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Reinsurance Group of America, Incorporated (RGA)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US7593516047

CUSIP

759351604

IPO Date

May 4, 1993

Highlights

Market Cap

$12.35B

EPS (TTM)

$10.73

PE Ratio

17.42

PEG Ratio

1.57

Total Revenue (TTM)

$15.56B

Gross Profit (TTM)

$15.46B

EBITDA (TTM)

$386.00M

Year Range

$159.25 - $232.77

Target Price

$239.20

Short %

4.95%

Short Ratio

0.96

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Reinsurance Group of America, Incorporated, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


0.00%200.00%400.00%600.00%800.00%1,000.00%1,200.00%December2025FebruaryMarchAprilMay
-99.97%
1,180.64%
RGA (Reinsurance Group of America, Incorporated)
Benchmark (^GSPC)

Returns By Period

Reinsurance Group of America, Incorporated (RGA) returned -7.01% year-to-date (YTD) and 5.21% over the past 12 months. Over the past 10 years, RGA returned 9.99% annually, underperforming the S&P 500 benchmark at 10.56%.


RGA

YTD

-7.01%

1M

-1.10%

6M

-7.28%

1Y

5.21%

5Y*

17.31%

10Y*

9.99%

^GSPC (Benchmark)

YTD

-3.31%

1M

0.28%

6M

-0.74%

1Y

12.29%

5Y*

15.01%

10Y*

10.56%

*Annualized

Monthly Returns

The table below presents the monthly returns of RGA, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20256.66%-10.65%-2.86%-4.87%5.58%-7.01%
20247.49%2.22%9.06%-3.05%12.66%-2.16%9.82%-1.64%-1.31%-3.12%8.64%-6.47%34.39%
20236.81%-4.30%-8.11%7.20%-1.10%-0.94%1.20%-0.63%4.74%2.95%9.69%-0.78%16.42%
20224.88%-2.83%-1.26%-1.96%18.00%-6.80%-1.29%8.94%0.36%16.98%-1.32%-1.60%33.00%
2021-9.36%17.07%3.13%3.55%-2.92%-9.55%-3.35%5.77%-3.94%6.13%-19.10%15.36%-3.21%
2020-11.66%-14.89%-31.05%24.41%-12.59%-13.56%8.68%8.34%3.83%6.12%14.82%0.54%-27.02%
20193.01%0.45%-1.74%6.71%-1.88%5.38%-0.07%-0.78%3.84%1.62%2.27%-1.45%18.29%
20180.46%-1.50%0.14%-2.99%0.36%-10.68%6.01%1.38%1.20%-1.51%5.36%-6.13%-8.71%
2017-0.29%3.99%-2.37%-1.53%-0.10%3.12%9.20%-3.76%3.78%7.06%8.84%-3.78%25.59%
2016-1.54%7.44%6.83%-1.07%4.52%-2.17%2.33%8.58%0.58%-0.07%13.58%3.10%49.48%
2015-5.49%8.26%4.34%-1.68%2.47%1.41%1.74%-5.48%-0.32%-0.39%2.23%-6.89%-0.86%
2014-3.54%3.53%3.43%-3.67%2.29%0.95%1.72%3.82%-3.43%5.14%2.14%2.22%15.02%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of RGA is 57, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of RGA is 5757
Overall Rank
The Sharpe Ratio Rank of RGA is 6161
Sharpe Ratio Rank
The Sortino Ratio Rank of RGA is 5252
Sortino Ratio Rank
The Omega Ratio Rank of RGA is 5454
Omega Ratio Rank
The Calmar Ratio Rank of RGA is 5555
Calmar Ratio Rank
The Martin Ratio Rank of RGA is 6262
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Reinsurance Group of America, Incorporated (RGA) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The chart of Sharpe ratio for RGA, currently valued at 0.25, compared to the broader market-2.00-1.000.001.002.003.00
RGA: 0.25
^GSPC: 0.67
The chart of Sortino ratio for RGA, currently valued at 0.53, compared to the broader market-6.00-4.00-2.000.002.004.00
RGA: 0.53
^GSPC: 1.05
The chart of Omega ratio for RGA, currently valued at 1.08, compared to the broader market0.501.001.502.00
RGA: 1.08
^GSPC: 1.16
The chart of Calmar ratio for RGA, currently valued at 0.08, compared to the broader market0.001.002.003.004.005.00
RGA: 0.08
^GSPC: 0.68
The chart of Martin ratio for RGA, currently valued at 0.80, compared to the broader market-40.00-30.00-20.00-10.000.0010.0020.00
RGA: 0.80
^GSPC: 2.70

The current Reinsurance Group of America, Incorporated Sharpe ratio is 0.25. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Reinsurance Group of America, Incorporated with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.00December2025FebruaryMarchAprilMay
0.25
0.67
RGA (Reinsurance Group of America, Incorporated)
Benchmark (^GSPC)

Dividends

Dividend History

Reinsurance Group of America, Incorporated provided a 1.78% dividend yield over the last twelve months, with an annual payout of $3.52 per share. The company has been increasing its dividends for 18 consecutive years.


1.00%1.50%2.00%2.50%$0.00$0.50$1.00$1.50$2.00$2.50$3.00$3.5020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$3.52$3.48$3.30$3.06$2.86$2.80$2.60$2.20$1.82$1.56$1.40$1.26

Dividend yield

1.78%1.63%2.04%2.15%2.61%2.42%1.59%1.57%1.17%1.24%1.64%1.44%

Monthly Dividends

The table displays the monthly dividend distributions for Reinsurance Group of America, Incorporated. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.89$0.00$0.00$0.00$0.89
2024$0.00$0.85$0.00$0.00$0.85$0.00$0.00$0.89$0.00$0.00$0.89$0.00$3.48
2023$0.00$0.80$0.00$0.00$0.80$0.00$0.00$0.85$0.00$0.00$0.85$0.00$3.30
2022$0.00$0.73$0.00$0.00$0.73$0.00$0.00$0.80$0.00$0.00$0.80$0.00$3.06
2021$0.00$0.70$0.00$0.00$0.70$0.00$0.00$0.73$0.00$0.00$0.73$0.00$2.86
2020$0.00$0.70$0.00$0.00$0.70$0.00$0.00$0.70$0.00$0.00$0.70$0.00$2.80
2019$0.00$0.60$0.00$0.00$0.60$0.00$0.00$0.70$0.00$0.00$0.70$0.00$2.60
2018$0.00$0.50$0.00$0.00$0.50$0.00$0.00$0.60$0.00$0.00$0.60$0.00$2.20
2017$0.00$0.41$0.00$0.00$0.41$0.00$0.00$0.50$0.00$0.00$0.50$0.00$1.82
2016$0.00$0.37$0.00$0.00$0.37$0.00$0.00$0.41$0.00$0.00$0.41$0.00$1.56
2015$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.37$0.00$0.00$0.37$0.00$1.40
2014$0.30$0.00$0.00$0.30$0.00$0.00$0.33$0.00$0.00$0.33$0.00$1.26

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%20.0%
RGA: 1.8%
Reinsurance Group of America, Incorporated has a dividend yield of 1.78%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%
RGA: 15.8%
Reinsurance Group of America, Incorporated has a payout ratio of 15.81%, which is below the market average. This means Reinsurance Group of America, Incorporated returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-100.00%-80.00%-60.00%-40.00%-20.00%0.00%December2025FebruaryMarchAprilMay
-99.97%
-7.45%
RGA (Reinsurance Group of America, Incorporated)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Reinsurance Group of America, Incorporated. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Reinsurance Group of America, Incorporated was 100.00%, occurring on Mar 1, 2000. The portfolio has not yet recovered.

The current Reinsurance Group of America, Incorporated drawdown is 99.97%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-100%Sep 2, 1997628Mar 1, 2000

Volatility

Volatility Chart

The current Reinsurance Group of America, Incorporated volatility is 16.76%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%December2025FebruaryMarchAprilMay
16.76%
14.17%
RGA (Reinsurance Group of America, Incorporated)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Reinsurance Group of America, Incorporated over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of Reinsurance Group of America, Incorporated, comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 5.9% positive surprise.

-2.000.002.004.006.0020212022202320242025
5.66
5.34
Actual
Estimate

Valuation

The Valuation section provides an overview of how Reinsurance Group of America, Incorporated is priced in the market compared to other companies in the Insurance - Reinsurance industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio
20.040.060.080.0100.0
RGA: 17.4
The chart displays the Price-to-Earnings (P/E) ratio for RGA, comparing it with other companies in the Insurance - Reinsurance industry. Currently, RGA has a P/E ratio of 17.4. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
0.51.01.52.0
RGA: 1.6
The chart shows the Price/Earnings to Growth (PEG) ratio for RGA compared to other companies in the Insurance - Reinsurance industry. RGA currently has a PEG ratio of 1.6. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.
PS Ratio
2.04.06.08.010.0
RGA: 0.6
This chart shows the Price-to-Sales (P/S) ratio for RGA relative to other companies in the Insurance - Reinsurance industry. Currently, RGA has a P/S ratio of 0.6. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
PB Ratio
0.51.01.52.02.5
RGA: 1.1
The chart illustrates the Price-to-Book (P/B) ratio for RGA in comparison with other companies in the Insurance - Reinsurance industry. Currently, RGA has a P/B value of 1.1. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items