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Reinsurance Group of America, Incorporated (RGA)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US7593516047

CUSIP

759351604

IPO Date

May 4, 1993

Highlights

Market Cap

$13.48B

EPS (TTM)

$12.04

PE Ratio

16.95

PEG Ratio

1.57

Total Revenue (TTM)

$21.05B

Gross Profit (TTM)

$15.39B

EBITDA (TTM)

$1.08B

Year Range

$158.57 - $231.77

Target Price

$240.89

Short %

5.51%

Short Ratio

1.25

Share Price Chart


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Compare to other instruments

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Performance

Performance Chart


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S&P 500

Returns By Period

Reinsurance Group of America, Incorporated (RGA) returned -4.00% year-to-date (YTD) and -1.52% over the past 12 months. Over the past 10 years, RGA returned 10.16% annually, underperforming the S&P 500 benchmark at 10.85%.


RGA

YTD

-4.00%

1M

9.00%

6M

-10.21%

1Y

-1.52%

3Y*

19.72%

5Y*

20.14%

10Y*

10.16%

^GSPC (Benchmark)

YTD

0.51%

1M

6.15%

6M

-2.00%

1Y

12.92%

3Y*

12.68%

5Y*

14.19%

10Y*

10.85%

*Annualized

Monthly Returns

The table below presents the monthly returns of RGA, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20256.66%-10.65%-2.86%-4.87%9.00%-4.00%
20247.49%2.22%9.06%-3.05%12.66%-2.16%9.82%-1.64%-1.31%-3.12%8.64%-6.47%34.39%
20236.81%-4.30%-8.11%7.20%-1.10%-0.94%1.20%-0.63%4.74%2.95%9.69%-0.78%16.42%
20224.88%-2.83%-1.26%-1.96%18.00%-6.80%-1.29%8.94%0.36%16.98%-1.32%-1.60%33.00%
2021-9.36%17.07%3.13%3.55%-2.92%-9.55%-3.35%5.77%-3.94%6.13%-19.10%15.36%-3.21%
2020-11.66%-14.89%-31.05%24.41%-12.59%-13.56%8.68%8.34%3.83%6.12%14.82%0.54%-27.02%
20193.01%0.45%-1.74%6.71%-1.88%5.38%-0.07%-0.78%3.84%1.62%2.27%-1.45%18.29%
20180.46%-1.50%0.14%-2.99%0.36%-10.68%6.01%1.38%1.20%-1.51%5.36%-6.13%-8.71%
2017-0.29%3.99%-2.37%-1.53%-0.10%3.12%9.20%-3.76%3.78%7.06%8.84%-3.78%25.59%
2016-1.54%7.44%6.83%-1.07%4.52%-2.17%2.33%8.58%0.58%-0.07%13.58%3.10%49.48%
2015-5.49%8.26%4.34%-1.68%2.47%1.41%1.74%-5.48%-0.32%-0.39%2.23%-6.89%-0.86%
2014-3.54%3.53%3.43%-3.67%2.29%0.95%1.72%3.82%-3.43%5.14%2.14%2.22%15.02%
Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of RGA is 45, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of RGA is 4545
Overall Rank
The Sharpe Ratio Rank of RGA is 4646
Sharpe Ratio Rank
The Sortino Ratio Rank of RGA is 4141
Sortino Ratio Rank
The Omega Ratio Rank of RGA is 4141
Omega Ratio Rank
The Calmar Ratio Rank of RGA is 4949
Calmar Ratio Rank
The Martin Ratio Rank of RGA is 4949
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Reinsurance Group of America, Incorporated (RGA) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Reinsurance Group of America, Incorporated Sharpe ratios as of May 31, 2025 (values are recalculated daily):

  • 1-Year: -0.05
  • 5-Year: 0.60
  • 10-Year: 0.31
  • All Time: 0.34

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of Reinsurance Group of America, Incorporated compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.


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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

Dividend History

Reinsurance Group of America, Incorporated provided a 1.75% dividend yield over the last twelve months, with an annual payout of $3.56 per share. The company has been increasing its dividends for 31 consecutive years, earning it the status of a dividend aristocrat.


1.00%1.50%2.00%2.50%$0.00$0.50$1.00$1.50$2.00$2.50$3.00$3.5020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$3.56$3.48$3.30$3.06$2.86$2.80$2.60$2.20$1.82$1.56$1.40$1.26

Dividend yield

1.75%1.63%2.04%2.15%2.61%2.42%1.59%1.57%1.17%1.24%1.64%1.44%

Monthly Dividends

The table displays the monthly dividend distributions for Reinsurance Group of America, Incorporated. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.89$0.00$0.00$0.89$1.78
2024$0.00$0.85$0.00$0.00$0.85$0.00$0.00$0.89$0.00$0.00$0.89$0.00$3.48
2023$0.00$0.80$0.00$0.00$0.80$0.00$0.00$0.85$0.00$0.00$0.85$0.00$3.30
2022$0.00$0.73$0.00$0.00$0.73$0.00$0.00$0.80$0.00$0.00$0.80$0.00$3.06
2021$0.00$0.70$0.00$0.00$0.70$0.00$0.00$0.73$0.00$0.00$0.73$0.00$2.86
2020$0.00$0.70$0.00$0.00$0.70$0.00$0.00$0.70$0.00$0.00$0.70$0.00$2.80
2019$0.00$0.60$0.00$0.00$0.60$0.00$0.00$0.70$0.00$0.00$0.70$0.00$2.60
2018$0.00$0.50$0.00$0.00$0.50$0.00$0.00$0.60$0.00$0.00$0.60$0.00$2.20
2017$0.00$0.41$0.00$0.00$0.41$0.00$0.00$0.50$0.00$0.00$0.50$0.00$1.82
2016$0.00$0.37$0.00$0.00$0.37$0.00$0.00$0.41$0.00$0.00$0.41$0.00$1.56
2015$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.37$0.00$0.00$0.37$0.00$1.40
2014$0.30$0.00$0.00$0.30$0.00$0.00$0.33$0.00$0.00$0.33$0.00$1.26

Dividend Yield & Payout


Dividend Yield

Reinsurance Group of America, Incorporated has a dividend yield of 1.75%, which is quite average when compared to the overall market.

Payout Ratio

Reinsurance Group of America, Incorporated has a payout ratio of 15.99%, which is below the market average. This means Reinsurance Group of America, Incorporated returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Reinsurance Group of America, Incorporated. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Reinsurance Group of America, Incorporated was 66.37%, occurring on Mar 1, 2000. Recovery took 1194 trading sessions.

The current Reinsurance Group of America, Incorporated drawdown is 11.59%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-66.37%Jan 6, 1999290Mar 1, 20001194Dec 1, 20041484
-66.05%May 23, 2007452Mar 9, 2009520Mar 30, 2011972
-65.75%Nov 12, 201990Mar 23, 2020898Oct 17, 2023988
-36.53%Jul 15, 1993201Apr 29, 1994340Sep 6, 1995541
-29.25%Jul 8, 201161Oct 3, 2011394Apr 30, 2013455
Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Reinsurance Group of America, Incorporated over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of Reinsurance Group of America, Incorporated, comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 6.4% positive surprise.


-2.000.002.004.006.0020212022202320242025
5.66
5.32
Actual
Estimate

Valuation

The Valuation section provides an overview of how Reinsurance Group of America, Incorporated is priced in the market compared to other companies in the Insurance - Reinsurance industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for RGA, comparing it with other companies in the Insurance - Reinsurance industry. Currently, RGA has a P/E ratio of 16.9. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for RGA compared to other companies in the Insurance - Reinsurance industry. RGA currently has a PEG ratio of 1.6. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for RGA relative to other companies in the Insurance - Reinsurance industry. Currently, RGA has a P/S ratio of 0.6. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for RGA in comparison with other companies in the Insurance - Reinsurance industry. Currently, RGA has a P/B value of 1.2. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items