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Reinsurance Group of America, Incorporated (RGA)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US7593516047
CUSIP
759351604
IPO Date
May 4, 1993

Highlights

Market Cap
$13.62B
Enterprise Value
$15.17B
EPS (TTM)
$17.71
PE Ratio
11.53
PEG Ratio
0.44
Total Revenue (TTM)
$23.41B
Gross Profit (TTM)
$3.93B
EBITDA (TTM)
$1.91B
Year Range
$159.25 - $229.21
Target Price
$238.50
ROA (TTM)
0.75%
ROE (TTM)
8.78%

Share Price Chart


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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Reinsurance Group of America, Incorporated, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Reinsurance Group of America, Incorporated (RGA) has returned 0.77% so far this year and 5.62% over the past 12 months. Over the last ten years, RGA has returned 9.87% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


Reinsurance Group of America, Incorporated

1D
1.96%
1M
-5.36%
YTD
0.77%
6M
7.24%
1Y
5.62%
3Y*
17.64%
5Y*
12.22%
10Y*
9.87%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Sep 12, 2008, RGA's average daily return is +0.06%, while the average monthly return is +1.11%. At this rate, your investment would double in approximately 5.2 years.

Historically, 56% of months were positive and 44% were negative. The best month was Apr 2020 with a return of +24.4%, while the worst month was Mar 2020 at -31.1%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 4 months.

On a daily basis, RGA closed higher 53% of trading days. The best single day was Nov 9, 2020 with a return of +18.7%, while the worst single day was Oct 9, 2008 at -20.6%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-0.35%6.85%-5.36%0.77%
20256.66%-10.65%-2.86%-4.87%9.00%-2.43%-2.98%1.72%-1.37%-5.03%4.57%7.16%-2.97%
20247.49%2.22%9.06%-3.05%12.66%-2.16%9.82%-1.64%-1.31%-3.12%8.63%-6.47%34.38%
20236.81%-4.30%-8.11%7.20%-1.10%-0.94%1.20%-0.63%4.74%2.95%9.67%-0.78%16.39%
20224.88%-2.83%-1.26%-1.96%18.00%-6.80%-1.29%8.94%0.36%16.98%-1.29%-1.60%33.04%
2021-9.36%17.07%3.13%3.55%-2.92%-9.55%-3.35%5.77%-3.94%6.13%-19.10%15.36%-3.21%

Benchmark Metrics

Reinsurance Group of America, Incorporated has an annualized alpha of 3.18%, beta of 1.08, and R² of 0.42 versus S&P 500 Index. Calculated based on daily prices since September 15, 2008.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (93.52%) than losses (90.75%) — typical of diversified or defensive assets.
  • R² of 0.42 means the benchmark explains less than half of this stock's behavior — treat beta with caution or consider switching to a more representative benchmark.

Alpha
3.18%
Beta
1.08
0.42
Upside Capture
93.52%
Downside Capture
90.75%

Return for Risk

Risk / Return Rank

RGA ranks 46 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.


RGA Risk / Return Rank: 4646
Overall Rank
RGA Sharpe Ratio Rank: 4848
Sharpe Ratio Rank
RGA Sortino Ratio Rank: 4040
Sortino Ratio Rank
RGA Omega Ratio Rank: 4141
Omega Ratio Rank
RGA Calmar Ratio Rank: 5050
Calmar Ratio Rank
RGA Martin Ratio Rank: 5050
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Reinsurance Group of America, Incorporated (RGA) and compare them to a chosen benchmark (S&P 500 Index).


RGABenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.20

0.90

-0.69

Sortino ratio

Return per unit of downside risk

0.48

1.39

-0.91

Omega ratio

Gain probability vs. loss probability

1.06

1.21

-0.15

Calmar ratio

Return relative to maximum drawdown

0.39

1.40

-1.01

Martin ratio

Return relative to average drawdown

0.85

6.61

-5.76

Explore RGA risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

Reinsurance Group of America, Incorporated provided a 1.80% dividend yield over the last twelve months, with an annual payout of $3.68 per share. The company has been increasing its dividends for 17 consecutive years.


1.00%1.50%2.00%2.50%$0.00$1.00$2.00$3.00$4.0020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$3.68$3.64$3.48$3.30$3.06$2.86$2.80$2.60$2.20$1.82$1.56$1.40

Dividend yield

1.80%1.79%1.63%2.04%2.15%2.61%2.42%1.59%1.57%1.17%1.24%1.64%

Monthly Dividends

The table displays the monthly dividend distributions for Reinsurance Group of America, Incorporated. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.93$0.00$0.93
2025$0.00$0.89$0.00$0.00$0.89$0.00$0.00$0.93$0.00$0.00$0.93$0.00$3.64
2024$0.00$0.85$0.00$0.00$0.85$0.00$0.00$0.89$0.00$0.00$0.89$0.00$3.48
2023$0.00$0.80$0.00$0.00$0.80$0.00$0.00$0.85$0.00$0.00$0.85$0.00$3.30
2022$0.00$0.73$0.00$0.00$0.73$0.00$0.00$0.80$0.00$0.00$0.80$0.00$3.06
2021$0.00$0.70$0.00$0.00$0.70$0.00$0.00$0.73$0.00$0.00$0.73$0.00$2.86

Dividend Yield & Payout


Dividend Yield

Reinsurance Group of America, Incorporated has a dividend yield of 1.80%, which is quite average when compared to the overall market.

Payout Ratio

Reinsurance Group of America, Incorporated has a payout ratio of 15.14%, which is below the market average. This means Reinsurance Group of America, Incorporated returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Reinsurance Group of America, Incorporated. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Reinsurance Group of America, Incorporated was 65.75%, occurring on Mar 23, 2020. Recovery took 899 trading sessions.

The current Reinsurance Group of America, Incorporated drawdown is 9.94%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-65.75%Nov 12, 201990Mar 23, 2020899Oct 17, 2023989
-56.4%Oct 7, 2008105Mar 9, 2009211Jan 7, 2010316
-29.25%Jul 8, 201161Oct 3, 2011394Apr 30, 2013455
-27.11%Nov 18, 202495Apr 7, 2025
-21.84%Apr 21, 201092Aug 30, 201089Jan 5, 2011181

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Reinsurance Group of America, Incorporated over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Reinsurance Group of America, Incorporated is priced in the market compared to other companies in the Insurance - Reinsurance industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for RGA, comparing it with other companies in the Insurance - Reinsurance industry. Currently, RGA has a P/E ratio of 11.5. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for RGA compared to other companies in the Insurance - Reinsurance industry. RGA currently has a PEG ratio of 0.4. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for RGA relative to other companies in the Insurance - Reinsurance industry. Currently, RGA has a P/S ratio of 0.6. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for RGA in comparison with other companies in the Insurance - Reinsurance industry. Currently, RGA has a P/B value of 1.0. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items