loss probability | 1.00 | 1.41 | -0.40 |
Calmar ratioReturn relative to maximum drawdown | -0.17 | 2.93 | -3.10 |
Martin ratioReturn relative to average drawdown | -0.37 | 13.52 | -13.89 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
Reinsurance Group of America, Incorporated provided a 1.91% dividend yield over the last twelve months, with an annual payout of $3.72 per share. The company has been increasing its dividends for 17 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $3.72 | $3.64 | $3.48 | $3.30 | $3.06 | $2.86 | $2.80 | $2.60 | $2.20 | $1.82 | $1.56 | $1.40 |
Dividend yield | 1.91% | 1.79% | 1.63% | 2.04% | 2.15% | 2.61% | 2.42% | 1.59% | 1.57% | 1.17% | 1.24% | 1.64% |
Monthly Dividends
The table displays the monthly dividend distributions for Reinsurance Group of America, Incorporated. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.93 | $0.00 | $0.00 | $0.93 | $0.00 | $1.86 | ||||||
| 2025 | $0.00 | $0.89 | $0.00 | $0.00 | $0.89 | $0.00 | $0.00 | $0.93 | $0.00 | $0.00 | $0.93 | $0.00 | $3.64 |
| 2024 | $0.00 | $0.85 | $0.00 | $0.00 | $0.85 | $0.00 | $0.00 | $0.89 | $0.00 | $0.00 | $0.89 | $0.00 | $3.48 |
| 2023 | $0.00 | $0.80 | $0.00 | $0.00 | $0.80 | $0.00 | $0.00 | $0.85 | $0.00 | $0.00 | $0.85 | $0.00 | $3.30 |
| 2022 | $0.00 | $0.73 | $0.00 | $0.00 | $0.73 | $0.00 | $0.00 | $0.80 | $0.00 | $0.00 | $0.80 | $0.00 | $3.06 |
| 2021 | $0.00 | $0.70 | $0.00 | $0.00 | $0.70 | $0.00 | $0.00 | $0.73 | $0.00 | $0.00 | $0.73 | $0.00 | $2.86 |
Dividend Yield & Payout
Dividend Yield
Reinsurance Group of America, Incorporated has a dividend yield of 1.91%, which is quite average when compared to the overall market.
Payout Ratio
Reinsurance Group of America, Incorporated has a payout ratio of 27.00%, which is quite average when compared to the overall market. This suggests that Reinsurance Group of America, Incorporated strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Reinsurance Group of America, Incorporated. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Reinsurance Group of America, Incorporated was 65.75%, occurring on Mar 23, 2020. Recovery took 899 trading sessions.
The current Reinsurance Group of America, Incorporated drawdown is 13.56%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -65.75%Mar 2020 | 4mo 12d | 3y 6mo | 3y 11moNov 2019 - Oct 2023 |
Financial crisis2007–2009 | -56.40%Mar 2009 | 5mo 3d | 10mo 4d | 1y 3moOct 2008 - Jan 2010 |
2011 bear market2011 | -29.25%Oct 2011 | 2mo 27d | 1y 7mo | 1y 9moJul 2011 - Apr 2013 |
2025 selloff2025 | -27.11%Apr 2025 | 4mo 20d | — | 1y 6moNov 2024 - now |
2010 bear market2010 | -21.84%Aug 2010 | 4mo 11d | 4mo 8d | 8mo 19dApr 2010 - Jan 2011 |
Drawdown Indicators
| RGA | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -65.75% | -56.78% | -8.97% |
Max Drawdown (1Y)Largest decline over 1 year | -14.06% | -9.10% | -4.96% |
Max Drawdown (3Y)Largest decline over 3 years | -27.11% | -18.90% | -8.21% |
Max Drawdown (5Y)Largest decline over 5 years | -27.11% | -25.43% | -1.68% |
Max Drawdown (10Y)Largest decline over 10 years | -65.75% | -33.92% | -31.83% |
Current DrawdownCurrent decline from peak | -13.56% | -0.74% | -12.82% |
Average DrawdownAverage peak-to-trough decline | -11.64% | -10.72% | -0.92% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.50% | 1.97% | +4.53% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Reinsurance Group of America, Incorporated over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Reinsurance Group of America, Incorporated is priced in the market compared to other companies in the Insurance - Reinsurance industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for RGA, comparing it with other companies in the Insurance - Reinsurance industry. Currently, RGA has a P/E ratio of 10.9. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for RGA compared to other companies in the Insurance - Reinsurance industry. RGA currently has a PEG ratio of 0.4. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for RGA relative to other companies in the Insurance - Reinsurance industry. Currently, RGA has a P/S ratio of 0.5. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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