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ISIN
US7593516047
CUSIP
759351604
IPO Date
May 4, 1993

Highlights

EPS (TTM)
$17.91
PE Ratio
10.89
PEG Ratio
0.41
Total Revenue (TTM)
$18.13B
Gross Profit (TTM)
$3.15B
EBITDA (TTM)
$1.46B
Year Range
$165.52 - $229.21
Target Price
$239.40
ROA (TTM)
0.55%
ROE (TTM)
6.74%

Share Price Chart


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Performance

RGA Performance Chart

Reinsurance Group of America, Incorporated (RGA) is down 3.3% since the beginning of the year. At $195 per share, RGA is trading 14.9% below its 52-week high of $229. Investors who bought $1,000 worth of RGA shares 5 years ago would now be looking at an investment worth $1,684.


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S&P 500 Index

Returns By Period

Reinsurance Group of America, Incorporated (RGA) has returned -3.28% so far this year and -2.40% over the past 12 months. Over the last ten years, RGA has returned 9.26% per year, falling short of the S&P 500 Index benchmark, which averaged 13.66% annually.


Reinsurance Group of America, Incorporated

1D
-1.64%
1M
-7.20%
YTD
-3.28%
6M
3.95%
1Y
-2.40%
3Y*
12.31%
5Y*
10.99%
10Y*
9.26%

Benchmark (S&P 500 Index)

1D
-0.74%
1M
4.90%
YTD
10.35%
6M
10.28%
1Y
26.52%
3Y*
20.83%
5Y*
12.30%
10Y*
13.66%
*Multi-year figures are annualized to reflect compound growth (CAGR)

RGA Monthly Returns History

Based on dividend-adjusted daily data since Sep 12, 2008, RGA's average daily return is +0.06%, while the average monthly return is +1.07%. At this rate, an investment would double in approximately 5.4 years.

Historically, 56% of months were positive and 44% were negative. The best month was Apr 2020 with a return of +24.4%, while the worst month was Mar 2020 at -31.1%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 4 months.

On a daily basis, RGA closed higher 53% of trading days. The best single day was Nov 9, 2020 with a return of +18.7%, while the worst single day was Oct 9, 2008 at -20.6%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-0.35%6.85%-5.36%3.58%-4.66%-2.80%-3.28%
20256.66%-10.65%-2.86%-4.87%9.00%-2.43%-2.98%1.72%-1.37%-5.03%4.57%7.16%-2.97%
20247.49%2.22%9.06%-3.05%12.66%-2.16%9.82%-1.64%-1.31%-3.12%8.63%-6.47%34.38%
20236.81%-4.30%-8.11%7.20%-1.10%-0.94%1.20%-0.63%4.74%2.95%9.67%-0.78%16.39%
20224.88%-2.83%-1.26%-1.96%18.00%-6.80%-1.29%8.94%0.36%16.98%-1.29%-1.60%33.04%
2021-9.36%17.07%3.13%3.55%-2.92%-9.55%-3.35%5.77%-3.94%6.13%-19.10%15.36%-3.21%

Benchmark Metrics

Reinsurance Group of America, Incorporated has an annualized alpha of 2.03%, beta of 1.08, and R2 of 0.42 versus S&P 500 Index. Calculated based on daily prices since September 15, 2008.

  • This stock participated in 91.43% of S&P 500 Index downside but only 89.66% of its upside - more exposed to losses than it benefited from rallies.
  • R2 of 0.42 means the benchmark explains less than half of this stock's behavior - treat beta with caution or consider switching to a more representative benchmark.

Alpha
2.03%
Beta
1.08
0.42
Upside Capture
89.66%
Downside Capture
91.43%

Return for Risk

Risk / Return Rank

RGA ranks 33 for risk / return — below 33% of stocks on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.


RGA Risk / Return Rank: 3333
Overall Rank
RGA Sharpe Ratio Rank: 3737
Sharpe Ratio Rank
RGA Sortino Ratio Rank: 3030
Sortino Ratio Rank
RGA Omega Ratio Rank: 3030
Omega Ratio Rank
RGA Calmar Ratio Rank: 3535
Calmar Ratio Rank
RGA Martin Ratio Rank: 3434
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Reinsurance Group of America, Incorporated (RGA) and compare them to S&P 500 Index.


RGABenchmarkDifference

Sharpe ratio

Return per unit of total volatility

-0.10

2.24

-2.35

Sortino ratio

Return per unit of downside risk

0.02

3.07

-3.06

Omega ratio

Gain probability vs. loss probability

1.00

1.41

-0.40

Calmar ratio

Return relative to maximum drawdown

-0.17

2.93

-3.10

Martin ratio

Return relative to average drawdown

-0.37

13.52

-13.89

Dividends

Dividend History

Reinsurance Group of America, Incorporated provided a 1.91% dividend yield over the last twelve months, with an annual payout of $3.72 per share. The company has been increasing its dividends for 17 consecutive years.


1.00%1.50%2.00%2.50%$0.00$1.00$2.00$3.00$4.0020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$3.72$3.64$3.48$3.30$3.06$2.86$2.80$2.60$2.20$1.82$1.56$1.40

Dividend yield

1.91%1.79%1.63%2.04%2.15%2.61%2.42%1.59%1.57%1.17%1.24%1.64%

Monthly Dividends

The table displays the monthly dividend distributions for Reinsurance Group of America, Incorporated. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.93$0.00$0.00$0.93$0.00$1.86
2025$0.00$0.89$0.00$0.00$0.89$0.00$0.00$0.93$0.00$0.00$0.93$0.00$3.64
2024$0.00$0.85$0.00$0.00$0.85$0.00$0.00$0.89$0.00$0.00$0.89$0.00$3.48
2023$0.00$0.80$0.00$0.00$0.80$0.00$0.00$0.85$0.00$0.00$0.85$0.00$3.30
2022$0.00$0.73$0.00$0.00$0.73$0.00$0.00$0.80$0.00$0.00$0.80$0.00$3.06
2021$0.00$0.70$0.00$0.00$0.70$0.00$0.00$0.73$0.00$0.00$0.73$0.00$2.86

Dividend Yield & Payout


Dividend Yield

Reinsurance Group of America, Incorporated has a dividend yield of 1.91%, which is quite average when compared to the overall market.

Payout Ratio

Reinsurance Group of America, Incorporated has a payout ratio of 27.00%, which is quite average when compared to the overall market. This suggests that Reinsurance Group of America, Incorporated strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Reinsurance Group of America, Incorporated. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Reinsurance Group of America, Incorporated was 65.75%, occurring on Mar 23, 2020. Recovery took 899 trading sessions.

The current Reinsurance Group of America, Incorporated drawdown is 13.56%.


Related event

Drawdown

Fall

Recovery

Underwater

COVID crash2020
-65.75%Mar 2020
4mo 12d3y 6mo
3y 11moNov 2019 - Oct 2023
Financial crisis2007–2009
-56.40%Mar 2009
5mo 3d10mo 4d
1y 3moOct 2008 - Jan 2010
2011 bear market2011
-29.25%Oct 2011
2mo 27d1y 7mo
1y 9moJul 2011 - Apr 2013
2025 selloff2025
-27.11%Apr 2025
4mo 20d
1y 6moNov 2024 - now
2010 bear market2010
-21.84%Aug 2010
4mo 11d4mo 8d
8mo 19dApr 2010 - Jan 2011

Drawdown Indicators


RGABenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-65.75%

-56.78%

-8.97%

Max Drawdown (1Y)

Largest decline over 1 year

-14.06%

-9.10%

-4.96%

Max Drawdown (3Y)

Largest decline over 3 years

-27.11%

-18.90%

-8.21%

Max Drawdown (5Y)

Largest decline over 5 years

-27.11%

-25.43%

-1.68%

Max Drawdown (10Y)

Largest decline over 10 years

-65.75%

-33.92%

-31.83%

Current Drawdown

Current decline from peak

-13.56%

-0.74%

-12.82%

Average Drawdown

Average peak-to-trough decline

-11.64%

-10.72%

-0.92%

Ulcer Index

Depth and duration of drawdowns from previous peaks

6.50%

1.97%

+4.53%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Reinsurance Group of America, Incorporated over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Reinsurance Group of America, Incorporated is priced in the market compared to other companies in the Insurance - Reinsurance industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for RGA, comparing it with other companies in the Insurance - Reinsurance industry. Currently, RGA has a P/E ratio of 10.9. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for RGA compared to other companies in the Insurance - Reinsurance industry. RGA currently has a PEG ratio of 0.4. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for RGA relative to other companies in the Insurance - Reinsurance industry. Currently, RGA has a P/S ratio of 0.5. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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